# Mena Payments

> Use this skill when integrating, comparing, testing, or reviewing Arab/MENA payment gateways, checkout flows, payment links, refunds, captures, webhooks, sandbox credentials, and gateway selection across Egypt, GCC, Levant, and North Africa.

- Skill: `arabagentskills/mena-payments` (Agent Skill, multi-file: 23 files)
- Install (CLI): `npx skillmds@latest add arabagentskills/mena-payments`
- Raw SKILL.md: https://api.skillmd.com/api/skills/arabagentskills/mena-payments/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Coding & Dev Tools
- Author: ArabAgentSkills (https://skillmd.com/u/arabagentskills)
- Updated: 2026-09-17
- Page: https://skillmd.com/skills/arabagentskills/mena-payments

---


# MENA Payments

## When To Use

Use this skill for payments work in Arab/MENA contexts, especially when the prompt includes: payment, checkout, gateway, refund, capture, webhook, KNET, mada, Meeza.

## When Not To Use

- Do not process live payments or refunds.
- Do not invent endpoint URLs, credentials, or webhook signatures.

## Required Inputs

- Country or market.
- Target vendor, if already selected.
- Desired workflow: vendor selection, implementation, review/debugging, launch readiness, or source research.
- Sandbox vs production state.
- Whether live customer, payment, tax, identity, bank, or payroll data is involved.

## Common Workflows

- Select the vendor file that matches the requested gateway or country.
- Confirm docs access, confidence, sandbox availability, and source URLs before implementation advice.
- Separate hosted checkout, direct API, payment link, tokenization, capture, refund, and webhook flows.
- Return integration steps with validation checks and unknowns clearly marked.

## Default Workflow

1. Read `sources.yml` to see available vendors and confidence.
2. If a vendor is named, read only `vendors/<vendor-id>.md` for that vendor.
3. If choosing vendors, compare only vendors in this skill's registry: amazon-payment-services, amazon-payment-services-payfort, easykash, fawrypay, geidea, hyperpay, kashier, moyasar, myfatoorah, paylink, paymob, paysky, and 3 more.
4. Load `references/integration-checklist.md` only for implementation, review, or launch-readiness work.
5. Use `scripts/list-vendors.mjs` for a deterministic vendor list when needed.
6. Answer with source-backed facts, explicit unknowns, and validation steps.

## Decision Tree

- Named vendor: read that vendor file, then answer narrowly.
- Vendor selection: filter by country, docs access, maturity, and source quality before recommending.
- Implementation: include auth, sandbox, webhook/callback, retries, idempotency, logging, and error handling only where source-backed.
- Review/debugging: compare the user's plan or code against the vendor file, `sources.yml`, and `references/integration-checklist.md`.
- Source research: update facts only when an official source, developer portal, GitHub repo, OpenAPI/Postman asset, or government source supports the claim.
- Missing docs: say `Needs vendor access` or `Unknown from public docs`.

## Response Contract

- Start by naming the skill file and vendor/reference files used.
- Give a short recommendation or implementation path before details.
- Separate source-backed facts from assumptions and unknowns.
- Include country/market fit, docs access, docs confidence, and source-quality caveats when selecting vendors.
- Include a validation checklist with sandbox/test steps, rollback or retry notes, and manual approval gates for high-risk work.
- Never provide live-action instructions that move money, tax documents, bank data, identity data, payroll data, or outbound messages without explicit human approval.

## Files To Read

- Routing and process: `SKILL.md`.
- Vendor facts: `vendors/*.md`.
- Source map: `sources.yml`.
- Implementation review: `references/integration-checklist.md`.
- Example response style: `examples/source-backed-answer.md`.

## Safety Rules

- Use sandbox first and keep live keys out of source control.
- Require explicit approval before live payment, refund, payout, capture, or void operations.
- Verify webhook authenticity only from vendor docs; otherwise say it needs vendor confirmation.
- Store gateway transaction IDs and make retry behavior idempotent.

## Validation Checklist

- Vendor facts map back to `source_urls`.
- Unknowns are labeled instead of guessed.
- Sandbox and production are separated.
- Secrets are not printed or committed.
- High-risk live actions require explicit human approval.
- Evals in `evals/prompts.yml` still cover the changed workflow.

## Done Criteria

- The answer names the files read or source-backed references used.
- The implementation plan includes tests and rollback/verification steps.
- No unsupported regional, API, compliance, pricing, or endpoint claims are included.