# Legal Page Generator Checklist

> 根据免费、订阅、企业、API或开发者产品类型规划隐私、条款等上线所需页面结构与内容要点，并提示专业审查边界。

- Skill: `cslawyer1985/legal-page-generator-checklist` (Agent Skill, multi-file: 5 files)
- Install (CLI): `npx skillmds@latest add cslawyer1985/legal-page-generator-checklist`
- Raw SKILL.md: https://api.skillmd.com/api/skills/cslawyer1985/legal-page-generator-checklist/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Integrations & APIs
- Author: cslawyer1985 (https://skillmd.com/u/cslawyer1985)
- Updated: 2026-09-17
- Page: https://skillmd.com/skills/cslawyer1985/legal-page-generator-checklist

---

# Pages: Legal

Guides legal page content, structure, compliance, and platform readiness for AI/SaaS products.

**When invoking**: On **first use**, if helpful, open with 1–2 sentences on what this skill covers and why it matters, then provide the main output. On **subsequent use** or when the user asks to skip, go directly to the main output.

## Initial Assessment

Identify:
1. **Product category**: Free anonymous, free with account, freemium, subscription SaaS, enterprise/B2B, API/developer, marketplace/platform, e-commerce, content/media, mobile app, AI agent/MCP — see §Product Categories
2. **Page type**: Privacy Policy, Terms of Service, Cookie Policy, etc.
3. **Jurisdiction needs**: Which countries' laws apply — see §Jurisdiction Decision Framework
4. **Indexing strategy**: Index or noindex — see §Indexing Strategy
5. **Platform dependencies**: Which external platforms require these pages — see §Platform Dependencies

---

## Product Categories

The legal page structure depends heavily on the product category. Identify which one applies before drafting:

| Category | Key Legal Characteristics | Sections to INCLUDE | Sections to SKIP |
|---|---|---|---|
| **Free Anonymous** | No accounts, no payment, no persistent storage, GA4 analytics | What we DON'T collect, no-training statement, fair-use limits, free/no-SLA | Payment, account responsibilities, refund, data portability |
| **Free with Account** | Login required, user data stored, may have social features | Account security, data access/portability, user responsibilities | Payment, billing, refund |
| **Freemium** | Free + paid tiers, payment data, auto-renewal | Payment terms, billing, tier differences, data handling per tier | — |
| **Subscription SaaS** | Recurring billing, auto-renewal, cancellation | Payment, billing cycles, auto-renewal disclosure, cancellation process | — |
| **Enterprise / B2B** | DPA, SOC 2, zero-training guarantees, SCCs | DPA reference, sub-processor list, security certifications, data processing roles, custom retention | Fair-use limits (usually N/A) |
| **API / Developer** | Data processor role, rate limits, API keys | Rate limits, API key security, data processor terms, uptime/SLA | End-user account sections |
| **Marketplace / Platform** | Multi-party, UGC responsibility, submission licensing | Content moderation, takedown process, submitter licenses, third-party content disclaimer | — |
| **E-commerce** | Physical/digital goods, refunds, shipping | Refund policy, shipping policy, consumer rights, payment security | — |
| **Content / Media** | Copyright, DMCA, content licensing | DMCA contact, content ownership, republication terms | Payment (unless paid content) |
| **Mobile App** | App store review, privacy nutrition labels, permissions | App store compliance notes, permission justifications, data collection summary | — |
| **AI Agent / MCP** | Automated decisions, tool invocation, sub-processor chains | AI decision transparency, sub-processor chain disclosure, autonomous action limits | — |

---

## Platform Dependencies

Many external platforms **require** posted Privacy Policy and/or Terms of Service before the product can be listed, advertised, or operate in compliance. These should be flagged to the user during generation.

### Submission & Directory Platforms

Most AI tool directories, MCP/Skills marketplaces, and software directories require both Privacy Policy and Terms of Service to be publicly accessible before a listing can be approved. Common requirements across these platforms:

- Publicly linked Privacy Policy and Terms of Service
- No illegal, deceptive, or IP-infringing content
- Accurate, non-misleading product descriptions
- Submitter warrants ownership or authority to list
- Platform reserves right to reject or remove listings at discretion
- Often require a DMCA/copyright complaint contact

### Advertising & Distribution Platforms

| Platform | Requires | Consequence if Missing |
|----------|----------|----------------------|
| Google Ads | Privacy Policy link during account setup | Cannot launch campaigns |
| Meta Ads (Facebook/Instagram) | Privacy Policy for ad account verification | Ad account suspended |
| TikTok Ads | Privacy Policy for account review | Cannot launch |
| Apple App Store | Privacy Policy URL + privacy nutrition labels | App rejected |
| Google Play Console | Privacy Policy URL for all apps | App rejected |
| LinkedIn Ads | Privacy Policy for business page verification | Restricted access |

### Infrastructure & Compliance

| Requirement | What's Needed |
|-------------|---------------|
| Google Analytics ToS §7 | Posted privacy policy that discloses GA usage |
| Stripe / payment processors | Privacy Policy URL during onboarding |
| OAuth providers (Google, GitHub) | Privacy Policy URL for app verification |
| SOC 2 / ISO 27001 | Both pages are standard vendor-assessment prerequisites |
| Enterprise procurement | Both pages are due-diligence checklist items |
| Accelerators (YC, Techstars, etc.) | Legal pages are standard application requirements |

---

## Jurisdiction Decision Framework

Use a three-layer approach to determine which laws apply:

**Layer 1 — Operator location** → determines primary governing law and venue in Terms.

**Layer 2 — User locations** → determines which privacy regulations apply and whether regional supplements are needed. If the product is accessible globally, assume GDPR (EU), CCPA (California), and the operator's home jurisdiction at minimum.

**Layer 3 — Data storage location** → determines data localization obligations. China (PIPL) and India (DPDP) may require local storage.

### Major Privacy Regulations (2025–2026)

| Jurisdiction | Law | Consent Model | Max Penalty | Notable |
|---|---|---|---|---|
| EU/EEA | GDPR | Opt-in | €20M / 4% global revenue | 72h breach notification; DPO required for certain entities |
| UK | UK GDPR + DPA 2018 | Opt-in | £17.5M / 4% | Post-Brexit independent; UK Representative required |
| California | CCPA/CPRA | Opt-out | $7,988/violation (no cap) | 19 US states now enforce; ADMT rules effective Jan 2026 |
| China | PIPL | Opt-in + separate consent for sensitive data | ¥50M / 5% revenue | **Data localization mandatory**; cross-border transfer requires security assessment |
| Brazil | LGPD | Opt-in | R$50M (~$10M USD) | DPO required for larger orgs |
| India | DPDP Act 2023 | Consent-centric | ₹250Cr (~$30M USD) | **Under-18 requires parental consent**; phased enforcement 2025–2027 |
| Canada | PIPEDA + Quebec Law 25 | Opt-in | CAD $10M+ | Quebec has independent requirements |
| South Korea | PIPA | Opt-in | 3% of revenue | Criminal penalties possible; among the strictest globally |
| Japan | APPI | Opt-in for transfers | Criminal penalties | "Pseudonymized" data concept |
| Australia | Privacy Act 1988 + 2025 amendments | Opt-in | AUD $50M+ | New "fair and reasonable" test; children's privacy code |

### Regional Supplements Pattern

Follow the model used by leading AI platforms: one main policy covering universal practices, plus **regional supplement sections** for jurisdictions with unique requirements. At minimum, provide:

- **EEA/UK Supplement**: GDPR legal bases (Art. 6), data subject rights (Art. 15–22), SCCs for transfers, DPO/representative contacts, complaint to supervisory authority
- **California Supplement**: 11-category data collection table, right to know/delete/correct, "Do Not Sell or Share" statement, opt-out mechanisms

Other regional supplements (China, Brazil, India, etc.) should be added when the product has significant users in those jurisdictions.

### Governing Law Patterns for Terms

| Pattern | Use Case | Venue Clause |
|---|---|---|
| **Single jurisdiction** | Operator and users in same country | Governing law of [State], venue in [County] |
| **Dual jurisdiction (fallback)** | Operator has ties to two countries | Primary: [Jurisdiction A]; Alternate: [Jurisdiction B] only where A is unavailable |
| **EU-first** | Primarily EU users | Ireland or Estonia (English-language EU courts) |
| **Arbitration** | Crypto/Web3 or international | Binding arbitration (JAMS, SIAC, HKIAC); opt-out window for users |

---

## Best Practices

### Content Principles

- **Clear language**: Avoid legalese where possible; explain what data is collected and why in plain terms
- **Structure**: Headings, sections, table of contents; use tables for cookies and processors
- **Updates**: "Last updated" date prominently at the top; version number if needed
- **Legal review**: Recommend that a qualified lawyer review for jurisdiction-specific compliance

### AI-Specific Content Requirements

These are **mandatory disclosures** for any product using AI models (generation, processing, or analysis):

**In Privacy Policy:**
1. Name the specific AI models used (e.g., Google Gemini, OpenAI GPT-4)
2. State whether submitted data is used for model training — if NOT, state this prominently as a trust signal
3. Disclose that generated output is probabilistic and may contain inaccuracies
4. Disclose that images are AI-generated, not photographs of real people/places

**In Terms of Service:**
1. Ownership of generated output (typically: user owns it, but AI-generated content may not qualify for copyright)
2. AI disclaimer: artifacts, mis-rendered text, hallucinated content; verify before publishing
3. User responsibility for verifying output before use
4. Third-party model providers' terms also apply to the user
5. Copyright ambiguity: generated content may inadvertently reproduce training data elements

### Trust-Building Patterns (Recommended)

- **"What we DON'T collect" section**: For no-login tools, list what's NOT collected (accounts, passwords, payment, contacts) — this builds immediate trust
- **"No training on your data"**: If using API-based AI (not consumer chat), state that data is not used for training — users assume the worst otherwise
- **Retention by category**: Be specific about what's deleted when, rather than vague "we keep data as needed"
- **Cookie opt-out instructions**: Don't just list cookies — tell users how to opt out of each one

### Common Pitfalls

| Pitfall | Why It Matters | Fix |
|---|---|---|
| **Over-promising data deletion** | Saying "we delete everything immediately" while keeping server logs for 30 days creates a false statement | Specify retention per category: submitted data (immediate), analytics (14 months), logs (30 days) |
| **Missing GA4 cookie disclosure** | Google Analytics sets `_ga` and `_ga_*` cookies — must be in the cookie table | Always include GA4 cookies when using Google Analytics |
| **Skipping "no training" statement** | Users assume AI tools train on their data by default; silence = assumed training | Explicitly state "not used for AI model training" if true |
| **Jurisdiction mismatch** | Operator in one country but Terms only list another — users may challenge forum convenience | Use dual-jurisdiction fallback pattern when operator has cross-border ties |
| **No DMCA/copyright complaint channel** | US-hosted sites need a takedown contact; even free tools get requests | Include copyright complaint email in Terms §Contact |
| **Liability cap without jurisdictional carve-out** | EU, AU, NZ don't allow blanket disclaimers or very low caps | Add: "Some jurisdictions do not allow these limitations, so they may not apply to you" |
| **Confusing cookie notice with cookie consent** | Notice = "we use cookies, here they are" (sufficient for analytics only). Consent = "click accept/reject" (required for ads/tracking) | Classify cookies by type and recommend the right mechanism |
| **Updating Terms without "continued use = acceptance"** | Without this clause, existing users can argue they never agreed to new terms | Always include: "Your continued use after changes are posted constitutes acceptance" |

---

## Indexing Strategy

Legal page indexing is **not one-size-fits-all**. The decision depends on the product's goals:

| Scenario | Strategy | Reason |
|---|---|---|
| **Submission/directory listing required** | **Index** | Many AI tool directories and submission platforms crawl the site to verify legal pages exist; noindex blocks this verification |
| **General SaaS / content site** | **Noindex** | Legal pages are low-value for organic search; noindex keeps them out of search results while remaining accessible |
| **Multiple language versions** | **Canonical** | Point all language variants to the primary (usually English) version |
| **Regional variants** | **Index + canonical** | If legally required to have jurisdiction-specific versions, index each and self-canonical |

**Default recommendation**: Index both pages unless the product has a specific reason not to. The SEO cost of indexing two utility pages is negligible, and the platform-verification benefit of indexable legal pages is significant.

---

## Placement

- **Footer**: Links to all legal pages on every route
- **Consent flows**: Cookie banner links to Privacy and Cookie Policy
- **Sign-up / checkout**: Link to Terms before commitment
- **Contact forms**: Link to Privacy near data submission points

---

## Structure

Quick-reference section frameworks by page type:

### Privacy Policy (14 sections for full coverage)

1. Who we are + contact
2. What the product does (one sentence)
3. Information we collect (with "What we DON'T collect" sub-section)
4. How we use information (with AI model training disclosure)
5. Cookies (table format: name | purpose | duration | how to opt out)
6. Third-party processors (each with privacy policy URL)
7. Data retention (per category)
8. Your rights (GDPR + CCPA + regional supplements)
9. International transfers
10. Children (COPPA/GDPR-K age thresholds)
11. Security
12. Changes
13. Contact (with response timeframe)
14. Regional supplements (EEA/UK, California, others as needed)

### Terms of Service (18 sections for full coverage)

1. Agreement (using = accepting)
2. The service (what + fair-use limits if applicable)
3. Eligibility (age requirement)
4. No accounts (if applicable — anonymous use + user responsibility)
5. Acceptable use (prohibited content + prohibited behaviors)
6. Your content (ownership retained, limited license to process)
7. Generated output (ownership, commercial use, AI caveats)
8. AI disclaimer (probabilistic, verify before publishing)
9. Third-party services (model providers, their terms apply)
10. Free service / No SLA (if applicable — best-effort, can change)
11. Intellectual property (what the operator owns)
12. Termination
13. Disclaimer of warranties (AS-IS, all-caps)
14. Limitation of liability ($ cap + jurisdictional carve-out)
15. Indemnity
16. Governing law & venue (+ alternate forum if applicable)
17. Changes (continued use = acceptance)
18. Contact (+ DMCA/copyright complaint channel if US-hosted)

### Cookie Policy

- What cookies are (brief explanation)
- Cookie table: name | type | purpose | duration | how to opt out
- Third-party cookies (GA4, etc.)
- How to manage/disable cookies in browser settings
- Notice vs consent: classify whether the site needs a notice or a consent banner

---

## Output Format

For each legal page type, provide:
- **Sections**: Complete outline with all applicable sections
- **Key points**: What each section must cover, with specific language for critical clauses
- **Product-category adjustments**: Which sections to add or remove based on the product category
- **Jurisdiction flags**: Which sections need regional variants
- **Platform readiness**: Confirm the pages meet submission/advertising platform requirements
- **Disclaimer**: Recommend legal review before publishing

---

## Related Skills

- **privacy-page-generator**: Privacy Policy page
- **terms-page-generator**: Terms of Service page
- **cookie-policy-page-generator**: Cookie Policy page
- **indexing**: Index/noindex strategy for legal pages
- **title-tag, meta-description, page-metadata**: Legal page metadata
- **homepage-generator**: Footer links to legal

## 简诗 AI 安全边界

- 不自动安装依赖、修改系统权限、创建持久化任务或执行下载内容。
- 涉及发送、发布、删除、付款、部署或其他外部写入时，先展示目标与影响并取得用户明确确认。
- 凭据只用于用户指定的对应官方服务，不回显、不记录，也不转发到无关地址。
- 命令和代码默认作为参考；只有用户明确要求执行且目标范围清楚时才可运行。

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