# Benefits By Country

> Apollo.io benefits packages by country — health insurance, equity, perks, and stipends

- Skill: `fdu-ins/benefits-by-country` (Agent Skill)
- Install (CLI): `npx skillmds@latest add fdu-ins/benefits-by-country`
- Raw SKILL.md: https://api.skillmd.com/api/skills/fdu-ins/benefits-by-country/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Coding & Dev Tools
- Author: FDU-INS (https://skillmd.com/u/fdu-ins)
- Updated: 2026-09-10
- Page: https://skillmd.com/skills/fdu-ins/benefits-by-country

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# Benefits by Country

## Global benefits (all countries)
- Equity: [FILL: RSUs/options, vesting schedule, cliff]
- Learning stipend: [FILL: $X/year for courses, books, conferences]
- Home office stipend: [FILL: one-time + monthly]
- Wellness stipend: [FILL: $X/month]

## United States
- Health: [FILL: carrier, plan types, coverage levels]
- Dental: [FILL]
- Vision: [FILL]
- 401(k): [FILL: match details]
- FSA/HSA: [FILL]
- Life insurance: [FILL]
- Commuter benefits: [FILL]

## Poland
- Health: [FILL: Luxmed/Medicover tier]
- Multisport card: [FILL: yes/no, company contribution]
- PPK: [FILL: contribution rates]
- Lunch subsidy: [FILL]

## Mexico
- IMSS: Covered
- Private health: [FILL: carrier, coverage]
- Grocery vouchers: [FILL]
- Savings fund: [FILL]

## [Add remaining countries]
<!-- Each section should be filled by regional People Ops -->

## FAQ
- **When do benefits start?** [FILL: Day 1 / after X days]
- **Can I add dependents?** [FILL: process]
- **Who do I contact for benefits questions?** #benefits-questions in Slack