# Policy

> Design an insurance underwriter policy

- Skill: `fdu-ins/policy` (Agent Skill)
- Install (CLI): `npx skillmds@latest add fdu-ins/policy`
- Raw SKILL.md: https://api.skillmd.com/api/skills/fdu-ins/policy/raw
- Safety review: pending (external: skill-scanner PASS, skillspector PASS)
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Coding & Dev Tools
- Author: FDU-INS (https://skillmd.com/u/fdu-ins)
- Updated: 2026-09-21
- Page: https://skillmd.com/skills/fdu-ins/policy

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# Underwriter Policy Design

**Task:** $ARGUMENTS

Read `.claude/agents/protocol-policy.md` before starting.

## Acceptance Criteria

- [ ] FHE pattern correct (allowThis + allow)
- [ ] Risk score uses 0-10000 bps scale
- [ ] Pool economics sustainable
- [ ] ERC-165 supportsInterface included

## Handoff

Return: policy specification with risk model, judge logic, and implementation path in reineira-code.