# Cash Flow Triage

> Triage cash-flow pressure for owners and operators using supplied financial context. Use when Codex is asked to summarize cash risk, review receivables/payables, identify cash conservation options, prepare a cash triage memo, or create owner cash action lists.

- Skill: `gabrielmoreira/cash-flow-triage` (Agent Skill, multi-file: 3 files)
- Install (CLI): `npx skillmds@latest add gabrielmoreira/cash-flow-triage`
- Raw SKILL.md: https://api.skillmd.com/api/skills/gabrielmoreira/cash-flow-triage/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Research & Search
- License: MIT
- Author: gabrielmoreira (https://skillmd.com/u/gabrielmoreira)
- Updated: 2026-09-09
- Page: https://skillmd.com/skills/gabrielmoreira/cash-flow-triage

---


# Cash Flow Triage

## Core Workflow

1. Identify period, business model, cash balance context, receivables, payables,
   payroll, debt, taxes, and near-term obligations from supplied data.
2. Separate confirmed figures, missing figures, assumptions, and urgent unknowns.
3. Categorize actions by collect, defer, reduce, renegotiate, increase, finance,
   or pause.
4. Identify tradeoffs, owner approvals, stakeholder impacts, and risks.
5. Provide a short cash risk summary and immediate action list.
6. Flag professional review needs for tax, accounting, debt, employment, legal,
   or financing decisions.

## Safety Rules

- This is business analysis support only, not legal, tax, accounting,
  investment, lending, or financial advice.
- Do not invent balances, obligations, forecasts, creditor terms, or tax
  requirements.
- Do not recommend nonpayment, layoffs, debt, tax actions, or financing moves
  without professional review.

## Deliverable Shape

For cash-flow triage, provide:

- Cash context and period
- Confirmed figures and missing data
- Near-term cash risks
- Action options by category
- Tradeoffs and review needs
- Immediate owner action list

## References

- Read `references/cash-flow-triage-checklist.md` when preparing cash triage,
  cash risk summaries, receivables/payables reviews, or owner cash action lists.