# Fund House Watch

> Watch for AMC-level red flags behind the user's funds — manager exits, SEBI action, AUM swings, scheme mergers. Use when the user asks about an AMC, a fund-manager change, or wants an "anything wrong at my fund houses" check. Read-only.

- Skill: `getlost01/fund-house-watch` (Agent Skill)
- Install (CLI): `npx skillmds@latest add getlost01/fund-house-watch`
- Raw SKILL.md: https://api.skillmd.com/api/skills/getlost01/fund-house-watch/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Research & Search
- Author: getlost01 (https://skillmd.com/u/getlost01)
- Updated: 2026-09-17
- Page: https://skillmd.com/skills/getlost01/fund-house-watch

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# Fund House Watch

Read-only AMC surveillance. `reference/READ-ONLY-POLICY.md` (hard rule)
and `reference/RESEARCH-STANDARDS.md` (freshness, tool availability,
SEBI/AMFI primary sources, disclosure where a fund-level view results)
apply. Works over whichever broker(s) `BROKERS.md` names active — see
`reference/BROKER-CAPABILITIES.md`. Groww exposes no fund data; if
INDmoney is active its holdings/SIP capability can supply the AMC list
directly (**unverified**, check the status table), otherwise the
watchlist comes from `PORTFOLIO-PLAN.md`. Either way the findings
themselves are entirely news-derived — no broker has an AMC-surveillance
tool.

## Steps

1. **Build the AMC list.** From INDmoney's holdings/SIP capability if
   active; otherwise `PORTFOLIO-PLAN.md`'s holdings and **SIP register**
   give the distinct fund houses, which of the user's funds each
   carries, and how much ₹ — no other broker here can. Missing or stale
   → ask which AMCs to watch, or offer `portfolio-plan-builder`. Watch
   only these unless the user names another.

2. **Search per AMC.** Date-anchored `WebSearch`, one query per AMC
   ("<AMC> news fund manager SEBI <month year>"), a second only if
   something surfaces. Looking for manager exits (especially on the
   user's schemes — note the replacement's tenure); regulatory action
   (SEBI orders, show-cause notices, front-running or valuation
   investigations); scheme events (mergers, reclassification, mandate
   changes, exit-load or expense changes on held schemes); and AUM
   anomalies (sudden large outflows — institutional money leaves first).

   Silence is a finding: "nothing material found in the last N days" per
   AMC, dated. Don't manufacture concerns.

3. **Grade against exposure:**
   - **Red** (thesis-breaking — SEBI action, star-manager exit on a held
     concentrated scheme) → follow up via `mutual-fund-analysis` /
     `sip-review`, with an interim view per the completeness checklist.
   - **Amber** (manager change with a credible successor, mandate tweak)
     → note what to re-check and when.
   - **Info** (expense change, scheme rename).

4. **Present:** a per-AMC table (AMC, ₹ exposure, funds held, flag,
   finding + source/date), detail only for red and amber, then the
   disclosure block if a view was given. Cite outlet + date on every
   claim — this skill is entirely news-derived. Formal version:
   `reference/templates/fund-house-watch.md`.