# Financial Analysis

> Guidelines for income/expense categorization, trend analysis, and generating financial insights.

- Skill: `johnsonhk88/financial-analysis` (Agent Skill)
- Install (CLI): `npx skillmds@latest add johnsonhk88/financial-analysis`
- Raw SKILL.md: https://api.skillmd.com/api/skills/johnsonhk88/financial-analysis/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Coding & Dev Tools
- Author: johnsonhk88 (https://skillmd.com/u/johnsonhk88)
- Updated: 2026-09-17
- Page: https://skillmd.com/skills/johnsonhk88/financial-analysis

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# Financial Analysis Skill

## Rules
- After parsing transactions, always calculate:
  - **Opening Balance**
  - **Closing Balance**
  - **Total Credits** (sum of all credits)
  - **Total Debits** (sum of all debits)
- Cross-verify totals using: `Opening + Total Credits - Total Debits = Closing`
- When answering "total amount" questions, clearly state whether it refers to **Closing Balance** or **Total Credits/Debits**.
- Highlight unusual or large transactions when relevant.
- Never invent or assume values not present in the extracted data.

## Output Guidelines
- Present numbers clearly with proper formatting (e.g., $1,234.56).
- Use tables when showing multiple transactions.