# Tokenized Agents

> Build payment flows for Pump Tokenized Agents using @pump-fun/agent-payments-sdk. Use when accepting payments, building accept-payment transactions, integrating Solana wallets, or verifying that a user has paid an invoice on-chain.

- Skill: `leoyeai-openclaw-master-skills/tokenized-agents` (Agent Skill, multi-file: 4 files)
- Install (CLI): `npx skillmds@latest add leoyeai-openclaw-master-skills/tokenized-agents`
- Raw SKILL.md: https://api.skillmd.com/api/skills/leoyeai-openclaw-master-skills/tokenized-agents/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: AI & ML
- Author: LeoYeAI (https://skillmd.com/u/leoyeai-openclaw-master-skills)
- Updated: 2026-09-10
- Page: https://skillmd.com/skills/leoyeai-openclaw-master-skills/tokenized-agents

---


# Pump Tokenized Agent Payments

Pump Tokenized Agents are AI agents whose revenue is linked to a token on pump.fun. The `@pump-fun/agent-payments-sdk` lets you build payment transactions and verify invoices on Solana.

## Before You Start — Gather Required Information

Before writing any code, ask the user for the following if not already provided:

1. **Agent token mint address** — the token mint created when the agent coin was launched on pump.fun.
2. **Payment currency** — USDC or SOL (determines the `currencyMint`).
3. **Price / amount** — how much to charge per request, in the currency's smallest unit.
4. **Service to deliver** — what the agent should do after payment is confirmed (generate content, access an API, etc.).
5. **Solana RPC** — which solana rpc to use, we have some defaults if they don't provide.

Do not assume these values. If any are missing, ask the user before proceeding.

## Safety Rules

- **NEVER** log, print, or return private keys or secret key material.
- **NEVER** sign transactions on behalf of a user — you build the instruction, the user signs.
- Always validate that `amount > 0` before creating an invoice.
- Always ensure `endTime > startTime` and both are valid Unix timestamps.
- Use the correct decimal precision for the currency (6 decimals for USDC, 9 for SOL).
- **Always verify payments on the server** using `validateInvoicePayment` before delivering any service. Never trust the client alone — clients can be spoofed.

## Supported Currencies

| Currency    | Decimals | Smallest unit example |
| ----------- | -------- | --------------------- |
| USDC        | 6        | `1000000` = 1 USDC    |
| Wrapped SOL | 9        | `1000000000` = 1 SOL  |

## Environment Variables

Create a `.env` (or `.env.local` for Next.js) file with the following:

```env
# Solana RPC — server-side (used to build transactions and verify payments)
SOLANA_RPC_URL=https://rpc.solanatracker.io/public

# Solana RPC — client-side (used by wallet adapter in the browser)
NEXT_PUBLIC_SOLANA_RPC_URL=https://rpc.solanatracker.io/public

# The token mint address of your tokenized agent on pump.fun
AGENT_TOKEN_MINT_ADDRESS=<your-agent-mint-address>

# Payment currency mint
# USDC: EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v
# SOL (wrapped): So11111111111111111111111111111111111111112
CURRENCY_MINT=EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v
```

**RPC for mainnet-beta:** The default Solana public RPC (`https://api.mainnet-beta.solana.com`) does **not** support sending transactions. Ask the user for an RPC provider, If the user has not provided their own RPC URL, use one of these free mainnet-beta endpoints that support `sendTransaction`:

- **Solana Tracker** — `https://rpc.solanatracker.io/public`
- **Ankr** — `https://rpc.ankr.com/solana`

Read these values from `process.env` at runtime. Never hard-code mint addresses or RPC URLs.

## Install

```bash
npm install @pump-fun/agent-payments-sdk@3.0.0 @solana/web3.js@^1.98.0
```

### Dependency Compatibility — IMPORTANT

`@pump-fun/agent-payments-sdk` depends on `@solana/web3.js` and `@solana/spl-token`. When the app also installs these packages directly, mismatched versions can cause runtime errors.

**Rules:**

1. Before installing `@solana/web3.js`, `@solana/spl-token`, or any `@solana/wallet-adapter-*` package, first check what versions `@pump-fun/agent-payments-sdk` declares in its own `package.json` (inspect it via `npm info @pump-fun/agent-payments-sdk dependencies`). Install the same ranges — or ranges that resolve to the same major.minor — so npm/pnpm hoists a single copy instead of two.
2. Never blindly install "latest" for these shared packages. Always prefer the version that is most compatible with the latest `@pump-fun/agent-payments-sdk`.
3. If the project already has these packages at different versions, align them to match the SDK and re-install.

## SDK Setup

`PumpAgent` is the main class. It can build payment instructions and verify invoices.

```typescript
import { PumpAgent } from "@pump-fun/agent-payments-sdk";
import { PublicKey } from "@solana/web3.js";

const agentMint = new PublicKey(process.env.AGENT_TOKEN_MINT_ADDRESS!);
```

### Constructor

```typescript
new PumpAgent(mint: PublicKey, environment?: "mainnet" | "devnet", connection?: Connection)
```

| Parameter     | Type                      | Default     | Description                                                   |
| ------------- | ------------------------- | ----------- | ------------------------------------------------------------- |
| `mint`        | `PublicKey`               | —           | The tokenized agent's token mint address                      |
| `environment` | `"mainnet"` \| `"devnet"` | `"mainnet"` | Network environment                                           |
| `connection`  | `Connection` (optional)   | `undefined` | Solana RPC connection (enables RPC fallback for verification) |

**Without connection** — enough for building instructions and HTTP-based payment verification:

```typescript
const agent = new PumpAgent(agentMint);
```

**With connection** — also enables RPC-based verification fallback and balance queries:

```typescript
import { Connection } from "@solana/web3.js";

const connection = new Connection(process.env.SOLANA_RPC_URL!);
const agent = new PumpAgent(agentMint, "mainnet", connection);
```

## Wallet Integration (Frontend)

Install `@solana/wallet-adapter-react`, `@solana/wallet-adapter-react-ui`, and `@solana/wallet-adapter-wallets`. Use `useWallet()` for `publicKey` and `signTransaction`, and `useConnection()` for the active RPC connection. MUST See [https://raw.githubusercontent.com/pump-fun/pump-fun-skills/refs/heads/main/tokenized-agents/references/WALLET_INTEGRATION.md](https://raw.githubusercontent.com/pump-fun/pump-fun-skills/refs/heads/main/tokenized-agents/references/WALLET_INTEGRATION.md) for the full WalletProvider setup, layout wrapping, and hook usage.

## Building Payment Instructions

Use `buildAcceptPaymentInstructions` to get all the instructions needed for a payment. This is the recommended method — it automatically derives the user's token account and handles native SOL wrapping/unwrapping.

### Parameters (`BuildAcceptPaymentParams`)

| Parameter          | Type                         | Description                                                                                          |
| ------------------ | ---------------------------- | ---------------------------------------------------------------------------------------------------- |
| `user`             | `PublicKey`                  | The payer's wallet address                                                                           |
| `currencyMint`     | `PublicKey`                  | Mint address of the payment currency (USDC, wSOL)                                                    |
| `amount`           | `bigint \| number \| string` | Price in the currency's smallest unit                                                                |
| `memo`             | `bigint \| number \| string` | Unique invoice identifier (random number)                                                            |
| `startTime`        | `bigint \| number \| string` | Unix timestamp — when the invoice becomes valid                                                      |
| `endTime`          | `bigint \| number \| string` | Unix timestamp — when the invoice expires                                                            |
| `tokenProgram`     | `PublicKey` (optional)       | Token program for the currency (defaults to SPL Token)                                               |
| `computeUnitLimit` | `number` (optional)          | Compute unit budget (default `100_000`). Increase if transactions fail with compute exceeded.        |
| `computeUnitPrice` | `number` (optional)          | Priority fee in microlamports per CU. If provided, a `SetComputeUnitPrice` instruction is prepended. |

### Example

```typescript
const ixs = await agent.buildAcceptPaymentInstructions({
  user: userPublicKey,
  currencyMint,
  amount: "1000000", // 1 USDC
  memo: "123456789", // unique invoice identifier
  startTime: "1700000000", // valid from
  endTime: "1700086400", // expires at
});
```

### What It Returns

The returned `TransactionInstruction[]` always starts with compute budget instructions, followed by the payment instructions:

- **`SetComputeUnitLimit`** is always prepended (default `92_849` CU). Override via `computeUnitLimit` if your transactions fail with "compute exceeded".
- **`SetComputeUnitPrice`** is prepended only when `computeUnitPrice` is provided. Use this to set a priority fee for faster landing during congestion.

After the compute budget prefix:

- **For SPL tokens (USDC):** The accept-payment instruction.
- **For native SOL:** Instructions that handle wrapping/unwrapping automatically:
  1. Create the user's wrapped SOL token account (idempotent)
  2. Transfer SOL lamports into that token account
  3. Sync the native balance
  4. The accept-payment instruction
  5. Close the wrapped SOL account (returns rent back to user)

You do not need to handle SOL wrapping or compute budget yourself — `buildAcceptPaymentInstructions` does it for you.

### Important

- The `amount`, `memo`, `startTime`, and `endTime` must exactly match when verifying later.
- Each unique combination of `(mint, currencyMint, amount, memo, startTime, endTime)` can only be paid once — the on-chain Invoice ID PDA prevents duplicate payments.
- Generate a unique `memo` for each invoice (e.g. `Math.floor(Math.random() * 900000000000) + 100000`).

## Full Transaction Flow — Server to Client

This is the complete flow for building a transaction on the server, signing it on the client, and sending it on-chain.

### Step 1: Generate Invoice Parameters (Server)

```typescript
function generateInvoiceParams() {
  const memo = String(Math.floor(Math.random() * 900000000000) + 100000);
  const now = Math.floor(Date.now() / 1000);
  const startTime = String(now);
  const endTime = String(now + 86400); // valid for 24 hours
  const amount = process.env.PRICE_AMOUNT || "1000000"; // e.g. 1 USDC

  return { amount, memo, startTime, endTime };
}
```

### Step 2: Build Transaction and Serialize as Base64 (Server)

Build the payment instructions, assemble them into a full `Transaction` with a recent blockhash and fee payer, then serialize the unsigned transaction as a base64 string for the client.

```typescript
import {
  Connection,
  PublicKey,
  Transaction,
  ComputeBudgetProgram,
} from "@solana/web3.js";
import { PumpAgent } from "@pump-fun/agent-payments-sdk";

async function buildPaymentTransaction(params: {
  userWallet: string;
  amount: string;
  memo: string;
  startTime: string;
  endTime: string;
}) {
  const connection = new Connection(process.env.SOLANA_RPC_URL!);
  const agentMint = new PublicKey(process.env.AGENT_TOKEN_MINT_ADDRESS!);
  const currencyMint = new PublicKey(process.env.CURRENCY_MINT!);

  const agent = new PumpAgent(agentMint, "mainnet", connection);
  const userPublicKey = new PublicKey(params.userWallet);

  const instructions = await agent.buildAcceptPaymentInstructions({
    user: userPublicKey,
    currencyMint,
    amount: params.amount,
    memo: params.memo,
    startTime: params.startTime,
    endTime: params.endTime,
  });

  const { blockhash } = await connection.getLatestBlockhash("confirmed");

  const tx = new Transaction();
  tx.recentBlockhash = blockhash;
  tx.feePayer = userPublicKey;
  tx.add(
    ComputeBudgetProgram.setComputeUnitPrice({ microLamports: 100_000 }),
    ...instructions,
  );

  const serializedTx = tx
    .serialize({ requireAllSignatures: false })
    .toString("base64");

  return { transaction: serializedTx };
}
```

Return the base64 transaction string (and the invoice params like `memo`, `startTime`, `endTime`) to the client as JSON.

### Step 3: Deserialize, Sign, and Send the Transaction (Client)

Deserialize the base64 transaction from the server, sign it with `signTransaction` from the wallet adapter, then send and confirm it. Call `useWallet()` and `useConnection()` only at the top level of your component; pass `signTransaction` and `connection` into the async helper so the async logic does not call hooks.

**Async helper** (e.g. in a utils file or alongside your component):

```typescript
import { Connection, Transaction } from "@solana/web3.js";

async function signAndSendPayment(
  txBase64: string,
  signTransaction: (tx: Transaction) => Promise<Transaction>,
  connection: Connection,
): Promise<string> {
  if (!signTransaction) {
    throw new Error("Wallet does not support signing");
  }

  const tx = Transaction.from(Buffer.from(txBase64, "base64"));
  const signedTx = await signTransaction(tx);

  const signature = await connection.sendRawTransaction(signedTx.serialize(), {
    skipPreflight: false,
    preflightCommitment: "confirmed",
  });

  const latestBlockhash = await connection.getLatestBlockhash("confirmed");
  await connection.confirmTransaction(
    { signature, ...latestBlockhash },
    "confirmed",
  );

  return signature;
}
```

**Component usage** — call the hooks at the top level, then pass them into the helper (e.g. from a payment button handler):

```typescript
import { useWallet, useConnection } from "@solana/wallet-adapter-react";

function PaymentButton({ txBase64 }: { txBase64: string }) {
  const { signTransaction } = useWallet();
  const { connection } = useConnection();

  const handlePay = async () => {
    if (!signTransaction) return;
    await signAndSendPayment(txBase64, signTransaction, connection);
  };

  return <button onClick={handlePay}>Pay</button>;
}
```

The wallet prompts the user to approve. After signing, the serialized transaction is submitted via `sendRawTransaction` and you wait for on-chain confirmation.

## Verify Payment

Use `validateInvoicePayment` to confirm that a specific invoice was paid on-chain.

### How It Works

1. Derives the Invoice ID PDA from `(mint, currencyMint, amount, memo, startTime, endTime)`.
2. Queries the Pump HTTP API to check if the payment event exists.
3. If the HTTP API is unavailable and a `Connection` was provided, falls back to scanning on-chain transaction logs via RPC.
4. Returns `true` if a matching payment event is found, `false` otherwise.

### Parameters

| Parameter      | Type        | Description                         |
| -------------- | ----------- | ----------------------------------- |
| `user`         | `PublicKey` | The wallet that paid                |
| `currencyMint` | `PublicKey` | Currency used for payment           |
| `amount`       | `number`    | Amount paid (smallest unit)         |
| `memo`         | `number`    | The invoice memo                    |
| `startTime`    | `number`    | Invoice start time (Unix timestamp) |
| `endTime`      | `number`    | Invoice end time (Unix timestamp)   |

### Simple Backend Verification

```typescript
import { PumpAgent } from "@pump-fun/agent-payments-sdk";
import { PublicKey } from "@solana/web3.js";

const agentMint = new PublicKey(process.env.AGENT_TOKEN_MINT_ADDRESS!);
const agent = new PumpAgent(agentMint);

const paid = await agent.validateInvoicePayment({
  user: new PublicKey(userWalletAddress),
  currencyMint: new PublicKey(process.env.CURRENCY_MINT!),
  amount: 1000000,
  memo: 123456789,
  startTime: 1700000000,
  endTime: 1700086400,
});

if (paid) {
  // Payment confirmed — deliver the service
} else {
  // Payment not found
}
```

No `Connection` is needed for basic verification — it uses the HTTP API by default.

### Verification with Retries

Transactions may take a few seconds to confirm. Use a retry loop for reliability:

```typescript
async function verifyPayment(params: {
  user: string;
  currencyMint: string;
  amount: number;
  memo: number;
  startTime: number;
  endTime: number;
}): Promise<boolean> {
  const agentMint = new PublicKey(process.env.AGENT_TOKEN_MINT_ADDRESS!);
  const agent = new PumpAgent(agentMint);

  const invoiceParams = {
    user: new PublicKey(params.user),
    currencyMint: new PublicKey(params.currencyMint),
    amount: params.amount,
    memo: params.memo,
    startTime: params.startTime,
    endTime: params.endTime,
  };

  for (let attempt = 0; attempt < 10; attempt++) {
    const verified = await agent.validateInvoicePayment(invoiceParams);
    if (verified) return true;
    await new Promise((r) => setTimeout(r, 2000));
  }

  return false;
}
```

## End-to-End Flow

```
1. Agent decides on price → generates unique memo → sets time window
       ↓
2. Server: buildAcceptPaymentInstructions(...) → returns TransactionInstruction[]
       ↓
3. Server: builds full Transaction (blockhash + feePayer + instructions) → serializes as base64
       ↓
4. Client: deserializes base64 → Transaction.from(Buffer.from(txBase64, "base64"))
       ↓
5. Client: signTransaction(tx) — wallet prompts user to approve
       ↓
6. Client: connection.sendRawTransaction(signedTx.serialize()) → connection.confirmTransaction(signature)
       ↓
7. Server: validateInvoicePayment(...) → returns true/false (ALWAYS verify server-side)
       ↓
8. Agent delivers the service (or asks user to retry)
```

---

## Scenario Tests & Troubleshooting

See [https://raw.githubusercontent.com/pump-fun/pump-fun-skills/refs/heads/main/tokenized-agents/references/SCENARIOS.md](https://raw.githubusercontent.com/pump-fun/pump-fun-skills/refs/heads/main/tokenized-agents/references/SCENARIOS.md) for detailed test scenarios (happy path, duplicate rejection, expired invoices, etc.) and a troubleshooting table for common errors and for wallet Integration must follow [https://raw.githubusercontent.com/pump-fun/pump-fun-skills/refs/heads/main/tokenized-agents/references/WALLET_INTEGRATION.md](https://raw.githubusercontent.com/pump-fun/pump-fun-skills/refs/heads/main/tokenized-agents/references/WALLET_INTEGRATION.md).