# Bionic Decision Engine

> Unified mathematical arbitrator for all resource allocation decisions — money, time, energy, relationships. Absorbs 46 decision protocols + 24 strategy protocols into one dense engine.

- Skill: `winstonkoh87/bionic-decision-engine` (Agent Skill)
- Install (CLI): `npx skillmds@latest add winstonkoh87/bionic-decision-engine`
- Raw SKILL.md: https://api.skillmd.com/api/skills/winstonkoh87/bionic-decision-engine/raw
- Safety review: pending
- Works with: Claude Code, Claude.ai, OpenAI Codex
- Category: Coding & Dev Tools
- Author: winstonkoh87 (https://skillmd.com/u/winstonkoh87)
- Updated: 2026-09-17
- Page: https://skillmd.com/skills/winstonkoh87/bionic-decision-engine

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# Bionic Decision Engine — The Universal Arbitrator

> **Compiled**: 2026-05-11 (retroactive synthesis of 70+ protocols)
> **Problem Class**: Any "Should I?" question across all life domains — career, trades, purchases, relationships, time allocation.
> **Axiom**: *"If you can't put a number on it, you can't decide on it. And if you decide on feelings, the wound decides for you (MP-8)."*

## When to Use

Invoke whenever the user faces a resource allocation decision. This includes:
- "Should I take this job/trade/client/deal?"
- "Is this worth the money/time/energy?"
- "Which option is better?"
- "Should I stay or leave?"
- Pricing questions (what to charge, what to pay)
- Any comparison of two or more alternatives

## Solution Architecture

### Gate 0: The Sunk Cost Purge (MP-14)

Before ANY analysis:

> *"Would I enter this position TODAY if I weren't already in it?"*

If NO → the decision is already made. Skip to Exit Protocol.
If YES → proceed to Gate 1.

### Gate 1: Ruin Class Check (Law #1)

Does any option carry >5% probability of irreversible ruin across 5 domains?

| Domain | Ruin Threshold |
|--------|---------------|
| Biological | Death, permanent disability |
| Legal | Incarceration, criminal record |
| Financial | Bankruptcy, total capital loss |
| Social | De-platforming, exile |
| Psychological | Burnout Stage 4, loss of agency |

**VETO** if P(Ruin) > 5%. No calculation needed. No exceptions.

### Gate 2: The EEV Calculator (DEC-330 / DEC-526)

For each option, calculate Expected Economic Value:

```
EEV = P(success) × V(upside) − P(failure) × V(downside) − Friction Costs

Where:
  P(success) = base rate for demographic × personal edge multiplier
  V(upside)  = monetary + optionality + compounding value
  V(downside) = monetary loss + opportunity cost + psychological toll
  Friction   = time, energy, commute, complexity tax
```

**Anti-Rationalization Rule** (DEC-526): E(U) anchors MUST be activities you have **actually paid for** in the last 90 days. No hypotheticals.

### Gate 3: The Horizon Split (DEC-129)

| Horizon | Timeframe | Optimize For |
|---------|-----------|-------------|
| Tactical | 0–90 days | Cash flow, immediate survival |
| Operational | 90 days–1 year | Positioning, skill building |
| Strategic | 1–5 years | Asset building, compounding |

**Rule**: Never sacrifice Strategic for Tactical unless in survival mode. Every 90 days is "End of Year" crunch time.

### Gate 4: The Arena Diagnostic (MP-1 + MP-9)

```
              YOU OWN THE ARENA    YOU RENT THE ARENA
YOU SET PRICE:    Sovereign            Fragile
THEY SET PRICE:   Regulated            Subordinate
```

**Fulcrum Check** (MP-9): Are you pushing harder or repositioning the lever?

| Lever Type | Examples | Multiplier |
|:-----------|:---------|:-----------|
| Substrate | AI ($200/mo) vs team ($15K/mo) | 10–100× |
| Arena | Owned vs rented platform | 2–10× |
| Pricing | Outcome vs hourly | 3–5× |
| Distribution | Owned vs paid channel | 5–50× |

### Gate 5: The Form-Substance Strip (MP-5)

> *"Strip the label. Describe only the mechanism. Does the mechanism match the label?"*

| Common Form | Actual Substance |
|:------------|:----------------|
| "Running my own business" | Self-employed, paying rent to arena owner |
| "Partner investing $300K" | Extraction vehicle for personal network |
| "Be your own boss" | Be your own employee |
| "Passionate connection" | Trauma-familiar pattern (MP-8) |
| "Optimal trade" | Hindsight artifact |

### Gate 6: Compounding Test (MP-6)

> *"If I stop working for 6 months, does income continue?"*

- **No** → Level 0–2. Linear. You ARE the asset.
- **Yes** → Level 3. Compounding. You OWN the asset.

Track `Hours Invested ÷ Revenue Generated` monthly. If the ratio is not decreasing, you are trapped.

## Output Template

```
DECISION ENGINE REPORT
──────────────────────
Question:       [What is being decided]
Gate 0 (Sunk):  [PURGED / CLEAN — would you re-enter today?]
Gate 1 (Ruin):  [✅ PASS / ❌ VETO — domain: ...]
Gate 2 (EEV):   [Option A: $X | Option B: $Y | Delta: $Z]
Gate 3 (Horizon): [Tactical / Operational / Strategic alignment]
Gate 4 (Arena): [Sovereign / Fragile / Regulated / Subordinate]
Gate 5 (Form):  [Label matches substance? Y/N — actual mechanism: ...]
Gate 6 (Compound): [Linear / Compounding — I/O ratio trend: ↑/↓/→]

VERDICT: [PROCEED / PIVOT / EXIT]
CONFIDENCE: [X%]
```

## Absorbed Protocol Index

### Decision Protocols (46)
DEC-046 (Kelly Mandate), DEC-050 (Risk Pareto), DEC-101 (Inverse Sizing), DEC-109 (Dalio Principles), DEC-123 (Einstein Protocol), DEC-128 (Sovereign Paths), DEC-129 (Horizon Split), DEC-131 (Bimodal Arena), DEC-135 (Information Asymmetry Immunity), DEC-136 (House Benchmark), DEC-137 (Graph of Thoughts), DEC-138 (Kobayashi Maru), DEC-140 (Base Rate Audit), DEC-144 (Trilateral Validation), DEC-147 (Zero-Point Inversion), DEC-330 (Economic EV), DEC-526 (Expected Aggregate Value), and 29 more.

### Strategy Protocols (24)
STR-106 (Min-Max Optimization), STR-121 (Amoral Realism), STR-162 (PMOD), STR-244 (Offensive Reframing), STR-303 (Ecosystem Physics), STR-309 (Validation vs Authority), STR-310 (Paint Drop), STR-311 (Priority Management), STR-314 (Digital Consulting), STR-316 (Bionic Arbitrage Niches), STR-317 (Niche Scanner), STR-318 (Consumer Optimization), STR-319 (Brand Foundations), STR-320 (95-5 Arbitrage Rule), and 10 more.

### Economics (1)
ECO-033 (Principal-Agent Problem)

## Failure Modes & Mitigations

| Failure | Mitigation |
|---------|------------|
| **Analysis Paralysis** | If EEV delta < 10%, flip a coin. The cost of delay > the cost of a slightly suboptimal choice. |
| **Sunk Cost Override** | Gate 0 MUST fire first. If you wouldn't re-enter today, EXIT. |
| **Wound-Selects-For-Itself** (MP-8) | If the option feels "familiar" and "comfortable," run the IFS check before proceeding. |
| **Information-Action Gap** (MP-10) | You already KNOW the answer. The question is what structural barrier prevents action. |
| **Hope Override** (CS-012) | "Hope > Data" is the most common failure. If data says no, no amount of hope changes the math. |

## Validated Patterns (Empirical)

- [V] **90-Day Physical Payment Anchor**: Only anchor EEV comparisons to things you've actually paid for in the last 90 days. Hypothetical anchors corrupt the calculation. | Reapply: Every pricing/value decision.
- [V] **The Walk**: Threatening withdrawal (P120) is the highest-leverage move in any negotiation. | Reapply: Any pricing pushback.
- [V] **Base Rate Audit**: If claimed outcome >> expected outcome for demographics, hidden variable EXISTS (DEC-140). | Reapply: Every "too good to be true" evaluation.
- [V] **Min-Max Optimization**: In purchases, buy the cheapest acceptable OR the best available. Never the middle. | Reapply: Every consumer purchase.

## References

- META_PATTERNS.md — The 14 universal laws
- [trading-risk-gate](../../therapeutic-ifs/SKILL.md) — Capital-specific ruin gate (delegates to this engine for non-trading decisions)
- [red-team-review](../../therapeutic-ifs/SKILL.md) — Adversarial review of decision quality