Finance & Business
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
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tradeinsight-info Skill Efficiency AnalysisThis skill should be used when the user asks about working capital, cash conversion cycle, asset turnover, DSO, DIO, DPO, days sales outstanding, days inventory outstanding, days payable outstanding, inventory turnover, receivables turnover, revenue per employee, efficiency, or capital efficiency for a publicly traded company.
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tradeinsight-info Skill Income Statement AnalysisThis skill should be used when the user asks about revenue, earnings, EPS, income statement, margins, gross profit, operating income, net income, EBITDA, cost of goods sold, COGS, operating expenses, share count, top line, bottom line, or earnings per share for a specific company.
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tumf Bundle Fermi EstimationSolve user questions with defensible Fermi estimates using explicit assumptions, source-backed inputs, uncertainty ranges, and sensitivity analysis. Use when exact data is unavailable or too slow to collect but the user still needs a quantitative answer for counts, market size, demand, costs, revenue, capacity, timing, or operational scale. Prefer quick primary-source lookup when it exists; use Fermi estimation as fallback or cross-check when direct measurement is unavailable, stale, fragmented, or too slow. Autonomously gather accessible evidence, prefer current primary sources, and drive to a conclusion without asking for approval.
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poorvith-mp Bundle BudgetingBuild the budget, run rolling forecasts, and explain budget-versus-actual variance and expense anomalies. Use when creating annual operating budgets, departmental spend, or variance.
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poorvith-mp Bundle BookkeepingRun day-to-day accounting: reconciliations, month-end close, journal entries and internal controls. Use when reconciling bank accounts, chart of accounts, or ledger entries.
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poorvith-mp Bundle Budget Expense AuditorMoved to modernized catalog in skillary. Removed in v4.1.
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poorvith-mp Skill Invoice And Payment WriterMoved to modernized catalog in skillary. Removed in v4.1.
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rexedge Skill Paystack PlansPaystack Plans API — create, list, fetch, and update subscription plans with intervals (daily, weekly, monthly, quarterly, biannually, annually). Use this skill whenever creating pricing tiers or recurring billing plans on Paystack, setting up subscription intervals, configuring invoice limits, managing plan currencies, or building a SaaS pricing page. Also use when you see references to plan_code, PLN_ prefixed codes, or the /plan endpoint.
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rexedge Skill Paystack SplitsPaystack Transaction Splits API — create, update, and manage multi-party payment splits across subaccounts. Configure percentage or flat-amount splits with flexible bearer types (subaccount, account, all-proportional, all). Add or remove subaccounts from split groups. Use this skill whenever implementing revenue sharing between multiple parties, marketplace commission structures, multi-vendor payment distribution, or any flow that divides a single payment among multiple recipients. Also use when you see references to split_code, SPL_ prefixed codes, bearer_type, or the /split endpoint.
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rexedge Skill Paystack TerminalPaystack Terminal API — build in-person payment experiences with Paystack POS terminals. Send events (invoice/transaction), check terminal status, commission/decommission devices, and manage terminal details. Use this skill whenever integrating Paystack POS terminals, sending payment events to terminals, processing in-person payments, checking terminal availability, activating or deactivating terminal devices, or managing a fleet of POS terminals. Also use when you see references to /terminal endpoint, terminal_id, serial numbers, or event-based terminal communication.
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rexedge Skill Paystack Payment RequestsPaystack Payment Requests (Invoicing) API — create, manage, and send payment requests (invoices) to customers. Supports line items, taxes, due dates, draft mode, auto invoice numbering, split payments, email notifications, and archiving. Use this skill whenever building invoicing systems, sending payment requests to customers, managing invoice line items and taxes, tracking invoice totals and statuses, or implementing B2B payment collection. Also use when you see references to /paymentrequest endpoint, PRQ_ prefixed codes, invoice numbers, or payment request finalization.
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shuakami Skill Paperchart SankeyRender a two-column Sankey diagram. Source nodes on the left, target nodes on the right, flows drawn as smooth ribbons whose thickness encodes value. Use for traffic-source attribution, token-budget allocation, error-origin routing, and any allocation story where inputs split into outputs.
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shuakami Skill Paperchart TreemapRender a two-level squarified treemap (Bruls et al.). Top-level items carve the plot into rectangles whose area is proportional to `value`; per-item children further subdivide. Use for bundle-size composition, token-budget breakdowns, market-share stacks, and any hierarchical-proportion story.
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shuakami Skill Paperchart Stacked BarRender a horizontal stacked bar chart showing how each category decomposes into parts that sum to 100 percent (or a fixed total). Use for composition questions like "what fraction of jobs in each industry are fully automated versus assistive", "usage breakdown by product surface", or "revenue by segment" where there are three to five segments per row.
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emaballarin Skill StatusPrint the current autoresearch run's state — goal, baseline, noise floor, best-so-far, run tallies, budget, branch, and the last few iterations. Use for `/ar:status`, "how is the loop doing", "what's the best so far", or any read-only check on an autoresearch experiment. Reconstructs everything from `./.ar/ar.jsonl` on disk, so it works in a fresh session with no prior history. Strictly read-only — never iterates, edits, commits, or reverts.
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razshy Bundle Grocery ShoppingHelp order groceries for delivery. Concierge-style flow — store selection, occasion-based list building, budget tracking, and cart assembly.
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mariusgithub13 Skill Comps FinderFrame a sensible valuation range with the logic shown, the right approach (EBITDA / SDE / revenue), a reasoned multiple range, where this business sits, and what moves the number. Use when you need a rough value before negotiating, or when asked to 'what's this worth', 'frame a valuation range', or 'what multiple is fair'.
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mariusgithub13 Skill Red Flag ScannerScan early deal material for the warning signs that quietly kill deals, concentration, owner dependence, lumpy revenue, add-back abuse, deferred capex, each cited and ranked. Use on any early document, or when asked to 'find the red flags', 'what could go wrong here', or 'scan this for risks'.
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daehounan Skill Legal Firm OpsLaw firm operations and legal vertical workflows — client intake, conflict screening, time tracking, billing narratives, IOLTA, document review, contract risk flagging. Use when the user works at a law firm and asks about prospect qualification, retainer agreements, billable hour capture, trust accounting, attorney-ready document review, version comparison, or any law-firm-specific operational workflow. Distinct from the engineering legal-compliance-checker — this skill is for in-firm operations, not codebase compliance review.
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stefanomartiradonna Skill Mkt1 Revenue LeversOverview
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alinafe82 Bundle Complexity BudgetReview whether proposed abstractions or infrastructure justify their maintenance and operational cost.
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latifox Skill Cac ModelerModels LTV, CAC by channel, LTV:CAC ratios, and payback period for an indie developer. Uses market_insights to calibrate channel CPMs and competitive intensity. Includes indie budget tier definitions and viability thresholds.
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factory-x-contributions Skill Business Idea CanvasDevelops and structures a first business idea through a guided canvas covering origin, data space role, target audience, offering, value creation, and revenue sources. Produces an Elevator Pitch and Business Idea Canvas.
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gesh75 Skill Network Manager CadenceRun a network manager's weekly and monthly cadence covering CAB, capacity, vendor risk, and staffing. Use when preparing leadership updates, change calendars, or budget narratives.
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indykite Bundle Indykite Authzen Kbac PoliciesAuthor and manage an IndyKite KBAC (Knowledge-Based Access Control) authorization policy - a single subject type, an actions list, a single resource type, and a Cypher condition over the IKG - through the Config API (`/configs/v1/authorization-policies` - create / read / list `?type=kbac` / update / delete, ETag-guarded). Covers `2.0-kbac` and `3.0-kbac` (raw Cypher, optional location routing for composite / data-residency IKGs). Use to write, publish, inspect, update, or delete a KBAC policy - e.g. "write a policy letting a Person PROVISION a Server within budget", "author a location-routed policy for our composite IKG". This authors the rule; it does NOT make decisions - for "can X do Y on Z?" use indykite-authzen-evaluation (single) or indykite-authzen-evaluations (batch), and to enumerate allowed actions/resources/subjects use indykite-authzen-search-action / -search-resource / -search-subject. This is KBAC, not ContX IQ - for CIQ read/write data policies use the indykite-ciq-* skills.
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cartodb Skill Carto Site SelectionBuilds site selection and cannibalization analysis workflows in CARTO. Triggers when the user mentions site selection, cannibalization, cannibalizing, new store location, where to open, optimal location, facility placement, network impact, overlapping catchments, twin areas, similar locations, look-alike areas, find locations like my best, store overlap, revenue impact of new store, commercial hotspots, demand hotspots, location scoring, location ranking, expand network, new branch, franchise placement, EV charging siting, or wants to evaluate candidate sites, quantify overlap between trade areas, or find areas that resemble top-performing locations.
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kimasplund Skill Analogical TransferAnalogical Transfer (AT)
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kimasplund Skill Dialectical ReasoningDialectical Reasoning (DR)
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ramp-public Skill Ramp Manage VendorsManage your vendors' documents and onboarding materials — upload vendor documents such as W-9/W-8 tax forms, contracts, COIs, payment instructions, and onboarding paperwork, then check bulk upload OCR and matching status. Use when: 'upload a W9', 'attach a vendor contract', 'bulk upload supplier docs', 'check vendor document status', 'upload a COI for a vendor'. Do NOT use for card transaction receipts (use ramp-complete-expenses) or bill invoice attachments (use ramp-manage-bills).
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ramp-public Skill Ramp Payment LookupLook up vendor bill payments and verify payment status from the terminal. Use when: 'did we pay', 'payment status', 'check if paid', 'verify payment', 'find invoice', 'bill lookup', 'was this bill paid', 'payment confirmation'. Do NOT use for: approving bills (use ramp-approval-dashboard), spend analysis across vendors (use ramp-spend-analysis), or uploading receipts (use ramp-complete-expenses).
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ramp-public Skill Ramp Complete ExpensesFind and complete requested revisions and missing items on your transactions — receipts, memos, accounting categories, funds, and attendees. Use when: 'transaction revision requested', 'fix a rejected expense', 'missing receipts', 'upload receipt', 'attach receipt', 'receipt sweep', 'add memo', 'categorize transactions', 'missing items', 'transaction cleanup', 'fix my transactions', 'set tracking category', 'assign to fund', 'bulk memo update', 'receipt compliance'. Do NOT use for: approving transactions (use ramp-approval-dashboard), vendor documents like W-9s or contracts (use ramp-manage-vendors), or spend reporting (use ramp-spend-analysis).
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nishikantaray Skill Attic PinPin an attic item so it is always injected into new sessions and never trimmed when the index outgrows its budget. Use when the user says "pin this", "always remember this", "keep this in context", or when an item is a long-lived architectural decision or constraint that must survive. Use --unpin to reverse it.
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phoenixrr2113 Bundle Ask CodexDelegate bounded subtasks to the user's local `codex` CLI (OpenAI). Runs on their ChatGPT subscription instead of this harness's API budget.
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phoenixrr2113 Bundle Ask ClaudeDelegate bounded subtasks to the user's local `claude` CLI via bash. Runs on their Claude subscription instead of this harness's API budget.
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phoenixrr2113 Bundle Ask GeminiDelegate bounded subtasks to the user's local `gemini` CLI. Runs on their Gemini subscription instead of this harness's API budget.
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suraj787 Skill Motion PerformanceUse when validating that an interaction stays within performance budget, animating cheap properties, avoiding jank, and never running costly decorative motion behind dense UIs.
Frequently asked questions
What are Finance & Business agent skills?
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
Which Finance & Business skills are most installed?
Popular Finance & Business skills on SkillMD right now include efficiency-analysis, income-statement-analysis, fermi-estimation. Rankings shift as installs change; sort this page by "Most installs" for the live list.
Do Finance & Business skills work with Claude Code and Cursor?
Yes. Every skill here ships as a SKILL.md file, an open format that works in Claude Code, Claude.ai, Cursor, Codex, Windsurf, and 60+ other agents. Install one with npx skillmds@latest add <owner>/<name>, or copy the file into your agent's skills directory.