Finance & Business
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
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ferroxlabs Bundle Finance Pl 2Build a profit and loss statement from revenue and expense inputs, with period-over-period comparison, margin analysis, basis-of-accounting handling (cash / accrual / modified cash) and ASC 606 deferred-revenue treatment for subscription revenue. Use when the question is whether a period made money and where the margin went. Do NOT use for what the business owns and owes at a point in time (use finance-balance-sheet), for whether cash actually moved (use finance-cashflow), or for forward-looking burn and time-to-zero (use coin-runway-and-burn). Statements and analysis only — have a CPA review anything filed or handed to a lender.
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ferroxlabs Bundle Budget Builder 2Comprehensive budget creation and management skill using proven frameworks including the 50/30/20 rule, zero-based budgeting, and the envelope system. Guides users through income assessment, expense categorization, template creation, and ongoing budget review strategies. Use when the user asks about budget builder, or needs help with comprehensive budget creation and management skill using proven frameworks including the 50/30/20 rule, zero-based budgeting, and the envelope system. Do NOT use when the request requires professional financial advice or falls outside the scope of budget builder.
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ferroxlabs Bundle Financial Kpis 2Defines financial KPI frameworks with metric name, formula, target, data source, review cadence, and accountability assignment for business performance tracking. Use when the user asks about financial KPIs, business metrics, key performance indicators, financial dashboards, or metric definition documents. Do NOT use for product metrics (use metrics-framework), P&L analysis (use pl-analysis), or personal finance tracking (use budget-planning).
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ferroxlabs Bundle Invoice Creator 2Professional invoice templates with payment terms, tracking systems, follow-up workflows, and best practices for freelancers and small businesses. Use when the user asks about invoice creator, related techniques, best practices, or needs guidance in this domain. Do NOT use when the request is outside the scope of invoice creator or requires a different specialized skill.
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ferroxlabs Bundle Zero Based Budget 2Builds a zero-based budget where every dollar of income is assigned to a specific spending, saving, or debt category so that income minus all allocations equals exactly zero. Produces a fully populated allocation table with assignment rationale for each category. Use when the user asks about zero-based budgeting, wants to assign every dollar a job, or wants maximum control over their monthly spending. Do NOT use for quick percentage-based budgets (use fifty-thirty-twenty-budget), investment allocation, or business budgeting.
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ferroxlabs Bundle Smith Shape And Spec 2Use this skill when the team is about to start a build and the appetite is unspoken. If a teammate or the user hands you a feature request without naming how long they're willing to bet on it, run this procedure before any spec. Also use it when an in-flight build is sliding past its budget and some
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javimosch Skill Lnbits 2Manage LNbits Lightning Wallet (Balance, Pay, Invoice)
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ferroxlabs Bundle Expense Tracking Setup 2Designs a personal expense tracking system with categories, tracking method, review cadence, and weekly reconciliation routine. Produces a complete tracking template the user can implement immediately with their own spending data. Use when the user asks about tracking expenses, categorizing spending, setting up a spending log, or creating an expense tracking system. Do NOT use for creating a full budget (use budget-planning), business expense reporting, or investment tracking.
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ferroxlabs Bundle Financial Goal Setting 2Converts vague financial aspirations into SMART goals with specific dollar targets, timelines, and monthly savings requirements. Produces a structured goal plan that breaks large financial objectives into measurable monthly actions the user can track. Use when the user has financial aspirations but has not defined specific targets, timelines, or monthly contribution amounts. Do NOT use for creating a budget (use budget-planning), tracking multiple existing savings goals (use savings-goals-tracker), or investment planning.
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ferroxlabs Bundle Gift Budget Calculator 2Plan gift spending by occasion and recipient - budget allocation templates, tracking spreadsheets, cost-saving strategies, and year-round planning. Use when the user asks about gift budget calculator, related techniques, best practices, or needs guidance in this domain. Do NOT use when the request is outside the scope of gift budget calculator or requires a different specialized skill.
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happy-technologies-llc Skill Invoice Management 2Manage accounts payable invoices including data extraction, PO matching, three-way matching (PO, receipt, invoice), discrepancy identification, and resolution routing
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mhassan0000 Bundle Performance Profiler 2Systematic performance profiling for Node.js, Python, and Go applications. Identifies CPU, memory, and I/O bottlenecks, generates flamegraphs, analyzes bundle sizes, optimizes database queries, runs load tests with k6 and Artillery. Always measures before and after. Use when investigating a slow endpoint, planning a performance budget, or hunting a memory leak in production.
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mhassan0000 Skill Finance Skills 2Router/index for the 2 finance skills bundled in this plugin: financial-analyst (ratio analysis, DCF valuation, budget variance, rolling forecasts) and saas-metrics-coach (ARR/MRR, churn, CAC/LTV, NRR, quick ratio). Use when a finance request doesn't obviously match one skill and you need to pick the right one (e.g., 'analyze these financials', 'how healthy are my SaaS metrics').
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javiertarazon Skill Observability Monitoring Slo Implement 2You are an SLO (Service Level Objective) expert specializing in implementing reliability standards and error budget-based practices. Design SLO frameworks, define SLIs, and build monitoring that ba...
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aifinlab Bundle A Share Financial Health 2A股财务健康度诊断/爆雷预警/财务风险排查。当用户说"财务健康"、"财务质量"、"会不会爆雷"、"财务诊断"、"financial health"、"F-score"、"Z-score"、"XX的财务怎么样"、"财报有没有问题"、"应收账款"、"商誉减值"、"现金流质量"、"财务健康度"、"爆雷风险"、"财务风险"时触发。MUST USE when user asks about financial health diagnosis, bankruptcy/default risk, F-score/Z-score analysis, or whether a company might have accounting issues. 通过多维度财务指标(盈利/偿债/营运/现金流)综合诊断企业财务健康程度,计算 Piotroski F-Score 和改良 Z-Score,识别潜在爆雷风险。支持研报风格(formal)和快速诊断风格(brief)。
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charlieviettq Bundle Grad Hlm 2Apply Hierarchical Linear Modeling (HLM) to analyze nested data structures with random intercepts and slopes, accounting for intra-class correlation and cross-level interactions. Use this skill when the user has students nested in schools, employees in firms, or repeated measures in individuals, needs to partition variance across levels, or when they ask 'how do I handle nested data', 'what is ICC', or 'do group-level factors moderate individual-level relationships'.
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charlieviettq Bundle Biz Breakeven 2Perform break-even analysis to determine the sales volume or revenue needed to cover all costs. Use this skill when the user needs to calculate break-even point, assess margin of safety, evaluate operating leverage, or decide pricing and volume trade-offs — even if they say 'how many units do we need to sell', 'when will we be profitable', or 'what happens if we lower the price'.
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charlieviettq Bundle Econ Behavioral 2Apply behavioral economics concepts including bounded rationality, prospect theory, mental accounting, and nudge theory to analyze decision-making biases. Use this skill when the user needs to understand why people make irrational economic decisions, design choice architectures, or apply nudges to influence behavior — even if they say 'why do customers make bad choices', 'how do we encourage people to save more', or 'design a better default option'.
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charlieviettq Skill Sox Testing 2Generate SOX sample selections, testing workpapers, and control assessments. Use when planning quarterly or annual SOX 404 testing, pulling a sample for a control (revenue, P2P, ITGC, close), building a testing workpaper template, or evaluating and classifying a control deficiency.
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charlieviettq Bundle Tw Einvoice Guide 2Implement Taiwan's e-invoice (電子發票) system including platform integration, B2B vs B2C formats, carrier consolidation, and tax filing reconciliation. Use this skill when the user needs to set up e-invoicing for a Taiwan business, integrate with the MOF platform, understand carrier codes, or troubleshoot invoice issues — even if they say 'set up e-invoice', 'how does 電子發票 work', 'integrate with 財政部', or 'carrier barcode scanning'.
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charlieviettq Bundle Algo Net Influence 2Solve the influence maximization problem to select optimal seed nodes for maximum information spread. Use this skill when the user needs to choose seed users for viral campaigns, maximize network reach under a budget constraint, or compare seeding strategies — even if they say 'who should we seed first', 'maximize viral reach', or 'optimal influencer selection'.
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charlieviettq Bundle Grad Auction Theory 2Apply auction theory to compare the four canonical auction formats and assess revenue equivalence. Use this skill when the user needs to choose an auction format, evaluate bidding strategies, or determine when revenue equivalence breaks down due to risk aversion, asymmetry, or correlated values.
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charlieviettq Bundle Mkt Ad Optimization 2Optimize digital advertising campaigns across Google Ads, Meta Ads, and LINE LAP including bidding strategies, audience targeting, creative testing, and ROAS optimization. Use this skill when the user needs to improve ad performance, reduce CPA, select bidding strategies, or allocate budget across platforms — even if they say 'our ads aren't working', 'reduce our cost per acquisition', 'Google vs Facebook ads', or 'improve our ROAS'.
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charlieviettq Skill Tw Ecom Invoice Void 2Void Taiwan e-invoices within the same bimonthly window, or issue allowances (折讓) for cross-period corrections. Use when handling returns / refunds that affect invoice state. Do NOT use for initial issuance — see the 加值中心-specific skills. STATUS: SKELETON — body pending.
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charlieviettq Bundle Algo Price Elasticity 2Calculate price elasticity of demand to quantify how price changes affect sales volume. Use this skill when the user needs to estimate demand sensitivity, set optimal prices, or evaluate the revenue impact of price changes — even if they say 'how sensitive are customers to price', 'will a price increase hurt sales', or 'elasticity calculation'.
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charlieviettq Skill Variance Analysis 2Decompose financial variances into drivers with narrative explanations and waterfall analysis. Use when analyzing budget vs. actual, period-over-period changes, revenue or expense variances, or preparing variance commentary for leadership.
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charlieviettq Skill Tw Ecom Invoice Carrier 2Handle Taiwan e-invoice carriers (載具) — 手機條碼, 自然人憑證, 會員載具, plus 捐贈碼 donation flow. Covers carrier validation, scan-to-store UX, member-carrier consolidation, and prize-draw winner notification. Use when designing carrier scanning UX, debugging invalid-carrier rejections, or implementing donation-code flow. STATUS: SKELETON — body pending.
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charlieviettq Skill Financial Statements 2Generate financial statements (income statement, balance sheet, cash flow) with period-over-period comparison and variance analysis. Use when preparing a monthly or quarterly P&L, closing the books and need to flag material variances, comparing actuals to budget, building a financial summary for leadership review, or looking up GAAP presentation requirements and period-end adjustments.
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charlieviettq Bundle Biz Management Accounting 2Management accounting toolkit for internal decision support: ABC costing, variance analysis, transfer pricing, and responsibility accounting. Use for product profitability disputes, budget variance diagnosis, inter-division pricing design, and business-unit manager performance evaluation. Triggers: 『這個產品真的賺錢嗎』『成本分攤』『事業部之間怎麼算錢』『本月成本超支』『評核廠長績效』『內部轉撥』『ABC 作業成本』『差異分析』『責任中心』『管理會計』. For Taiwan EMBA cases, term reports, and management-decision simulations (台大/陽交/成大 財管必修).
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charlieviettq Skill Tw Ecom Dtc Shopify Localization 2Run Shopify stores for Taiwan market — localization (NT$ pricing, Traditional Chinese, TW address format), payment apps (ECPay / NewebPay / TapPay Shopify apps), shipping apps (CVS / 黑貓), and e-invoice integration. Use when setting up Shopify for TW, choosing TW payment/shipping apps, or adapting a global Shopify theme for TW. Do NOT use for general (non-TW) Shopify dev. STATUS: SKELETON — body pending.
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williamcorrea23 Skill Social Insurance Review 2社保公积金审核 — 核查 [PAYROLL] 增减员准确性、扣款正确性、缴纳及时性。 适用情形:月度社保公积金申报时执行,从 [PAYROLL]/[HR] 获取数据, 核查增减员变动、缴费基数、扣款金额,输出审核报告。 核心:增减员核查 + 基数核查 + 扣款核查 + 欠缴预警。
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williamcorrea23 Skill Triple Match Automation Ap 2应付三单匹配 — 校验采购订单、收货单和供应商发票的一致性。 适用情形:收到供应商发票时执行,将发票与 PO 和收货单核对, 识别金额/数量/价格差异,输出匹配结论供付款决策。 核心:PO vs GRN vs Invoice 三方交叉核对 + 差异分级处理。
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williamcorrea23 Skill Budget Execution Analysis 2预算执行分析 — 分析各科目预算执行进度,识别重大偏差并归因。 适用情形:月度/季度预算执行分析时执行,从 [ERP]/[BK] 获取预算和实际数据, 按科目/部门/产品线分析预算执行偏差,区分"合理偏差"和"须改善偏差"。 核心:执行率分析 + 偏差归因 + 预测调整 + 改善建议。
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williamcorrea23 Skill Financial Analysis Master 2财务分析主流程 — 整合利润分析 + 预算执行 + KPI 仪表盘 + 异常判断的综合分析。 适用情形:月度财务分析时执行,整合 profit-analysis、 budget-execution-analysis 和 kpi-dashboard,输出完整的财务分析报告。 核心:数据收集 → KPI 分析 → 异常诊断 → 根因归因 → 改善建议。
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williamcorrea23 Skill Transfer Pricing Review 2转让定价审核 — 核查 [ERP] 内部交易定价是否符合独立交易原则,评估转让定价风险。 适用情形:关联交易审核时执行,从 [ERP]/[IC] 获取内部交易数据, 对比市场价或成本加成,评估定价合理性,输出转让定价审核报告。 核心:定价核查 + 偏离度分析 + 风险评估 + 调整建议。
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williamcorrea23 Skill Intercompany Reconciliation 2内部往来对账 — 核查 [ERP] 母公司与子公司往来余额一致性,识别差异并处理。 适用情形:月末内部往来对账时执行,从 [ERP] 获取双方账面数据, 核查往来余额是否一致,识别未达账项,输出对账报告。 核心:余额核对 + 差异识别 + 未达账处理 + 调平确认。
Frequently asked questions
What are Finance & Business agent skills?
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
Which Finance & Business skills are most installed?
Popular Finance & Business skills on SkillMD right now include finance-pl, budget-builder, financial-kpis. Rankings shift as installs change; sort this page by "Most installs" for the live list.
Do Finance & Business skills work with Claude Code and Cursor?
Yes. Every skill here ships as a SKILL.md file, an open format that works in Claude Code, Claude.ai, Cursor, Codex, Windsurf, and 60+ other agents. Install one with npx skillmds@latest add <owner>/<name>, or copy the file into your agent's skills directory.