Finance & Business
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
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kayforkind Skill Game Performance ProfilingUse when a game drops frames, stutters, or must hit a frame budget — engine-agnostic profiling and optimization: CPU-vs-GPU bottleneck diagnosis, millisecond frame budgets, draw-call batching/instancing, overdraw and fill rate, LOD and culling, GC-free code and object pooling, memory layout (AoS vs SoA, cache misses), job/worker systems, and capture tools (Unity Profiler, Unreal Insights/stat, RenderDoc, PIX, Tracy, Superluminal). Triggers on profiling, frame budget, bottleneck, CPU bound, GPU bound, draw calls, batching, instancing, overdraw, fill rate, LOD, culling, object pooling, garbage collection, cache miss, SoA, job system, RenderDoc, Tracy. Not for Godot-editor profiling workflow (use game-godot-performance-optimization), Godot debugger/breakpoint diagnostics (use game-godot-debugging-profiling), authoring shaders/VFX (use technical-art-vfx), or server tick and bandwidth budgets (use game-multiplayer-netcode).
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gabrielmoreira Bundle Capital AllocationAllocate a finite budget or headcount across competing initiatives by return and strategic fit. Use when asked to allocate budget, decide where to invest, build a funding/portfolio plan, or make trade-offs across initiatives under a cap. Produces a capital-allocation plan — initiatives scored by expected return × strategic fit per dollar, a funded/unfunded split against the cap, the cut line, and the reasoning.
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gabrielmoreira Skill Performance BudgetDefine and document performance budgets for a web service or application. Use when asked to set performance targets, define SLOs for latency or throughput, establish Core Web Vitals targets, create a performance baseline, or document performance regression policy. Produces a structured performance budget covering key user journeys, Core Web Vitals, backend latency SLOs, measurement tooling, CI enforcement, and breach response process.
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gabrielmoreira Bundle The Price PushbackSimulate the client who grinds on your price — the budget theater, the competitor quote, the scope squeeze — against your actual offer, with a debrief on where you caved and what holding would have sounded like. Use when asked simulate a client negotiating my rate, practice price pushback, they said I'm too expensive, or stress-test my pricing conversation. Produces the negotiation transcript with the client's private playbook notes, the deal outcome, and a debrief on every concession with its stronger alternative.
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posthog Skill Using Redis Token BucketsUse when adding a bucket-like rate limit backed by Redis: a per-caller budget with burst capacity and continuous refill, a refund path for requests that did no work, or a limit whose Retry-After must be a real wait rather than a window edge. `posthog/token_bucket.py` provides an atomic Lua token bucket (`consume`, `refund`, `peek`) over `posthog.redis.get_client()`. Choose it over DRF `SimpleRateThrottle`/fixed-window cache counters when boundary bursts, top-of-window lockouts, or charge-then-refund semantics matter. Trigger terms: token bucket, rate limit, burst, refill, quota, Retry-After, fixed window, throttle.
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gabrielmoreira Bundle Break AI Fix LoopsStop ineffective AI coding repair loops with stable failure fingerprints, a three-attempt budget, real-path proof, negative controls, and tested rollback.
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gabrielmoreira Skill 10 Tinh Kpi NguocDung khi can tinh nguoc tu muc tieu doanh thu ra so lead can, CPL toi da va ngan sach phai chi — kem 3 kich ban va nguong healthy tung buoc pheu. Kich hoat khi user nhac 'tinh KPI nguoc', 'CPL toi da la bao nhieu', 'can bao nhieu ngan sach', 'tinh nguoc tu doanh thu', 'muc tieu bao nhieu don', 'break-even ROAS'. Khong dung cho — phan bo ngan sach da co ra tung kenh va thang thi dung skill 61-budget-planning; lap media plan chi tiet theo funnel thi dung skill 54-media-plan.
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gabrielmoreira Skill Late Invoice ChaserChase an overdue invoice and actually get paid — a firm-but-friendly escalation ladder that protects the client relationship until it's clear the relationship is the problem. Use when asked to chase an unpaid invoice, my client hasn't paid, write a payment reminder, or how do I get a late-paying client to pay. Produces a staged sequence of messages (gentle nudge → firm reminder → final notice → next steps) timed to the overdue days, with late-fee and work-pause options and a note on what to keep for the record.
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gabrielmoreira Skill Team Budget TrackerTrack a team's budget so surprises die young — the commitment-based view (spent + committed + planned, not just invoiced), the category grain that matches how the team actually spends, the monthly close with its one-sentence read, and the forecast honesty for the year-end question. Use when asked track my team's budget, are we going to blow the budget, why did finance's number surprise us, or set up budget visibility for the team. Produces the three-lane tracker (spent/committed/planned), the monthly close ritual, the variance signals, and the year-end forecast method.
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gabrielmoreira Skill Childcare ComparisonCompare childcare options — nursery/daycare, childminder, nanny, family, or a mix — for your family's real needs, budget, and values. Use when asked to compare childcare options, nursery vs nanny, how to choose childcare, or find the right childcare. Produces a needs-and-values profile, a side-by-side of the realistic options on cost/flexibility/socialization/control, the questions to ask and red flags to check on visits, a total-cost read (including subsidies), and a decision that fits your priorities — not a generic ranking.
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gabrielmoreira Skill Cost HealthComposite CI gate — runs cost-budget-check + cost-burn + cost-anomaly + cost-projection in parallel and surfaces a single combined health status with max exit code. The operationally-useful entry point — one shell-out covers all four alert ladders.
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gabrielmoreira Skill Gift FinderFind a genuinely good gift for a specific person and occasion within a budget — thoughtful and non-obvious, not a generic 'top 10 gifts' list. Use when asked for gift ideas, what should I get [person], help me find a present, or I have no idea what to buy. Produces a short set of tailored ideas across price points, why each fits this person, where to get it and rough price, a safe backup, and an honest flag when you need one more detail to nail it.
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gabrielmoreira Skill Context Switch BudgetTreat context switches as the budget line they are — the switch census (how fragmented the week really is), the batching moves that consolidate scattered same-kind work, the calendar defrag that turns Swiss cheese into slabs, and the switch-cost line for saying no. Use when asked my day is fragmented to death, count my context switches, batch my meetings and reviews, or defend against calendar Swiss cheese. Produces the fragmentation census, the batching plan, the defrag moves, and the protective phrases.
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gabrielmoreira Skill Group Trip NegotiatorSave the group trip from the group chat — budget alignment before anything gets booked (the awkward conversation, scripted), a decision protocol that actually books things, cost-splitting rules with real numbers for unequal rooms and champagne-taste friends, and the it's-okay-to-split-up daytime clause. Use when someone says 'we're planning a trip with friends and it's chaos', 'how do we split costs', 'one friend wants luxury and one is broke', or the trip has been 'being planned' for three months. Produces the budget-alignment script, the decision protocol, and the money agreement.
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gabrielmoreira Skill Metric Semantic LayerDefine a metric in a semantic layer so it means one thing everywhere. Use when asked to define a metric, build a semantic layer / metrics layer entry, stop 'revenue means three things' problems, or write a metric definition for dbt MetricFlow / Cube / LookML. Produces a metric definition — exact formula, the base measure & aggregation, dimensions, filters, grain, edge cases, and a tool-ready spec.
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gabrielmoreira Bundle LgpdExpert LGPD compliance advisor for Brazil's Lei Geral de Proteção de Dados (Law 13,709/2018). Use this skill whenever a user asks about LGPD, Brazilian data protection, ANPD, personal data processing in Brazil, data subject rights under Brazilian law, legal bases for processing, sensitive data handling, DPO appointment in Brazil, data breach notification to ANPD, LGPD penalties (fines up to 2% of revenue / R$50M), international data transfers from Brazil, Brazil-EU mutual adequacy (January 2026 — SCCs/BCRs no longer needed for Brazil-EU transfers), LGPD gap assessments, privacy policy drafting for Brazilian operations, DPIA under LGPD, consent management, or comparing LGPD with GDPR. Trigger for any Brazil privacy or data protection question even if LGPD is not named explicitly.
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gabrielmoreira Skill Trip PlannerTurn a destination, some dates, and your vibe into a realistic day-by-day trip itinerary — paced for real humans, with a packing list and a rough budget. Use when asked to plan a trip, build a travel itinerary, what should I do in [place], or help me plan my holiday. Produces a day-by-day plan grouped by area (so you're not criss-crossing the city), must-book-ahead flags, a packing list tuned to the trip, a rough budget range, and honest notes on pace and gaps to fill with local info.
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gabrielmoreira Skill Wine PairingPick a wine that flatters tonight's meal — at your budget, from what's actually available — without the sommelier mystique. Use when asked what wine goes with [dish], help me pick a wine, what should I drink with dinner, or recommend a bottle for. Produces a couple of specific bottle styles (not just 'a red'), why each works with the dish, a budget-tier pick, an easy-to-find fallback, and a non-alcoholic option — with a plain reason you can remember next time.
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gabrielmoreira Skill Mechanic Quote DecoderRead a garage quote or invoice like someone who can't be padded — which line items connect to your actual symptom, which are while-we're-in-there additions, the questions that make soft lines disappear, when a second opinion pays for itself, and the scripts for declining work without souring the relationship. Use when someone says 'is this mechanic quote fair', 'the garage called and now it's £900', 'do I really need all this', or before authorizing repairs. Produces a line-by-line decode, the callback questions, and the authorize/decline/second-opinion sort. Not a diagnosis — it's the interrogation of one.
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gabrielmoreira Skill Purchase JustificationWrite the purchase request that gets approved — the cost-of-not-buying framing, the ROI math at the approver's altitude, the alternatives-considered section that preempts the obvious pushback, and the right-sized ask for the approval tier. Use when asked justify this tool/hire/equipment purchase, write the budget request, my requests keep getting deferred, or make the business case for this spend. Produces the justification memo: the problem priced, the ROI shown, alternatives dispatched, and the ask sized to its approval path.
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gabrielmoreira Skill Goal DraftTurn a fuzzy intention into a /goal objective the Goal verifier can actually judge - one outcome, numbered binary "Done when" checks that leave evidence in the transcript, guardrails, a budget, and a block protocol. Use when the user wants to set or define a goal, asks whether a goal is good enough, or says "keep going until X". Usage - /goal-draft <what you want done>, or /goal-draft <existing goal> to tighten it. This skill only writes the objective; it never starts the work.
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gabrielmoreira Skill 55 Scaling Ads GlobalUse when a WINNING ad has to be scaled without breaking it — readiness checks, vertical scaling at plus 20 to 30 percent per step, horizontal scaling into new audiences, creatives, and channels, learning-phase reset risk, how Advantage+ and Performance Max behave when scaled, creative refresh cadence, and the signals that mean stop. Trigger on 'scale ads', 'increase the ad budget', 'scale a winner', 'CPA went up after I scaled', 'how fast can I scale', 'it worked at 50 a day and broke at 200'. Not for — fixing an account that is not working yet, see `03-performance-eval-global`; warm audience plans, see `56-retargeting-plan-global`; proving the winner first, see `19-ab-test-setup-global`.
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gabrielmoreira Skill Late Invoice EscalationCollect overdue invoices with a graduated escalation ladder — friendly nudge to firm notice to work-stop to final demand, each with send-ready wording and timing, plus the prevention terms that stop the next one. Use when asked my client hasn't paid me, write a payment reminder email, invoice is 60 days overdue what do I do, or client is ghosting my invoices. Produces the situation read, the escalation ladder with dates and verbatim messages, the work-stop decision point, and the payment terms that prevent reruns.
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gabrielmoreira Skill Layoff Financial TriageThe first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order. Use when asked I just got laid off what do I do about money, build my layoff budget, how long can I last, or what needs to happen this week. Produces the runway number, the deadline list (healthcare, unemployment filing, equity exercise windows), the spending triage, and a one-week action checklist.
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gabrielmoreira Bundle Creator Offer LadderDesign creator monetization offer ladders. Use when Codex is asked to map a creator's free, low-ticket, mid-ticket, premium, affiliate, membership, course, merch, coaching, community, or sponsor offers into a coherent revenue path.
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gabrielmoreira Skill Budget BuilderBuild a realistic personal monthly budget from someone's income and expenses. Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style allocation tuned to their reality), a surplus/shortfall number, and concrete next moves. Educational, not regulated financial advice.
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gabrielmoreira Skill Budget Variance AnalysisProduce a structured budget variance analysis from actual vs budget figures. Use when asked to analyse budget variances, explain underspend or overspend, write a variance commentary, or investigate why actuals differ from plan. Produces a categorised variance table with root cause analysis and management commentary.
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gabrielmoreira Skill Micro Retirement PlannerPlan a deliberate career break — 3 to 12 months off between chapters — with honest runway math, the re-entry story rehearsed before you leave, health/visa/pension admin by country flagged, and kill criteria for coming back early. Use when someone says 'I want to take 6 months off', 'micro-retirement', 'sabbatical planning', 'quit and travel', or 'can I afford a break'. Produces a runway budget, a break charter with kill criteria, and the future-interview answer written in advance.
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gabrielmoreira Skill Cost ProjectionForward-looking spend extrapolation. Computes a USD-per-day rate from the recent measurement window, projects to 7d/30d/90d/365d horizons, and surfaces "days until budget exhausted" when a budget is configured. Predictive counterpart to `cost-budget-check` (reactive).
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gabrielmoreira Skill Pyats Junos SystemJunOS system operations via pyATS — chassis health, hardware inventory, system info, NTP, SNMP, files/logs, firewall counters, DDoS protection, services accounting. Use when checking Juniper chassis alarms, auditing hardware inventory, reviewing system uptime, or inspecting JunOS firewall counters.
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gabrielmoreira Skill Instruction ReviewAudits a candidate instruction (.instructions.md) against five gates (spec compliance, content quality, scope fit, safety, currency & coherence) plus optional Gate 6 (token budget for always-on instructions). Use when reviewing a new instruction draft before commit, evaluating a Mall instruction or store instruction for adoption, or re-auditing existing instructions on a periodic cadence.
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gabrielmoreira Bundle Lean StartupDesign MVPs, validated learning experiments, and pivot-or-persevere decisions using Build-Measure-Learn. Use when the user mentions "MVP scope", "validated learning", "pivot or persevere", "vanity metrics", or "test assumptions". Covers innovation accounting and actionable metrics. For 5-day prototype testing, see design-sprint. For customer motivation analysis, see jobs-to-be-done.
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gabrielmoreira Skill Bookkeeping CategorizationSet up a chart of accounts and rules for categorizing transactions. Use when asked how to categorize expenses/transactions, set up a chart of accounts, organize bookkeeping, or sort bank transactions into the right buckets. Produces a practical chart of accounts for the business, categorization rules with examples and edge cases, and a clean-books routine — so the books are consistent and ready for an accountant. Not tax/accounting advice.
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gabrielmoreira Skill Cost Budget CheckRead accumulated cost-tracking spend + budget config, compute utilization, emit 50/75/90/100% alert ladder
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gabrielmoreira Skill Renovation Scope And BudgetTurn a renovation idea into a realistic scope, budget, and sequence before you hire anyone — so you go in informed instead of getting sticker-shocked or scoped. Use when asked to plan a renovation, budget for a remodel, how much will renovating [X] cost, or scope my home project. Produces a scoped breakdown of the work, a realistic budget range with a contingency, the sequence and rough timeline, must-decide-early choices, where costs balloon, and what to line up before getting quotes — flagging that local prices and permits vary, so verify with real quotes.
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gabrielmoreira Bundle Feature Investment AdvisorEvaluate feature investments using revenue impact, cost structure, ROI, and strategy. Use when deciding whether a feature deserves investment.
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Frequently asked questions
What are Finance & Business agent skills?
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
Which Finance & Business skills are most installed?
Popular Finance & Business skills on SkillMD right now include game-performance-profiling, capital-allocation, performance-budget. Rankings shift as installs change; sort this page by "Most installs" for the live list.
Do Finance & Business skills work with Claude Code and Cursor?
Yes. Every skill here ships as a SKILL.md file, an open format that works in Claude Code, Claude.ai, Cursor, Codex, Windsurf, and 60+ other agents. Install one with npx skillmds@latest add <owner>/<name>, or copy the file into your agent's skills directory.