Finance & Business
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
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iamwaqargulzar Bundle Bid Strategy PlannerUse when the user asks to "pick a bid strategy", "set a tCPA/tROAS target", or "plan the learning-phase entry"; produces a bid-strategy choice (tCPA / tROAS / max-conversions / manual CPC), the starting target math, a portfolio grouping map, and a learning-phase entry plan. Not for splitting the budget across campaigns — use budget-optimizer; not for in-flight pacing/scale moves — use budget-pacing-monitor; not for scoring the account — use ad-account-auditor. 出价策略/tCPA目标/tROAS/学习期
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iamwaqargulzar Bundle Channel Portfolio PlannerUse when the user asks to "pick which social channels to run", "should we be on X platform or 小红书", or "plan our organic social channel portfolio"; produces an audience/objective-first portfolio with capability/access matrix, cadence-budget reality check, declared ECHO operating profile, boundary routing, and proposed-state registry events. Not for recording canonical channel facts — use channel-registry. 社媒渠道选择/渠道组合规划/平台能力矩阵/自然社媒
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joogy06 Skill Uk VatUse when preparing or checking a UK VAT return — the nine boxes, choosing between standard accrual, cash accounting, flat rate and annual accounting schemes, Making Tax Digital digital-link requirements, what input VAT can and cannot be reclaimed, reverse charge, and correcting errors from an earlier period. Covers the VAT control account proof that must hold before any return is submitted.
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joogy06 Bundle Delivery ManagerUse when managing delivery execution, running Agile ceremonies, tracking flow metrics, managing cross-team dependencies, ensuring quality, or handling SLA/SLO compliance. Covers Scrum, Kanban, SAFe, hybrid frameworks, sprint/PI/release planning, velocity tracking, cycle time analysis, burndown/burnup charts, cumulative flow diagrams, retrospective facilitation, definition of done, quality gates, and continuous improvement. Routes financial analysis to project-finance skill. Trigger on: sprint planning, velocity, burndown, cycle time, lead time, throughput, WIP, Kanban, Scrum, SAFe, retrospective, retro, definition of done, release planning, PI planning, dependency, blocker, impediment, SLA, SLO, error budget, delivery metrics.
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rweisssieker-xp Skill Powerbi AI Scenario PlannerUse when AI/KI should generate, compare, and explain what-if scenarios for price, volume, mix, capacity, supplier outage, inventory, DSO, working capital, budget, forecast, or production constraints.
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rweisssieker-xp Skill Powerbi Planning SimulationUse when Power BI needs planning, writeback, forecasting, what-if simulation, scenario analysis, price-volume-mix, inventory, capacity, working capital, budget, forecast, or operational planning.
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planifest Bundle Ml Training OptimizationML training optimization workflow for convergence stability, efficiency, and cost control. Use when training runs are slow, unstable, or over budget and optimization decisions are required; do not use for generic API-layer or infrastructure-only changes.
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planifest Bundle Testing Regression StrategyRisk-based regression suite curation for release gating under time and budget limits. Use when teams must decide what runs always versus conditionally by impact and risk; do not use for implementing a single test type in isolation.
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samarv Skill Persuasive Narrative Contrast FrameworkA structure for creating high-stakes presentations and influencing stakeholders by contrasting "what is" with "what could be." Use this when pitching a new product vision, seeking budget approval, or leading a team through a significant organizational change.
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iamwaqargulzar Bundle AdsPlan and optimize paid media across search, social and other platforms, including account structure, targeting, bidding, measurement, budget and creative testing.
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iamwaqargulzar Bundle Content AmplifierUse when the user asks to "amplify influencer content with paid media", "set up whitelisting or Spark Ads", "decide which posts to boost", "repurpose influencer content", "turn one video into multiple ads", or "build a UGC asset library"; produces (paid mode) a content-selection scorecard, a paid amplification strategy (whitelisting/boosting/dark posts), audience targeting, and a budget+optimization plan, or (repurpose mode) a rights-tracked content inventory, a 1-video-to-10+-asset repurposing map, per-format transformation specs, and a 30-day distribution plan. Not for gating whether a deliverable is publishable or FTC-compliant — use creator-content-auditor; not for the always-on brand posting calendar — use social-calendar-builder; not for drafting a net-new idea into platform-native packages — use social-creative-builder. 复用达人内容 / 内容放量.
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deciqai Bundle Margin Of SafetyActivate when: user asks how much buffer to build into a budget, timeline, or investment; someone says 'I might be wrong on my estimate — how much cushion do I need?'; a project or position is running lean and someone wonders if there's enough runway; user mentions Ben Graham, value investing, or 'buying a dollar for fifty cents'; someone is deciding how much to raise or reserve before committing. Do NOT activate when: the domain is fully deterministic with no estimation error; the user is using margin as an excuse to avoid committing to anything (perpetual deferral, not safety). More: deciqai.com/s/margin-of-safety
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deciqai Bundle Overseas Expansion FrameworkActivate when: user says 'we want to go global' or 'expand internationally', founder is choosing between opening a local office vs. going digital-first in a new country, company has home-market traction and is planning its first international move, investor asks whether a portfolio company's overseas revenue is digital or entity-based. Do NOT activate when: the company has no home-market product-market fit (run pmf-crossing-the-chasm first); the overseas entity is already established and operating (scaling question, not entry question). More: deciqai.com/s/overseas-expansion-framework
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joogy06 Bundle Accounting Uk LtdUse when running the accounts of a small UK VAT-registered limited company — the full cycle of bookkeeping, bank and control-account reconciliation, VAT returns under MTD, year-end statutory accounts, CT600 corporation tax, payroll RTI, and the Companies House and HMRC deadline map. Routes to the specialist siblings and owns the engagement flow, the deadline calendar, and the current-year rates reference. Trigger on - my company accounts, VAT return, year end, CT600, corporation tax return, Companies House filing, annual accounts, bookkeeping, trial balance, payroll, HMRC deadline, small company accounts.
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joogy06 Skill Uk Corporation TaxUse when preparing or checking a UK Company Tax Return — the CT600, the tax computation that turns accounting profit into taxable profit, add-backs and disallowables, capital allowances including the annual investment allowance and full expensing, losses, associated companies and marginal relief, and the separate payment and filing deadlines. Covers what a small Ltd must hand to filing software.
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joogy06 Skill Trading Risk ManagementUse when implementing kill switches, circuit breakers, position sizing, drawdown controls, VaR/CVaR calculations, Kelly criterion, or correlation-based portfolio risk management for automated trading systems. Also covers risk-constrained allocation overlays (applying constraints, risk budgets, and feasibility checks over externally-supplied point-in-time forecasts - never producing forecasts), benchmark and return conventions, factor/benchmark exposure analysis, cost-aware rebalance/turnover analysis, ex-ante vs realized risk attribution (risk contribution, not performance attribution), and serializing kill-switch state into the runtime's append-only persistent halt record. Trigger on - portfolio construction, risk budget, risk-constrained allocation, risk attribution, risk contribution, rebalance turnover, factor exposure, persistent halt state
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joogy06 Bundle Equity Trading ComplianceUse when checking whether a US equity day trade is permitted, counting day trades, or handling trader tax mechanics — per-account broker-regime detection (legacy PDT vs FINRA risk-based intraday margin, transition window through 2027-10-20), day-trade counting and round-trip identification with broker reconciliation, the day_trade_permitted pre-trade guard contract with a liquidation-only carve-out, wash-sale (section 1091) accounting, section 475(f) mark-to-market election, short-locate and Reg SHO Rule 201 rule models, and 1099-B/cost-basis reconciliation. Trigger on - PDT, pattern day trader, day trade count, intraday margin, wash sale, 475(f), mark to market, trader tax status, short locate, SSR, 1099-B, cost basis. Kill-switch machinery lives in trading-risk-management (this skill registers its guard there); order-time enforcement lives in equity-broker-execution. Educational reference, not tax or legal advice - elections and filings belong to the user and their tax professional.
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joogy06 Skill Business Expenses And AssetsUse when deciding how to treat a business purchase — whether a laptop, phone, tool or piece of equipment is a capital asset or a revenue expense, how to depreciate it and over what life, how depreciation interacts with capital allowances for tax, how to apportion mixed business and private use, and how to handle consumables, subscriptions, low-value items and a capitalisation policy. Covers the categories a small company actually spends on and the ones that are commonly mis-posted.
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planifest Bundle Sre Sli SloSRE SLI/SLO workflow for reliability target definition, measurable telemetry mapping, and error-budget policy. Use when service reliability objectives must be formalized with escalation actions; do not use for business-feature implementation logic.
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rweisssieker-xp Skill Powerbi Root Cause Hypothesis GeneratorUse when industrial KPI changes need candidate root-cause hypotheses across ATP, supplier, production, credit block, master data, transport, invoice block, pricing, quality, maintenance, or demand changes.
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williamcorrea23 Bundle Sap CoThis skill handles all SAP CO (Controlling) topics: cost center accounting, profit center accounting, internal orders, product costing, profitability analysis (CO-PA), assessment and distribution cycles, actual vs plan postings, settlement, and CO period-end closing. Use when user mentions CO, cost center, profit center, internal order, KSU5, KSV5, KO88, CK11N, CO-PA, COPA, assessment, distribution, settlement, variance, controlling area, allocation cycle, activity type, KSB1, KSB5, cost element, plan vs actual, product cost collector.
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williamcorrea23 Bundle Sap FiThis skill handles all SAP FI (Financial Accounting) tasks including document posting errors, account determination, period and year-end closing, vendor and customer master data, reconciliation accounts, tax configuration, withholding tax, special G/L transactions (down payments, guarantees), GR/IR management, foreign currency valuation, and asset accounting. Use this skill whenever the user mentions FI, GL, AP, AR, AA, FB01, F-02, FB60, MIRO, F110, period close, year-end, tax code, special G/L, down payment, GR/IR, asset, depreciation, AFAB, clearing, or posting error.
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williamcorrea23 Bundle Sap MmThis skill handles SAP MM (Materials Management) including purchase requisitions, purchase orders, goods receipts, invoice verification, inventory management, GR/IR clearing, material master, vendor evaluation, and period-end closing. Use when user mentions MM, purchasing, procurement, MIGO, MIRO, ME21N, ME23N, MB52, MR11, GR/IR, material master, inventory, stock, MRP, info record, outline agreement, MMPV, account determination, OBYC, movement type, physical inventory, batch management, valuation class.
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williamcorrea23 Bundle Sap SdThis skill handles SAP SD (Sales and Distribution) including sales order processing, delivery, billing, pricing, credit management, revenue recognition, and returns. Use when user mentions SD, sales order, VA01, VA02, VL01N, VF01, VF04, billing, delivery, pricing, condition type, credit check, FD32, revenue recognition, rebate, intercompany sales, consignment, returns, RMA, VKOA, output, NACE, account determination, copy control, partner function, schedule line, incompletion.
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ftshare-lab Bundle Economic China Tax Revenue MonthlyGet China tax revenue monthly data (全国税收收入 月度). Use when user asks about 全国税收收入, 税收收入, 税收月度, 中国税收, China tax revenue.
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ftshare-lab Bundle Economic China Fiscal Revenue MonthlyGet China fiscal revenue monthly data (中国财政收入月度). Use when user asks about 中国财政收入, 财政收入月度, 财政收支, fiscal revenue, 当月同比环比, 累计财政收入.
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ferroxlabs Skill Budget Reset GuideQuick-start financial reset guide covering financial snapshot creation, expense auditing, category budgeting, automation setup, and a 30-day action plan to regain control of your money. Use when the user asks about budget reset guide, related techniques, best practices, or needs guidance in this domain. Do NOT use when the request is outside the scope of budget reset guide or requires a different specialized skill.
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ferroxlabs Skill Budget BuilderComprehensive budget creation and management skill using proven frameworks including the 50/30/20 rule, zero-based budgeting, and the envelope system. Guides users through income assessment, expense categorization, template creation, and ongoing budget review strategies. Use when the user asks about budget builder, or needs help with comprehensive budget creation and management skill using proven frameworks including the 50/30/20 rule, zero-based budgeting, and the envelope system. Do NOT use when the request requires professional financial advice or falls outside the scope of budget builder.
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ferroxlabs Skill Zero Based BudgetBuilds a zero-based budget where every dollar of income is assigned to a specific spending, saving, or debt category so that income minus all allocations equals exactly zero. Produces a fully populated allocation table with assignment rationale for each category. Use when the user asks about zero-based budgeting, wants to assign every dollar a job, or wants maximum control over their monthly spending. Do NOT use for quick percentage-based budgets (use fifty-thirty-twenty-budget), investment allocation, or business budgeting.
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ferroxlabs Skill Financial Goal SettingConverts vague financial aspirations into SMART goals with specific dollar targets, timelines, and monthly savings requirements. Produces a structured goal plan that breaks large financial objectives into measurable monthly actions the user can track. Use when the user has financial aspirations but has not defined specific targets, timelines, or monthly contribution amounts. Do NOT use for creating a budget (use budget-planning), tracking multiple existing savings goals (use savings-goals-tracker), or investment planning.
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ferroxlabs Skill Expense Tracking SetupDesigns a personal expense tracking system with categories, tracking method, review cadence, and weekly reconciliation routine. Produces a complete tracking template the user can implement immediately with their own spending data. Use when the user asks about tracking expenses, categorizing spending, setting up a spending log, or creating an expense tracking system. Do NOT use for creating a full budget (use budget-planning), business expense reporting, or investment tracking.
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ferroxlabs Skill Gift Budget CalculatorPlan gift spending by occasion and recipient - budget allocation templates, tracking spreadsheets, cost-saving strategies, and year-round planning. Use when the user asks about gift budget calculator, related techniques, best practices, or needs guidance in this domain. Do NOT use when the request is outside the scope of gift budget calculator or requires a different specialized skill.
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ferroxlabs Skill Variable Income BudgetBuilds budgets for freelancers, gig workers, and commission earners with irregular monthly income. Uses a baseline income method to establish essential spending, creates a surplus allocation priority list, and produces a month-by-month budget that adapts to income fluctuations. Use when the user has irregular income from freelancing, commissions, seasonal work, or multiple gig sources and wants to budget despite income variability. Do NOT use for stable-income budgets (use budget-planning or fifty-thirty-twenty-budget), business revenue forecasting, or investment planning.
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ferroxlabs Skill Fifty Thirty Twenty BudgetApplies the 50/30/20 budgeting rule to the user's income, categorizing every expense as a need (50%), want (30%), or savings/debt repayment (20%). Produces a populated allocation table showing current spending against these targets with specific rebalancing recommendations. Use when the user asks about the 50/30/20 rule, wants a simple percentage-based budget, or needs help categorizing spending into needs, wants, and savings. Do NOT use for zero-based budgeting (use zero-based-budget), variable income budgets (use variable-income-budget), or investment allocation.
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ferroxlabs Skill Finance PlBuild a profit and loss statement from revenue and expense inputs, with period-over-period comparison, margin analysis, basis-of-accounting handling (cash / accrual / modified cash) and ASC 606 deferred-revenue treatment for subscription revenue. Use when the question is whether a period made money and where the margin went. Do NOT use for what the business owns and owes at a point in time (use finance-balance-sheet), for whether cash actually moved (use finance-cashflow), or for forward-looking burn and time-to-zero (use coin-runway-and-burn). Statements and analysis only — have a CPA review anything filed or handed to a lender.
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ferroxlabs Skill Sales IcpBuild an ideal customer profile across firmographic, technographic, behavioural, pain-point, budget and channel dimensions, plus the negative ICP, a 100-point scoring rubric, buyer personas, a prospecting playbook and a first-outreach draft that inherits the jurisdiction gates. Use when the user is selling to everyone and closing no one, or when a new segment needs defining. Do NOT use for evaluating one named account (use sales-qualify or sales-prospect) or for the pricing and packaging that follows from the segment (use forge's pricing work).
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Frequently asked questions
What are Finance & Business agent skills?
Finance agent skills bring structure to money-related work: financial models, accounting workflows, invoices, budgeting, and market analysis. Your AI agent loads the skill when the task matches and follows its rules, in any agent that reads SKILL.md files.
Which Finance & Business skills are most installed?
Popular Finance & Business skills on SkillMD right now include bid-strategy-planner, channel-portfolio-planner, uk-vat. Rankings shift as installs change; sort this page by "Most installs" for the live list.
Do Finance & Business skills work with Claude Code and Cursor?
Yes. Every skill here ships as a SKILL.md file, an open format that works in Claude Code, Claude.ai, Cursor, Codex, Windsurf, and 60+ other agents. Install one with npx skillmds@latest add <owner>/<name>, or copy the file into your agent's skills directory.