Insurance Skills

Specialized Mercado Pago integrations for specific industries and regional payment methods. Covers insurance payments, Yape (Peru), and Fintoc (Chile).

Establishes a comprehensive framework for the intake and registration of new patients, encompassing data collection, insurance verification, risk stratification, and pharmacy network validation.

Extract structured claims from source documents into graph concepts. Adapted from JP's 6R REDUCE phase.

OCR, classify, and organize scanned PDFs into category subfolders using AI vision and language models. Processes medical, financial, insurance, tax, legal, personal, and household documents.

Activate for: takaful, Islamic insurance, wakala model, mudaraba takaful, participants fund, qard hasan takaful, takaful deficit, family takaful, general takaful, IFRS 17 takaful, MFRS 17 takaful, retakaful, wakala fee, takaful surplus, takaful operator, participants risk fund.

Answers any question about ZenMux by reading the latest official documentation. Use this skill whenever the user asks about ZenMux product features, API usage, configuration, integration, pricing, models, providers, routing, fallback, streaming, multimodal, structured output, tool calling, reasoning, prompt caching, image generation, video generation, web search, long context, observability, logs, cost tracking, usage analytics, insurance, subscription, pay-as-you-go, invoices, best practices for tools like Claude Code, Cursor, Cline, CodeX, Gemini CLI, opencode, Cherry Studio, Obsidian, Sider, Open-WebUI, Dify, Neovate, GitHub Copilot, OpenClaw, CC-Switch, Immersive Translate, Studio Chat, architecture, benchmarks, FAQ, contact, privacy, terms of service, compliance, or any other ZenMux-related topic. Also trigger when the user writes in Chinese about ZenMux: 文档, 使用指南, 快速开始, API 参考, 最佳实践, 模型路由, 供应商路由, 订阅, 按量计费, 可观测性, 帮助, 常见问题, 接入指南, 配置. Trigger on phrases like "how to use ZenMux", "ZenMux docs", "ZenMux API"

Complete architecture reference for the A3 insurance platform — file locations, data flow, conventions, microservice map, and fullstack patterns

当需要审核理赔材料、分类理赔请求、指导理赔流程时使用。触发场景：理赔材料审核、理赔流程指导、材料清单生成。当用户提到“理赔“、“保险赔付“、“claims“、“理赔材料“时应触发此技能。

Analyze insurance claims workflow systems for intake optimization, adjudication rules, subrogation, litigation management, and settlement analytics. Use when: 'audit claims process', 'review FNOL workflow', 'evaluate claims automation', 'check subrogation recovery', 'assess claims fraud detection', 'optimize claims cycle time', 'review Guidewire ClaimCenter setup'.

USAP agent skill for Cyber Insurance. Assess cyber insurance coverage adequacy, identify coverage gaps, maintain claim-readiness evidence, and support renewal applications.

Personal finance skill suite for a mid-20s dual-income couple in Ho Chi Minh City. Covers budgeting, emergency fund building, investments, insurance, tax optimization, goal planning, and couple dynamics — all calibrated to Vietnam's financial ecosystem. Use when the user asks about budgeting, saving, investing, insurance, taxes, or financial goal planning — trigger phrases include "review our budget", "how should we invest", "do we have enough insurance", and "plan for a home purchase". Use even if the user only mentions one financial topic without asking for a full review.

Conduct Fundamental Rights Impact Assessments (FRIA) for high-risk AI systems as required by EU AI Act Article 27. Use when (1) deployers of high-risk AI systems (Annex III) need to assess fundamental rights impacts before first use, (2) public bodies or private entities providing public services are deploying AI systems, (3) credit scoring or insurance risk assessment AI systems are being deployed (Annex III 5b, 5c), (4) evaluating impact on natural persons' fundamental rights (dignity, liberty, privacy, data protection, non-discrimination, children's rights, etc.), or (5) creating EU AI Act Article 27 compliance documentation with market surveillance notification.

Reference tool for business — covers intro, quickstart, patterns and more. Quick lookup for Policy Reader concepts, best practices, and implementation patterns.

ALWAYS LOAD THIS SKILL FIRST before writing any PolicyEngine-UK code. Contains the correct API patterns for household calculations and population simulations using the new policyengine package (not policyengine_uk directly). Triggers: "what would", "how much would a", "benefit be", "eligible for", "qualify for", "single parent", "married couple", "family of", "household of", "if they earn", "with income of", "earning £", "making £", "calculate benefits", "calculate taxes", "benefit for a", "tax for a", "what would I get", "what would they get", "what is the rate", "what is the threshold", "personal allowance", "maximum benefit", "income limit", "benefit amount", "how much is", "Universal Credit", "child benefit", "pension credit", "housing benefit", "council tax", "income tax", "national insurance", "JSA", "ESA", "PIP", "disability living allowance", "working tax credit", "child tax credit", "Scotland", "Wales", "UK", "microsimulation", "population", "reform", "policy impact", "budgetary", "decile".

Expert pricing actuary skill for calculating gross premiums, risk premiums, and expense loadings for life and general insurance products.

Build, manage, and generate standardized response templates for recurring legal inquiries. Activate when handling data subject access requests (DSARs), litigation hold notices, NDA workflows, vendor contract questions, subpoena responses, privacy policy inquiries, insurance claim notifications, or when creating and maintaining a library of reusable legal response templates with proper escalation safeguards.

Wealth management and financial planning for HNW and UHNW clients. Activate when the user mentions wealth management, financial planning, retirement, estate planning, tax planning, GRAT, IDGT, trust, asset allocation, withdrawal rate, Monte Carlo simulation, goals-based investing, tax-loss harvesting, Roth conversion, insurance, annuity, mortgage strategy, concentrated stock, family office, direct indexing, 529 plan, charitable giving, donor-advised fund, private foundation, or asks about personal finance strategy, inheritance, long-term financial planning, or UHNW advisory.

Query the BuildAI PostgreSQL database (read-only). Returns results as JSON for construction project data — projects, RFIs, submittals, budgets, change orders, daily logs, punch lists, insurance, vendors, pay applications.

Total-loss determination and settlement pricing. Triggers: "total loss valuation", "claims value", "settlement offer", "salvage estimate", "insurance claim pricing", "total loss threshold", "what's the claim worth", "settlement range", "pre-loss value", "diminished value", "total loss determination", insurance claim vehicle valuation, total-loss determination, settlement pricing, or salvage value estimation.

Manage month-end and year-end close (Monats-/Jahresabschluss) with checklists, task sequencing, and status tracking. Adapted for Swiss OR requirements including MWST and social insurance.

Generate a state document (context transfer) that allows any fresh AI instance to resume work without conversation history. Use this skill whenever the user asks to checkpoint, create a state transfer, save state, generate a handoff document, create compaction insurance, or says anything like 'snapshot this', 'create a context transfer', 'checkpoint', 'save state for handoff', 'write a recovery doc', or 'transfer context'. Also trigger when the user mentions compaction concerns, session handoff, multi-session continuity, or wants to preserve the current conversation's state. Works for any conversation type: projects, research, debugging, investigations, design sessions, or long-running chats. This skill produces a structured markdown document optimized for AI cold-start recovery, not human notes.

Personal assistant for the [YOUR LAST NAME] family. Use this skill when: - Filling out forms (medical, insurance, school, government, travel) - Making appointments or reservations - Handling insurance claims or benefits questions - Coordinating with service providers - Travel planning and bookings - Financial tasks (account info, routing numbers, advisor contacts) - Any task requiring family member details, insurance info, medical history, or household information Triggers: form filling, insurance, medical records, appointments, family info, travel booking, school forms, emergency contacts, allergies, prescriptions, household services, bank account, routing number, financial, accountant, tax

Compare health insurance plans, estimate total yearly costs, and choose coverage that fits medical usage, prescriptions, and financial risk.

Use this skill for insurance-claims operations with Stedi whenever the user asks to submit claims, validate claim payloads, check claim status, retrieve/interpret 277CA or 835 responses, troubleshoot payer/provider enrollment requirements, or build deterministic claims workflows. Trigger this skill even if the user does not say "Stedi" explicitly but mentions 837/835/277CA/ERA, payer IDs, claim rejection codes, claim resubmission, COB, or healthcare clearinghouse automation.

Use when modifying domain/models/, domain/services/, adaptor/llm/, or any business logic involving insurance terms, coverages, or risk rules. Also use when adding new fields, endorsements, or coverage types.

Access 162+ AI-powered skills for insurance agents, brokers, and claims adjusters. Use when: user asks about policy renewals, claims processing, underwriting, client onboarding, producer licensing, compliance, agency administration, or any insurance practice task.

Interact with the Altitude wealth management platform via its REST API. Query, create, update, and manage entities — individuals, households, accounts, trusts, insurance policies, liabilities, tangible assets, positions, documents, workflows, and more. Uses embedded OpenAPI documentation to discover the correct endpoints and schemas. Use this skill whenever the user asks about Altitude data, wants to look up client information, create or update records, check valuations, inspect trust structures, manage relationships, upload documents, or perform any operation against the Altitude/Altcore platform.

Trade like Paul Tudor Jones — macro trend following, risk management obsessed, ride big moves. Use this skill whenever the user asks about: Paul Tudor Jones, PTJ, macro trend following, trend following crypto, ride the big move, 200-day moving average strategy, risk-first trading, Tudor Investment, great inflation trade, BTC inflation hedge, portfolio insurance, PTJ approach, institutional trend following, managed futures crypto, CTA strategy crypto, trend following system, macro trend rider, catch the big one, risk-reward obsessed, capital preservation first, Tudor style, never average down, respect the trend.

Use when a policy exists but readers struggle to understand what it means in practice.

Complete mock database of fictional customers, policies, beneficiaries, transactions, and payment history for the PolicyCore PAS life insurance policy administration system. Use this data when the policy admin system is not connected or when demonstrating plugin capabilities.

Access 155+ AI-powered skills for therapists, counselors, and mental health professionals. Use when: user asks about client intake, treatment plans, progress notes, HIPAA compliance, insurance billing, crisis safety planning, telehealth administration, or any therapy practice administration task.

Formally verify construction payment bonds by extracting fields from bond documents and cross-referencing against Treasury Circular 570, state licensing, and underwriting limits. Use whenever the user uploads a payment bond PDF, mentions bond verification, asks "is this bond valid", references AIA A312, or needs to verify a surety company's authority to write bonds. Also trigger on "verify bond", "check surety", "payment bond", "performance bond", or "Circular 570."

Research advisor for ACT business setup — Pty Ltd registration, accountants, insurance, R&D tax incentive, family trusts, compliance, and migration. Use when the user asks about any business setup topic, costs, providers, or next steps.

Find and compare car rentals — sedans, SUVs, and luxury vehicles with insurance options, pickup locations, and best rates for self-driving adventures. Also supports: flight booking, hotel reservation, train tickets, attraction tickets, itinerary planning, visa info, travel insurance, car rental, and more — powered by Fliggy (Alibaba Group).

Database of insurance claim precedents and comparable settlements for evaluating claim values

Deterministic-first mobile policy for tool selection, verification, and escalation.

Validates documentation completeness for prior authorization requests by checking a 10-item checklist covering patient information, provider credentials, insurance details, medical codes, clinical notes quality, NCCI bundling risk, and service type classification.

Coterie Insurance integration. Manage data, records, and automate workflows. Use when the user wants to interact with Coterie Insurance data.

Answer employee questions about company policies, benefits, and procedures. Use when users ask about PTO, vacation, sick leave, parental leave, health insurance, 401k, remote work policy, expense reimbursement, code of conduct, professional development, or any company-specific rules and perks.

Personal finance assistant for budgeting, savings goals, investment tracking, debt optimization, tax preparation, insurance review, net worth tracking, and financial scenario modeling. Supports multi-currency, bank statement import (CSV/MT940/OFX), and locale-based tax rules. Use for any personal finance question: budget planning, expense tracking, portfolio allocation, FIRE calculations, debt payoff strategies, mortgage comparisons, tax deductions, insurance coverage, retirement planning, and life events with financial impact such as marriage, buying a house, changing jobs, having a baby, or going freelance.

CERTIFIED FINANCIAL PLANNER professional providing comprehensive financial planning across all CFP Board practice domains. Integrates retirement, investment, tax, estate, insurance, and education planning following CFP Board Code of Ethics and Standards of Conduct. Use for holistic financial plans, cash flow analysis, net worth statements, insurance needs, estate planning coordination, education funding (529 plans), tax strategies, retirement projections, or CFP Board Practice Standards compliance.

Use when the user mentions flood zone, flood risk, FEMA, SFHA, floodplain, property due diligence, natural hazard disclosure, flood insurance, base flood elevation, or asks whether a property is in a flood zone.

Subsidiaries, cap table, D&O insurance tracking

Output format specifications for healthcare data standards. Use when generating or converting data to FHIR R4, HL7v2 (ADT/ORM/ORU), C-CDA, X12 (837/835/834/270-271), NCPDP D.0, CDISC SDTM/ADaM, CSV, SQL, or dimensional analytics formats.

Expert consultant in IFRS 17 standard for insurance contracts, skilled in CSM calculation, GMM, PAA, and VFA models.

EU Insurance Adviser specializing in IDD compliance for life, health, property, and insurance-based investment products (IBIPs). Advises on insurance needs analysis across member states, explains policy types (term life, whole life, unit-linked, endowment), navigates professional requirements (knowledge, competence, good repute), implements product oversight and governance, manages conflicts of interest and inducements, coordinates cross-border insurance contracts, and ensures National Competent Authority registration. Use for insurance distribution, IBIP suitability assessments, or IDD compliance implementation.

Detailed testing standards for persistence, service, and controller layers

God-level internet research and data synthesis for any topic. Use when the user wants to research, compare, analyze, or find the best options for anything: business ideas, products (phones, laptops, gadgets), services (credit cards, banks, insurance), travel (hotels, flights, destinations), market trends, industry data, competitor analysis, pricing comparisons, consumer reviews, emerging opportunities, or any general-purpose research task. Triggers on: 'research', 'find the best', 'compare', 'what's the best', 'top 10', 'under X price', 'market data', 'industry trends', 'alternatives to', 'reviews of', or any request requiring internet research and data gathering.

Generate CQL Library and FHIR ValueSet artifacts for Taiwan NHI (National Health Insurance) reimbursement rules from rule text. Use when user asks to create CQL/ValueSet for 健保給付規則, 藥品審查, NHI CQL, 健保代碼, or payment審查. This skill applies patterns learned from 50+ GT examples.

Life insurance product knowledge covering whole life, term life, universal life, variable universal life, indexed universal life, and joint survivorship products. Use when explaining product features, riders, options, or when helping customers understand their coverage. Covers policy mechanics, nonforfeiture options, dividend options, death benefit options, and common riders.

Expert reserving actuary skill for calculating IBNR (Incurred But Not Reported) reserves using the Chain Ladder Method, Bornhuetter-Ferguson, and Expected Loss Ratio.

Deep-dive analysis of the Financials sector (XLF, KRE, KBE). Covers large-cap banks, regional banks, insurance, capital markets, and fintech. Interest rate sensitive — integrates closely with bonds output. Run as part of the US Equities phase in the daily orchestrator.

Orchestrate the registration team to guide expats through Anmeldung, Steuer-ID, health insurance, business registration, and other German bureaucratic processes.

This skill should be used when the user asks for 'price of BTC', 'ETH ticker', 'show me the orderbook', 'market depth', 'BTC candles', 'OHLCV chart data', 'funding rate', 'open interest', 'mark price', 'index price', 'recent trades', 'book ticker', 'best bid ask', 'long short ratio', 'contract ticker', 'insurance fund', 'risk limits', 'exchange info', 'list instruments', 'what symbols are available', 'klines', 'server time', or any request to query public market data on Toobit CEX. All commands are read-only and do NOT require API credentials. Do NOT use for account balance/positions (use toobit-cex-portfolio), placing/cancelling orders (use toobit-cex-trade).

Insurance valuation with comparable evidence. Triggers: "appraise this vehicle", "what's it worth", "insurance valuation", "comparable analysis", "fair market value", "pre-loss value", "appraisal report", "settlement valuation", "vehicle valuation", "claims appraisal", building a defensible, comparable-backed vehicle valuation for insurance claims, total-loss determinations, or settlement pricing decisions.

Analyzes actuarial modeling systems for loss reserving accuracy, premium pricing methodology, mortality/morbidity tables, stochastic modeling, and capital adequacy per SOA and Solvency II standards. USE THIS SKILL WHEN: - You need to review or audit actuarial models (reserving, pricing, capital) - Someone asks about loss triangle analysis or reserve adequacy - You are evaluating IBNR calculations, chain ladder methods, or Bornhuetter-Ferguson - A project involves insurance pricing, GLM rating models, or ratemaking - You need to assess Solvency II SCR calculations or RBC compliance - Someone mentions actuarial opinions, ASOP compliance, or SOA standards - You are reviewing stochastic models, ESG configurations, or DFA frameworks - A codebase uses actuarial libraries (chainladder, lifetables, ChainLadder R package) TRIGGER PHRASES: "actuarial", "loss reserving", "IBNR", "chain ladder", "premium pricing", "mortality table", "Solvency II", "capital adequacy", "ratemaking", "GLM pricing", "risk-based capital", "re

Guide founders through operational fundamentals — entity setup, co-founder agreements, IP assignment, banking, bookkeeping, taxes, insurance, and contractor agreements. Phase-based interactive guided process.

EU Compliance Officer for MiFID II investment firms and IDD insurance distributors. Implements compliance frameworks, ensures National Competent Authority reporting, conducts product governance oversight, manages suitability and appropriateness testing, reviews marketing and inducements, coordinates cross-border passporting compliance, implements GDPR data protection, conducts AML (5AMLD/6AMLD) monitoring, and prepares for NCA inspections. Use for compliance manual development, MiFID II/IDD implementation, or ESMA guideline interpretation.

Financial services advisory skill for consulting engagements. Use when preparing research briefs on banking, insurance, capital markets, or wealth management, building performance benchmarking frameworks, regulatory impact assessments, or stakeholder materials for CFOs, CROs, and technology leaders.

Use when about to say a fix works, tests are green, a bug is resolved, a task is done, or a branch is ready for review or submit.