RAG Vs Agent Architect

Build-stage skill: matches a problem to an AI architecture — RAG, tool-calling, agent, or hybrid — and states the failure mode of every rejected option, not just the benefits of the chosen one. Use when the user is choosing an AI architecture — 'RAG or agent for this', 'do we need an agent or is retrieval enough', 'design the AI architecture for X' — or when /pm routes such a request here. Do NOT use for component selection inside a chosen architecture (vector DBs, frameworks), for feature go/no-go calls (ai-feature-go-no-go), for build/buy decisions (build-buy-partner), or for definitions of RAG or agents.

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