AlphaGBM Buffett Analysis
The 4 lenses Buffett himself says he applies, computed from yfinance fundamentals
and returned as a single-number verdict plus reasoning for each lens.
The 4 Lenses
- Business (20% weight) — circle of competence. Simple sectors (consumer
staples, utilities, industrials) score high. Complex sectors (tech, healthcare,
financials) score lower unless mega-cap like AAPL.
- Moat (30% weight) — durable advantage. Gross margin > 40%, ROE > 20%,
profit margin > 15%, and market cap > $100B each contribute to the moat score.
- Management (15% weight) — capital allocation proxy via dividend continuity
- payout ratio (15-60% is ideal balance) + 5yr avg div yield.
- Valuation (35% weight) — fair price check. PE < 15 → +20, PEG < 1 → +15,
FCF yield > 10Y treasury + 2pp → +20. PE > 40 or PEG > 2.5 → deductions.
Overall Verdict
- ≥ 75 → HOLDABLE (color green) — meets Buffett standards, long-term hold
- 55-74 → WATCHABLE (color amber) — wait for better price or clearer evidence
- < 55 → AVOID (color red) — fails Buffett's standards
Why This Is a Separate Skill
The generic alphagbm-stock-analysis runs a G=B+M style/momentum score. Buffett's
framework is different — it weights moat + valuation much more heavily than
momentum, and penalizes complex businesses regardless of growth. This skill
codifies Buffett's rules, not AlphaGBM's house rules.
How to Use
Input:
ticker (required) — US stock symbol
Output:
scorecard.business: {score, sector, industry, verdict_zh, verdict_en}
scorecard.moat: {score, gross_margin, roe, profit_margin, market_cap_b, reasons_zh, reasons_en}
scorecard.management: {score, dividend_rate, payout_ratio, reasons_zh, reasons_en}
scorecard.valuation: {score, pe, forward_pe, peg, pb, fcf_yield_pct, ten_year_treasury, reasons_zh, reasons_en}
scorecard.overall: {score, verdict, verdict_zh, verdict_en, color}
Example Queries
Buffett analysis on KO → likely HOLDABLE (simple business, strong moat, 30+ year hold by Buffett himself)
would Buffett buy NVDA → likely WATCHABLE or AVOID (complex sector, high valuation)
Buffett scorecard JNJ → likely HOLDABLE (consumer defensive, strong margins, reasonable PE)
score AAPL with Buffett lens → reference Berkshire's own holding for context
apply Buffett's checklist to WMT → retail-native test case
Mock Data
Mock data in mock-data/buffett-analysis/ — sample for KO (HOLDABLE).
API Endpoint
POST /api/masters/buffett-analyze
Content-Type: application/json
Request body:
{"ticker": "KO"}
Response shape:
{
"success": true,
"ticker": "KO",
"current_price": 63.4,
"scorecard": {
"business": {
"score": 85,
"sector": "Consumer Defensive",
"industry": "Beverages - Non-Alcoholic",
"verdict_zh": "业务相对简单,在巴菲特能力圈范围内",
"verdict_en": "Relatively simple business within Buffett's circle"
},
"moat": {
"score": 100,
"gross_margin": 60.3,
"roe": 41.8,
"profit_margin": 22.4,
"market_cap_b": 273.4,
"reasons_zh": ["毛利率 60.3% > 40%,显示定价权", "ROE 41.8% > 20%,资本效率强", "市值 $273B > $100B,规模壁垒", "净利率 22.4% > 15%,强定价权"],
"reasons_en": ["Gross margin 60.3% > 40% shows pricing power", "ROE 41.8% > 20% — strong capital efficiency", "Market cap $273B > $100B — scale moat", "Net margin 22.4% > 15% — strong pricing power"]
},
"management": {
"score": 80,
"dividend_rate": 1.94,
"payout_ratio": 77.0,
"reasons_zh": ["派息 $1.94 — 体现向股东返现意愿", "5 年平均股息率 3.1%"],
"reasons_en": ["Dividend $1.94 — willingness to return cash", "5-yr avg div yield 3.1%"]
},
"valuation": {
"score": 45,
"pe": 24.8,
"forward_pe": 22.1,
"peg": 3.2,
"pb": 10.5,
"fcf_yield_pct": 3.5,
"ten_year_treasury": 4.3,
"reasons_zh": ["FCF 收益率 3.5% < 10Y 美债 4.3%,不如债券"],
"reasons_en": ["FCF yield 3.5% < 10Y 4.3% — bonds beat it"]
},
"overall": {
"score": 78.3,
"verdict": "HOLDABLE",
"verdict_zh": "符合巴菲特标准 — 值得长期持有",
"verdict_en": "Meets Buffett standards — worth a long-term hold",
"color": "green"
}
},
"timestamp": "2026-04-24T08:00:00"
}
Pricing: 1 stock-analysis credit per call; 30-min cache per ticker (cache hits free).
Related Skills
Powered by AlphaGBM — Real-data options & research intelligence. 10K+ users.
1---2name: alphagbm-buffett-analysis3description: Scores any US stock ticker through Warren Buffett's four-lens framework (business simplicity, moat, management, valuation) and returns a weighted HOLDABLE/WATCHABLE/AVOID verdict.4---56# AlphaGBM Buffett Analysis78The 4 lenses Buffett himself says he applies, computed from yfinance fundamentals9and returned as a single-number verdict plus reasoning for each lens.1011## The 4 Lenses12131. **Business (20% weight)** — circle of competence. Simple sectors (consumer14 staples, utilities, industrials) score high. Complex sectors (tech, healthcare,15 financials) score lower unless mega-cap like AAPL.162. **Moat (30% weight)** — durable advantage. Gross margin > 40%, ROE > 20%,17 profit margin > 15%, and market cap > $100B each contribute to the moat score.183. **Management (15% weight)** — capital allocation proxy via dividend continuity19 + payout ratio (15-60% is ideal balance) + 5yr avg div yield.204. **Valuation (35% weight)** — fair price check. PE < 15 → +20, PEG < 1 → +15,21 FCF yield > 10Y treasury + 2pp → +20. PE > 40 or PEG > 2.5 → deductions.2223## Overall Verdict2425- **≥ 75** → HOLDABLE (color green) — meets Buffett standards, long-term hold26- **55-74** → WATCHABLE (color amber) — wait for better price or clearer evidence27- **< 55** → AVOID (color red) — fails Buffett's standards2829## Why This Is a Separate Skill3031The generic `alphagbm-stock-analysis` runs a G=B+M style/momentum score. Buffett's32framework is different — it weights moat + valuation much more heavily than33momentum, and penalizes complex businesses regardless of growth. This skill34codifies *Buffett's* rules, not AlphaGBM's house rules.3536## How to Use3738**Input:**39- `ticker` (required) — US stock symbol4041**Output:**42- `scorecard.business`: `{score, sector, industry, verdict_zh, verdict_en}`43- `scorecard.moat`: `{score, gross_margin, roe, profit_margin, market_cap_b, reasons_zh, reasons_en}`44- `scorecard.management`: `{score, dividend_rate, payout_ratio, reasons_zh, reasons_en}`45- `scorecard.valuation`: `{score, pe, forward_pe, peg, pb, fcf_yield_pct, ten_year_treasury, reasons_zh, reasons_en}`46- `scorecard.overall`: `{score, verdict, verdict_zh, verdict_en, color}`4748## Example Queries4950- `Buffett analysis on KO` → likely HOLDABLE (simple business, strong moat, 30+ year hold by Buffett himself)51- `would Buffett buy NVDA` → likely WATCHABLE or AVOID (complex sector, high valuation)52- `Buffett scorecard JNJ` → likely HOLDABLE (consumer defensive, strong margins, reasonable PE)53- `score AAPL with Buffett lens` → reference Berkshire's own holding for context54- `apply Buffett's checklist to WMT` → retail-native test case5556## Mock Data5758Mock data in `mock-data/buffett-analysis/` — sample for KO (HOLDABLE).5960## API Endpoint6162```63POST /api/masters/buffett-analyze64Content-Type: application/json65```6667Request body:6869```json70{"ticker": "KO"}71```7273Response shape:7475```json76{77 "success": true,78 "ticker": "KO",79 "current_price": 63.4,80 "scorecard": {81 "business": {82 "score": 85,83 "sector": "Consumer Defensive",84 "industry": "Beverages - Non-Alcoholic",85 "verdict_zh": "业务相对简单,在巴菲特能力圈范围内",86 "verdict_en": "Relatively simple business within Buffett's circle"87 },88 "moat": {89 "score": 100,90 "gross_margin": 60.3,91 "roe": 41.8,92 "profit_margin": 22.4,93 "market_cap_b": 273.4,94 "reasons_zh": ["毛利率 60.3% > 40%,显示定价权", "ROE 41.8% > 20%,资本效率强", "市值 $273B > $100B,规模壁垒", "净利率 22.4% > 15%,强定价权"],95 "reasons_en": ["Gross margin 60.3% > 40% shows pricing power", "ROE 41.8% > 20% — strong capital efficiency", "Market cap $273B > $100B — scale moat", "Net margin 22.4% > 15% — strong pricing power"]96 },97 "management": {98 "score": 80,99 "dividend_rate": 1.94,100 "payout_ratio": 77.0,101 "reasons_zh": ["派息 $1.94 — 体现向股东返现意愿", "5 年平均股息率 3.1%"],102 "reasons_en": ["Dividend $1.94 — willingness to return cash", "5-yr avg div yield 3.1%"]103 },104 "valuation": {105 "score": 45,106 "pe": 24.8,107 "forward_pe": 22.1,108 "peg": 3.2,109 "pb": 10.5,110 "fcf_yield_pct": 3.5,111 "ten_year_treasury": 4.3,112 "reasons_zh": ["FCF 收益率 3.5% < 10Y 美债 4.3%,不如债券"],113 "reasons_en": ["FCF yield 3.5% < 10Y 4.3% — bonds beat it"]114 },115 "overall": {116 "score": 78.3,117 "verdict": "HOLDABLE",118 "verdict_zh": "符合巴菲特标准 — 值得长期持有",119 "verdict_en": "Meets Buffett standards — worth a long-term hold",120 "color": "green"121 }122 },123 "timestamp": "2026-04-24T08:00:00"124}125```126127Pricing: 1 stock-analysis credit per call; **30-min cache** per ticker (cache hits free).128129## Related Skills130131| Skill | Relevance |132|-------|-----------|133| [alphagbm-stock-analysis](../alphagbm-stock-analysis/) | House G=B+M model — complementary, different weights |134| [alphagbm-company-profile](../alphagbm-company-profile/) | Deep fundamental profile once Buffett flags HOLDABLE |135| [alphagbm-investment-thesis](../alphagbm-investment-thesis/) | Turn Buffett verdict into a trackable thesis |136137---138139*Powered by [AlphaGBM](https://alphagbm.com) — Real-data options & research intelligence. 10K+ users.*