Financial Ratio Calculator Skill
This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.
Capabilities
Calculate and interpret:
- Profitability Ratios: ROE, ROA, Gross Margin, Operating Margin, Net Margin
- Liquidity Ratios: Current Ratio, Quick Ratio, Cash Ratio
- Leverage Ratios: Debt-to-Equity, Interest Coverage, Debt Service Coverage
- Efficiency Ratios: Asset Turnover, Inventory Turnover, Receivables Turnover
- Valuation Ratios: P/E, P/B, P/S, EV/EBITDA, PEG
- Per-Share Metrics: EPS, Book Value per Share, Dividend per Share
How to Use
- Input Data: Provide financial statement data (income statement, balance sheet, cash flow)
- Select Ratios: Specify which ratios to calculate or use "all" for comprehensive analysis
- Interpretation: The skill will calculate ratios and provide industry-standard interpretations
Input Format
Financial data can be provided as:
- CSV with financial line items
- JSON with structured financial statements
- Text description of key financial figures
- Excel files with financial statements
Output Format
Results include:
- Calculated ratios with values
- Industry benchmark comparisons (when available)
- Trend analysis (if multiple periods provided)
- Interpretation and insights
- Excel report with formatted results
Example Usage
"Calculate key financial ratios for this company based on the attached financial statements"
"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"
"Analyze the liquidity position using the balance sheet data"
Scripts
calculate_ratios.py: Main calculation engine for all financial ratiosinterpret_ratios.py: Provides interpretation and benchmarking
Best Practices
- Always validate data completeness before calculations
- Handle missing values appropriately (use industry averages or exclude)
- Consider industry context when interpreting ratios
- Include period comparisons for trend analysis
- Flag unusual or concerning ratios
Limitations
- Requires accurate financial data
- Industry benchmarks are general guidelines
- Some ratios may not apply to all industries
- Historical data doesn't guarantee future performance
1---2name: analyzing-financial-statements3description: This skill calculates key financial ratios and metrics from financial statement data for investment analysis4---56# Financial Ratio Calculator Skill78This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.910## Capabilities1112Calculate and interpret:13- **Profitability Ratios**: ROE, ROA, Gross Margin, Operating Margin, Net Margin14- **Liquidity Ratios**: Current Ratio, Quick Ratio, Cash Ratio15- **Leverage Ratios**: Debt-to-Equity, Interest Coverage, Debt Service Coverage16- **Efficiency Ratios**: Asset Turnover, Inventory Turnover, Receivables Turnover17- **Valuation Ratios**: P/E, P/B, P/S, EV/EBITDA, PEG18- **Per-Share Metrics**: EPS, Book Value per Share, Dividend per Share1920## How to Use21221. **Input Data**: Provide financial statement data (income statement, balance sheet, cash flow)232. **Select Ratios**: Specify which ratios to calculate or use "all" for comprehensive analysis243. **Interpretation**: The skill will calculate ratios and provide industry-standard interpretations2526## Input Format2728Financial data can be provided as:29- CSV with financial line items30- JSON with structured financial statements31- Text description of key financial figures32- Excel files with financial statements3334## Output Format3536Results include:37- Calculated ratios with values38- Industry benchmark comparisons (when available)39- Trend analysis (if multiple periods provided)40- Interpretation and insights41- Excel report with formatted results4243## Example Usage4445"Calculate key financial ratios for this company based on the attached financial statements"4647"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"4849"Analyze the liquidity position using the balance sheet data"5051## Scripts5253- `calculate_ratios.py`: Main calculation engine for all financial ratios54- `interpret_ratios.py`: Provides interpretation and benchmarking5556## Best Practices57581. Always validate data completeness before calculations592. Handle missing values appropriately (use industry averages or exclude)603. Consider industry context when interpreting ratios614. Include period comparisons for trend analysis625. Flag unusual or concerning ratios6364## Limitations6566- Requires accurate financial data67- Industry benchmarks are general guidelines68- Some ratios may not apply to all industries69- Historical data doesn't guarantee future performance
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