Skill Finance

Finance Skill

Thin wrapper that routes financial analysis requests to the finance-agent.

IMPORTANT: This skill implements the skill-internal postflight pattern. After the subagent returns, this skill handles all postflight operations (status update, artifact linking, git commit) before returning.

Context Pointers

Reference (do not load eagerly):

• Path: .claude/context/formats/subagent-return.md
• Purpose: Return validation
• Load at: Subagent execution only

Note: This skill is a thin wrapper. Context is loaded by the delegated agent, not this skill.

Trigger Conditions

This skill activates when:

Direct Invocation

• User explicitly runs /finance command with task number
• User runs /research on a founder task with task_type: "finance"

Implicit Invocation (during task implementation)

When an implementing agent encounters any of these patterns:

Plan step language patterns:

• "Analyze financials"
• "Verify revenue numbers"
• "Financial model"
• "Cash flow analysis"

Target mentions:

• "financial verification"
• "revenue model"
• "burn rate", "runway"
• "unit economics", "CAC/LTV"

When NOT to trigger

Do not invoke for:

• Market sizing (use skill-market)
• Competitive analysis (use skill-analyze)
• GTM strategy (use skill-strategy)
• Contract review (use skill-legal)
• Cost breakdown from scratch (use skill-spreadsheet)
• General business research (use skill-researcher)

Execution Flow

Stage 1: Input Validation

Validate required inputs:

• task_number - Must be provided and exist in state.json
• mode - Optional, one of: AUDIT, MODEL, FORECAST, VALIDATE

# Lookup task
task_data=$(jq -r --argjson num "$task_number" \
  '.active_projects[] | select(.project_number == $num)' \
  specs/state.json)

# Validate exists
if [ -z "$task_data" ]; then
  return error "Task $task_number not found"
fi

# Extract fields
task_type=$(echo "$task_data" | jq -r '.task_type // "founder"')
status=$(echo "$task_data" | jq -r '.status')
project_name=$(echo "$task_data" | jq -r '.project_name')
description=$(echo "$task_data" | jq -r '.description // ""')
task_type=$(echo "$task_data" | jq -r '.task_type // "finance"')

# Extract pre-gathered forcing_data (if present)
forcing_data=$(echo "$task_data" | jq -r '.forcing_data // null')
pre_gathered_mode=$(echo "$forcing_data" | jq -r '.mode // null' 2>/dev/null)

# Validate mode if provided
if [ -n "$mode" ]; then
  case "$mode" in
    AUDIT|MODEL|FORECAST|VALIDATE) ;;
    *) return error "Invalid mode: $mode. Must be AUDIT, MODEL, FORECAST, or VALIDATE" ;;
  esac
fi

Stage 2 + Stage 3: Preflight Status Update and Postflight Marker

Source skill-base.sh once, then follow @.claude/context/patterns/skill-preflight-flow.md in full for Stage 2 (preflight status update) and Stage 3 (marker creation):

source .claude/scripts/skill-base.sh
padded_num=$(printf "%03d" "$task_number")
skill_name="skill-finance"
operation="research"

Stage 4: Prepare Delegation Context

Include pre-gathered forcing_data when available:

{
  "task_context": {
    "task_number": N,
    "project_name": "{project_name}",
    "description": "{description}",
    "task_type": "founder",
    "task_type": "finance"
  },
  "forcing_data": {
    "mode": "{pre_gathered_mode}",
    "financial_document": "{pre_gathered_document}",
    "primary_objective": "{pre_gathered_objective}",
    "time_horizon": "{pre_gathered_horizon}",
    "key_assumptions": "{pre_gathered_assumptions}",
    "decision_context": "{pre_gathered_context}",
    "gathered_at": "{timestamp}"
  },
  "mode": "AUDIT|MODEL|FORECAST|VALIDATE or use forcing_data.mode",
  "metadata_file_path": "specs/{NNN}_{SLUG}/.return-meta.json",
  "metadata": {
    "session_id": "sess_{timestamp}_{random}",
    "delegation_depth": 1,
    "delegation_path": ["orchestrator", "finance", "skill-finance"]
  }
}

Note: If forcing_data is present from STAGE 0 of /finance command, pass it to the agent. The agent will use pre-gathered data and only ask follow-up questions for missing details.

Stage 5: Invoke Agent

CRITICAL: You MUST use the Agent tool to spawn the agent.

Required Tool Invocation:

Tool: Agent (NOT Skill, NOT Plan)
Parameters:
  - subagent_type: "finance-agent"
  - prompt: [Include task_context, forcing_data, mode, metadata_file_path, metadata]
  - description: "Financial analysis and verification"

The agent will:

• Use pre-gathered forcing_data if available (skip already-answered questions)
• Present mode selection only if not pre-selected
• Read financial documents if file path provided
• Extract and validate numbers from source documents
• Create verification spreadsheet (.xlsx with formulas)
• Export JSON metrics for Typst integration
• Create research report at specs/{NNN}_{SLUG}/reports/
• Write metadata file
• Return brief text summary

Stage 5b: Self-Execution Fallback

CRITICAL: If you performed the work above WITHOUT using the Agent tool (i.e., you read files, wrote artifacts, or updated metadata directly instead of spawning a subagent), you MUST write a .return-meta.json file now before proceeding to postflight. Use the schema from return-metadata-file.md with the appropriate status value for this operation.

If you DID use the Agent tool, skip this stage -- the subagent already wrote the metadata.

Postflight (ALWAYS EXECUTE)

The following stages MUST execute after work is complete, whether the work was done by a subagent or inline (Stage 5b). Do NOT skip these stages for any reason.

Stage 6: Read Metadata File

padded_num=$(printf "%03d" "$task_number")
metadata_file="specs/${padded_num}_${project_name}/.return-meta.json"

if [ -f "$metadata_file" ] && jq empty "$metadata_file" 2>/dev/null; then
    status=$(jq -r '.status' "$metadata_file")
    artifact_path=$(jq -r '.artifacts[0].path // ""' "$metadata_file")
    artifact_type=$(jq -r '.artifacts[0].type // ""' "$metadata_file")
    artifact_summary=$(jq -r '.artifacts[0].summary // ""' "$metadata_file")
else
    status="failed"
fi

Stage 7: Update Task Status (Postflight)

If status is "researched", update state.json and TODO.md.

Update state.json:

bash .claude/scripts/state-write.sh \
  '(.active_projects[] | select(.project_number == $num)) |= . + {
    status: $status,
    last_updated: $ts
  }' \
  --session-id "$session_id" \
  --argjson num "$task_number" --arg ts "$(date -u +%Y-%m-%dT%H:%M:%SZ)" --arg status "researched"

Update TODO.md: Use Edit tool to change status marker to [RESEARCHED].

Stage 8: Link Artifacts

Add artifact to state.json with summary.

IMPORTANT: Use two-step jq pattern to avoid escaping issues.

if [ -n "$artifact_path" ]; then
    # Step 1: Filter out existing research artifacts (use "| not" pattern)
    bash .claude/scripts/state-write.sh \
      '(.active_projects[] | select(.project_number == $num)).artifacts =
        [(.active_projects[] | select(.project_number == $num)).artifacts // [] | .[] | select(.type == "research" | not)]' \
      --session-id "$session_id" \
      --argjson num "$task_number"

    # Step 2: Add new research artifact
    bash .claude/scripts/state-write.sh \
      '(.active_projects[] | select(.project_number == $num)).artifacts += [{"path": $path, "type": $type, "summary": $summary}]' \
      --session-id "$session_id" \
      --argjson num "$task_number" --arg path "$artifact_path" --arg type "$artifact_type" --arg summary "$artifact_summary"
fi

Update TODO.md: Link artifact using count-aware format.

Apply the four-case Edit logic from @.claude/context/patterns/artifact-linking-todo.md with field_name=**Research**, next_field=**Plan**.

Stage 9: Git Commit

Apply the research scope from .claude/context/standards/git-staging-scope.md — targeted staging, never a repo-wide add:

git add \
  "specs/${padded_num}_${project_name}/reports/" \
  "specs/${padded_num}_${project_name}/.return-meta.json" \
  "specs/TODO.md" \
  "specs/state.json"
git commit -m "task ${task_number}: complete research

Session: ${session_id}

Stage 10: Cleanup

Follow @.claude/context/patterns/skill-postflight-flow.md's Stage 9 (cleanup):

skill_cleanup "$padded_num" "$project_name"

Stage 11: Return Brief Summary

Financial analysis research completed for task {N}:
- Mode: {mode}, {questions_asked} forcing questions completed
- Document: {financial_document}
- Objective: {primary_objective}
- Pre-gathered data used: {yes/no}
- Verification spreadsheet: specs/{NNN}_{SLUG}/financial-verification.xlsx
- Research report: specs/{NNN}_{SLUG}/reports/01_{short-slug}.md
- Status updated to [RESEARCHED]
- Changes committed
- Next: Run /plan {N} to create implementation plan

MUST NOT (Postflight Boundary)

After the agent returns -- whether with status researched, partial, or failed -- this skill MUST proceed immediately to postflight (Stage 6). The skill MUST NOT:

1. Edit source/report files - All research work is done by agent
2. Run domain analysis or calculations - Analysis is agent work
3. Use MCP or WebSearch tools - Research tools are for agent use only
4. Analyze or grep source - Analysis is agent work
5. Write reports - Artifact creation is done by agent

PROHIBITION: If the subagent returned partial or failed status, the lead skill MUST NOT attempt to continue, complete, or "fill in" the subagent's work. Report the partial/failed status and let the user re-run /research to resume.

The postflight phase is LIMITED TO:

• Reading agent metadata file
• Calling update-task-status.sh for status updates (state.json + TODO.md)
• Linking artifacts in state.json
• Git commit
• Cleanup of temp/marker files

Reference: @.claude/context/standards/postflight-tool-restrictions.md

Return Format

Brief text summary (NOT JSON).

Expected successful return:

Financial analysis research completed for task {N}:
- Mode: AUDIT, 7 forcing questions completed
- Document: Q1 2026 P&L statement
- Objective: Verify revenue projections for Series A deck
- Pre-gathered data used: yes (5 questions from STAGE 0)
- Verification spreadsheet: specs/330_financial_analysis_q1/financial-verification.xlsx
- Research report: specs/330_financial_analysis_q1/reports/01_financial-analysis.md
- Status updated to [RESEARCHED]
- Changes committed with session sess_1736700000_abc123
- Next: Run /plan 330 to create implementation plan

Error Handling

Input Validation Errors

Return immediately if task not found.

Metadata File Missing

Keep status as "researching" for resume.

User Abandonment

Return partial status with progress made.

Git Commit Failure

Non-blocking: Log failure but continue.