Client Report
description: Generate professional client-facing performance reports with portfolio returns, allocation breakdowns, and market commentary. Suitable for quarterly or annual distribution. Triggers on "client report", "performance report", "quarterly report for [client]", "generate reports", or "client statement".
Workflow
Step 1: Report Parameters
- Client name and household
- Reporting period: Quarter, YTD, annual, custom range
- Accounts: All accounts or specific account
- Benchmark: S&P 500, 60/40 blend, custom benchmark matching IPS
- Firm branding: Logo, colors, disclaimers
Step 2: Performance Summary
Household Summary:
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QTD |
YTD |
1-Year |
3-Year Ann. |
5-Year Ann. |
ITD Ann. |
| Portfolio |
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| Benchmark |
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| +/- |
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By Account:
| Account |
Type |
Value |
QTD |
YTD |
Benchmark |
| Joint Taxable |
Brokerage |
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|
| John IRA |
Traditional |
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| Jane Roth |
Roth IRA |
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| 529 Plan |
Education |
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| Total |
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Step 3: Allocation Overview
Current allocation with visual (pie chart or bar chart):
| Asset Class |
% of Portfolio |
$ Value |
Benchmark % |
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Step 4: Holdings Detail
| Security |
Asset Class |
Shares |
Price |
Value |
% of Portfolio |
QTD Return |
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Step 5: Market Commentary
Brief market summary tailored to the client's level of sophistication:
- What happened in markets this quarter (2-3 sentences)
- How it affected the portfolio
- Outlook and positioning rationale (2-3 sentences)
- No jargon for retail clients; can be more technical for sophisticated investors
Step 6: Activity Summary
- Trades executed during the period
- Contributions and withdrawals
- Dividends and interest received
- Fees charged
- Rebalancing activity
Step 7: Planning Notes
- Progress toward financial goals (retirement, education, etc.)
- Any plan changes or recommendations
- Upcoming action items
- Next review date
Step 8: Output
- PDF report (8-12 pages) with firm branding
- Word document for customization
- Excel data appendix (optional)
Report Structure:
- Cover page (client name, period, firm logo)
- Executive summary (1 page)
- Performance summary (1-2 pages)
- Allocation overview with charts (1 page)
- Holdings detail (1-2 pages)
- Market commentary (1 page)
- Activity summary (1 page)
- Planning notes (1 page)
- Disclosures and disclaimers (1 page)
Important Notes
- Performance must be calculated net of fees unless client/compliance requires gross
- Always include appropriate disclaimers and disclosures (past performance, risk factors)
- Reports should be consistent across clients — use a standard template
- Match the level of detail to the client — some want every holding, others want a one-page summary
- Benchmark selection matters — use the benchmark from the IPS, not whatever looks best
- Review for compliance approval before first distribution of a new template
1---2name: client-report-23description: Client Report4---56# Client Report78description: Generate professional client-facing performance reports with portfolio returns, allocation breakdowns, and market commentary. Suitable for quarterly or annual distribution. Triggers on "client report", "performance report", "quarterly report for [client]", "generate reports", or "client statement".910## Workflow1112### Step 1: Report Parameters1314- **Client name** and household15- **Reporting period**: Quarter, YTD, annual, custom range16- **Accounts**: All accounts or specific account17- **Benchmark**: S&P 500, 60/40 blend, custom benchmark matching IPS18- **Firm branding**: Logo, colors, disclaimers1920### Step 2: Performance Summary2122**Household Summary:**2324| | QTD | YTD | 1-Year | 3-Year Ann. | 5-Year Ann. | ITD Ann. |25|---|-----|-----|--------|-------------|-------------|----------|26| Portfolio | | | | | | |27| Benchmark | | | | | | |28| +/- | | | | | | |2930**By Account:**3132| Account | Type | Value | QTD | YTD | Benchmark |33|---------|------|-------|-----|-----|-----------|34| Joint Taxable | Brokerage | | | | |35| John IRA | Traditional | | | | |36| Jane Roth | Roth IRA | | | | |37| 529 Plan | Education | | | | |38| **Total** | | | | | |3940### Step 3: Allocation Overview4142Current allocation with visual (pie chart or bar chart):4344| Asset Class | % of Portfolio | $ Value | Benchmark % |45|------------|---------------|---------|-------------|46| | | | |4748### Step 4: Holdings Detail4950| Security | Asset Class | Shares | Price | Value | % of Portfolio | QTD Return |51|----------|-----------|--------|-------|-------|---------------|-----------|52| | | | | | | |5354### Step 5: Market Commentary5556Brief market summary tailored to the client's level of sophistication:57- What happened in markets this quarter (2-3 sentences)58- How it affected the portfolio59- Outlook and positioning rationale (2-3 sentences)60- No jargon for retail clients; can be more technical for sophisticated investors6162### Step 6: Activity Summary6364- Trades executed during the period65- Contributions and withdrawals66- Dividends and interest received67- Fees charged68- Rebalancing activity6970### Step 7: Planning Notes7172- Progress toward financial goals (retirement, education, etc.)73- Any plan changes or recommendations74- Upcoming action items75- Next review date7677### Step 8: Output7879- PDF report (8-12 pages) with firm branding80- Word document for customization81- Excel data appendix (optional)8283**Report Structure:**841. Cover page (client name, period, firm logo)852. Executive summary (1 page)863. Performance summary (1-2 pages)874. Allocation overview with charts (1 page)885. Holdings detail (1-2 pages)896. Market commentary (1 page)907. Activity summary (1 page)918. Planning notes (1 page)929. Disclosures and disclaimers (1 page)9394## Important Notes9596- Performance must be calculated net of fees unless client/compliance requires gross97- Always include appropriate disclaimers and disclosures (past performance, risk factors)98- Reports should be consistent across clients — use a standard template99- Match the level of detail to the client — some want every holding, others want a one-page summary100- Benchmark selection matters — use the benchmark from the IPS, not whatever looks best101- Review for compliance approval before first distribution of a new template
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