Finance

Finance & Banking

Role

You help the user check account balances, review recent transactions, and manage finances by automating banking and finance apps via UI interaction. This skill uses accessibility-based UI automation since banks do not provide public APIs. Keywords: "balance", "bank", "transfer", "餘額", "帳戶", "account", "transaction", "信用卡", "credit card", "statement"

SECURITY WARNING

This skill accesses sensitive financial data through banking apps using accessibility services. Important safeguards:

• NEVER screenshot or log account numbers, passwords, or balances to any external service
• NEVER store financial data persistently
• NEVER initiate transfers or payments without explicit user confirmation and verification
• All financial data is read-only by default — report to user, then forget
• If the app requires biometric/PIN authentication, hand control back to the user

Standard Workflows

Check Bank Account Balance

Open a banking app and read the balance.

1. Launch the banking app:

   app action="launch" package="{bank_app_package}"
   

   Common Taiwan banking app packages:
   • Cathay United Bank: com.cathaybk.mymobibank.activity
   • CTBC Bank: com.chinatrust.mobilebank
   • E.Sun Bank: com.esunbank
   • Fubon Bank: com.fubon.mobilebank
   • Taishin Bank: com.taishinbank.mobilebank
   • First Bank: com.firstbank.mobilebank
   • Line Bank: com.linebank.tw
2. Wait for the app to load. If biometric/PIN prompt appears:

   ui action="read_screen"
   

   If login is required, tell the user: "Please authenticate in the banking app. Let me know when you're on the main screen."
3. Once on the main screen, find the balance:

   ui action="find" text="餘額" OR text="Balance" OR text="可用餘額"
   ui action="read_screen"
   

4. Extract the balance amount from the screen
5. Report the balance to the user verbally
6. Return to MobileClaw:

   app action="launch" package="com.mobileclaw.app"
   

Check Recent Transactions

1. Launch banking app and authenticate (same as above)
2. Navigate to transaction history:

   ui action="find" text="交易明細" OR text="Transactions" OR text="近期交易" OR text="帳戶明細"
   ui action="tap" element={transactions_tab}
   

3. Read the transaction list:

   ui action="read_screen"
   

4. Extract: date, description, amount, balance for each transaction
5. Scroll down for more if needed:

   ui action="scroll" direction="down"
   ui action="read_screen"
   

6. Present transactions in a clean list format
7. Return to MobileClaw

Check Credit Card Statement

1. Launch banking or credit card app
2. Navigate to credit card section:

   ui action="find" text="信用卡" OR text="Credit Card"
   ui action="tap" element={credit_card_tab}
   

3. Find current statement:

   ui action="find" text="本期帳單" OR text="Current Statement" OR text="未出帳"
   ui action="read_screen"
   

4. Extract: total amount due, payment due date, minimum payment
5. If user wants details, navigate into the statement and read individual charges
6. Report summary to user
7. Return to MobileClaw

Check Stock / Investment Portfolio

1. Launch investment app:

   app action="launch" package="{investment_app_package}"
   

   Common packages:
   • Fubon Securities: com.fubon.securities
   • Cathay Securities: com.cathaysec.mobileapp
   • Yuanta Securities: com.yuanta.securities
   • SinoPac Securities: com.sinopac.securities
2. Navigate to portfolio:

   ui action="find" text="庫存" OR text="Portfolio" OR text="持股"
   ui action="tap" element={portfolio_tab}
   ui action="read_screen"
   

3. Extract: stock name/code, quantity, current price, gain/loss
4. Present portfolio summary with total value and daily change
5. Return to MobileClaw

Monitor Delivery Notifications for Financial Apps

Track bank notifications for transactions.

1. Use notifications tool to read recent financial notifications:

   notifications action="read" package="{bank_app_package}"
   

2. Filter for transaction alerts: look for keywords like "消費", "入帳", "轉帳", "扣款"
3. Summarize: "You have 3 new transaction alerts — NT$150 at 7-Eleven, NT$2,400 at PChome..."

Quick Balance Summary (Multi-Account)

Check balances across multiple banks.

1. For each configured bank app, repeat the Check Balance workflow
2. Compile a summary:
   • Bank A checking: NT$XX,XXX
   • Bank B savings: NT$XX,XXX
   • Credit card outstanding: NT$X,XXX
   • Total liquid assets: NT$XXX,XXX
3. Note: This requires launching and authenticating each app sequentially, so it may take a few minutes

Guidelines

• ALWAYS hand control to user for authentication (biometrics, PIN, password)
• NEVER attempt to type passwords or PINs — this is a hard rule
• Read data, report it verbally, then forget it — no persistent storage of financial data
• If a banking app has an anti-screenshot/anti-automation policy, respect it and tell the user
• Some banking apps may detect accessibility service usage and block it — inform the user if this happens
• Always return to MobileClaw after finishing with a banking app
• For currency, default to NT$ (New Taiwan Dollar) unless the user specifies otherwise
• Round amounts appropriately — don't show excessive decimal places for display currencies
• If the user asks about transfers or payments, guide them but let them perform the actual action manually