Financial Ratio Calculator Skill
This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.
Capabilities
Calculate and interpret:
- Profitability Ratios: ROE, ROA, Gross Margin, Operating Margin, Net Margin
- Liquidity Ratios: Current Ratio, Quick Ratio, Cash Ratio
- Leverage Ratios: Debt-to-Equity, Interest Coverage, Debt Service Coverage
- Efficiency Ratios: Asset Turnover, Inventory Turnover, Receivables Turnover
- Valuation Ratios: P/E, P/B, P/S, EV/EBITDA, PEG
- Per-Share Metrics: EPS, Book Value per Share, Dividend per Share
How to Use
- Input Data: Provide financial statement data (income statement, balance sheet, cash flow)
- Select Ratios: Specify which ratios to calculate or use "all" for comprehensive analysis
- Interpretation: The skill will calculate ratios and provide industry-standard interpretations
Input Format
Financial data can be provided as:
- CSV with financial line items
- JSON with structured financial statements
- Text description of key financial figures
- Excel files with financial statements
Output Format
Results include:
- Calculated ratios with values
- Industry benchmark comparisons (when available)
- Trend analysis (if multiple periods provided)
- Interpretation and insights
- Excel report with formatted results
Example Usage
"Calculate key financial ratios for this company based on the attached financial statements"
"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"
"Analyze the liquidity position using the balance sheet data"
Scripts
calculate_ratios.py: Main calculation engine for all financial ratiosinterpret_ratios.py: Provides interpretation and benchmarking
Best Practices
- Always validate data completeness before calculations
- Handle missing values appropriately (use industry averages or exclude)
- Consider industry context when interpreting ratios
- Include period comparisons for trend analysis
- Flag unusual or concerning ratios
Limitations
- Requires accurate financial data
- Industry benchmarks are general guidelines
- Some ratios may not apply to all industries
- Historical data doesn't guarantee future performance
1---2name: analyzing-financial-statements3description: Financial Ratio Calculator Skill4---5# Financial Ratio Calculator Skill67This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.89## Capabilities1011Calculate and interpret:12- **Profitability Ratios**: ROE, ROA, Gross Margin, Operating Margin, Net Margin13- **Liquidity Ratios**: Current Ratio, Quick Ratio, Cash Ratio14- **Leverage Ratios**: Debt-to-Equity, Interest Coverage, Debt Service Coverage15- **Efficiency Ratios**: Asset Turnover, Inventory Turnover, Receivables Turnover16- **Valuation Ratios**: P/E, P/B, P/S, EV/EBITDA, PEG17- **Per-Share Metrics**: EPS, Book Value per Share, Dividend per Share1819## How to Use20211. **Input Data**: Provide financial statement data (income statement, balance sheet, cash flow)222. **Select Ratios**: Specify which ratios to calculate or use "all" for comprehensive analysis233. **Interpretation**: The skill will calculate ratios and provide industry-standard interpretations2425## Input Format2627Financial data can be provided as:28- CSV with financial line items29- JSON with structured financial statements30- Text description of key financial figures31- Excel files with financial statements3233## Output Format3435Results include:36- Calculated ratios with values37- Industry benchmark comparisons (when available)38- Trend analysis (if multiple periods provided)39- Interpretation and insights40- Excel report with formatted results4142## Example Usage4344"Calculate key financial ratios for this company based on the attached financial statements"4546"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"4748"Analyze the liquidity position using the balance sheet data"4950## Scripts5152- `calculate_ratios.py`: Main calculation engine for all financial ratios53- `interpret_ratios.py`: Provides interpretation and benchmarking5455## Best Practices56571. Always validate data completeness before calculations582. Handle missing values appropriately (use industry averages or exclude)593. Consider industry context when interpreting ratios604. Include period comparisons for trend analysis615. Flag unusual or concerning ratios6263## Limitations6465- Requires accurate financial data66- Industry benchmarks are general guidelines67- Some ratios may not apply to all industries68- Historical data doesn't guarantee future performance
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