Billing Integration

Credyt Integrate

Prefer the official SDKs (@credyt/api-client for TypeScript, credyt-api for Python) over hand-rolling HTTP calls — they handle auth, retries, and field mapping for you. If neither SDK suits your stack (e.g. a language other than TypeScript or Python), HTTP direct calls are also covered below. If you arrived here without running billing-setup first, stop and ask the user to run that skill before proceeding.

Help the user wire Credyt into their application code. This skill works with the user's actual codebase — reading their existing code and adding Credyt integration in the right places.

The full integration guide is at docs.credyt.ai/ai-integration.md. Each section below links to its dedicated docs page, which includes HTTP, TypeScript, and Python examples — consult these if you need more detail on any integration area.

Field naming: The Credyt API uses snake_case for all fields. The TypeScript SDK maps these to camelCase automatically. The Python SDK keeps snake_case. Code samples in the linked docs show all three.

Understand the codebase first

Before writing any code, understand what the user has:

"Let me look at your project to understand your stack and where billing should plug in."

Check for:

• Language and framework (Node/Express, Next.js, Python/FastAPI, etc.)
• Authentication setup (how users sign up and log in)
• Where the billable activities happen in their code
• Existing environment variable patterns

Choose the integration approach

Determine the right approach from context — only ask the user if you genuinely cannot tell.

Auto-detect (in order):

1. Known AI platform — Lovable, Bolt, Replit, and V0 all default to TypeScript. If running in one of these, use the TypeScript SDK.
2. Existing tech stack — check the codebase scanned above. package.json → TypeScript/Node.js SDK. requirements.txt or pyproject.toml → Python SDK.
3. Unclear → ask: "Are you working in TypeScript/Node.js, Python, or another language?" and lead with SDK options for the first two.

Once determined, state the recommendation and give the user the option to override before writing any code:

"Based on your stack, I'll use the TypeScript SDK (@credyt/api-client). Let me know if you'd prefer Python or direct HTTP calls."

SDK packages:

• TypeScript/Node.js → @credyt/api-client (npm install @credyt/api-client)
• Python → credyt-api (pip install credyt-api)
• Other language or preference for raw HTTP → direct API calls with the X-CREDYT-API-KEY header

The full SDK reference with examples for all three approaches is at docs.credyt.ai/sdk.

Integration areas

Walk through each area. Not all will apply to every user — ask which ones they need.

1. API key setup

The Credyt API key must be stored securely on the server side — never in code that runs in the browser.

Add CREDYT_API_KEY to their environment variables alongside their other secrets, then initialise the client once and reuse it across requests.

TypeScript:

import { CredytApiClient } from "@credyt/api-client";
const client = new CredytApiClient({ key: process.env.CREDYT_API_KEY! });

Python:

from corehttp.credentials import ServiceKeyCredential
from credytapi import CredytApiClient

client = CredytApiClient(
    credential=ServiceKeyCredential(key=os.getenv("CREDYT_API_KEY")),
)

Direct HTTP: Attach X-CREDYT-API-KEY: <key> to every request. Create a helper function or configured HTTP client instance that sets this header automatically.

2. Customer creation — docs

When a new user signs up in their app, create a matching Credyt customer. Find their registration/signup handler and add customer creation after successful account creation.

Key points:

• Use external_id to link the Credyt customer to their app's user ID
• Subscribe the customer to the relevant products during creation
• Store the Credyt customer ID in their database alongside the user record
• Handle the case where the customer already exists (409/422 — look up by external_id instead)

SDK method: client.customers.create(...)

Recurring fixed fees — pending subscriptions

If the product uses a recurring fixed fee (e.g. $20/month), the customer must pay upfront before their subscription activates. In this case the API returns a pending status rather than activating immediately.

Set return_url, failure_url, and redirect_to on the subscription so Credyt knows where to send the customer after payment:

• return_url — where to send the customer after successful payment (e.g. https://yourapp.com/account)
• failure_url — where to send them if payment fails (e.g. https://yourapp.com/callbacks/payment-failed)
• redirect_to — set to "return_url" so the customer lands back on your site instead of staying in the Credyt billing portal (this is the default, but set it explicitly)

When the response status is pending:

• Check the required_actions array for an action with type: "payment" and extract its redirect_url
• Redirect the customer to that URL — Credyt will handle the payment form and route them to your return_url or failure_url automatically
• Do not activate the user's account yet — store it as pending in your database until payment is confirmed
• If the redirect link expires before the customer completes payment, fetch the customer by their Credyt ID to get a refreshed link

Once the customer pays, Credyt fires a subscription.activated webhook. Listen for this event on your backend and use it to activate the user's account.

Promotional or bundled signup credits

If the user's plan includes promotional credits (e.g. "start with $10 free") or bundled credits (e.g. 1,000 free API calls on signup), there are two ways to apply them:

1. One-off adjustment after customer creation — credit the customer's wallet directly post-signup. Use this for simple, one-time promotional amounts. See docs.credyt.ai/advanced-topics/adjustments-charges-gifts.
2. Entitlements — configure promotional credit as part of the product definition so it applies automatically on every new subscription. Use this for credits that are part of the standard plan offering. See docs.credyt.ai/features/product-catalog/entitlements.

Ask the user whether they want to include signup credits, and if so which approach fits their use case.

3. Usage event tracking — docs

Find where the billable activities happen in their code and add event submission after each one. Each event needs:

• A unique ID (UUID) so the same event can't be billed twice
• The correct event_type matching the product configuration
• A timestamp of when it happened (occurred_at)
• Any data fields needed for pricing (volume fields, dimensions)

SDK method: client.events.sendUsage(...) (TS) or client.events.send_usage(...) (Python).

For volume-based products, the event data must include the volume field (e.g., total_tokens: 1500). For dimensional products, include the dimension values (e.g., model: "gpt-4").

4. Cost tracking — docs

If the user set up vendors in /credyt:billing-setup, add cost data to usage events. Each event can include a costs array with the vendor ID, the amount it cost, and the currency.

This is typically added right after the billable action completes, when the cost is known (e.g., after receiving the response from an AI API that includes token counts).

"Even if you're not charging users yet, attaching costs to every event lets Credyt calculate your unit economics so you can make pricing decisions based on real data."

5. Balance checks — docs

Before expensive operations, check the customer's wallet balance. If insufficient, block the action and prompt the user to top up.

SDK method: client.wallets.customerWalletOps.getCustomerWallet(customerId) to fetch the full wallet, or client.wallets.customerWalletOps.getAccount(customerId, "accountName:ASSET") to check a specific account balance.

Find where billable actions are initiated (API routes, button handlers, etc.) and add a balance check before the action runs. Return a clear message if the balance is too low.

Estimate the cost of the upcoming action and compare it against the available balance.

6. Billing portal / top-up UI — docs

Help users add funds through Credyt's billing portal. This is the simplest way to handle payments — Credyt hosts the page, handles Stripe, and redirects back to their app.

Add a "Billing" or "Add funds" link/button in their app's settings or account page. When clicked, the backend creates a billing portal session and redirects the user to the URL.

SDK method: client.billingPortal.createPortalSession(...)

Key points:

• Portal sessions expire after 10 minutes
• Set return_url for where to send users after they're done
• Set failure_url for payment failures

7. Balance display — docs

Show the user's current balance in the app UI. Fetch from the wallet endpoint and display the available amount.

SDK method: client.wallets.customerWalletOps.getCustomerWallet(customerId).

Decide where this fits in their app — sidebar, header, account page — and add it there.

Implementation approach

Don't dump all the code at once. Work through each area one at a time:

1. Start with API key setup and customer creation — these are foundational
2. Then add usage event tracking — this is the core billing integration
3. Add balance checks to gate expensive operations
4. Add billing portal and balance display for the user-facing pieces
5. Add cost tracking last if applicable

After each piece, suggest they test it:

"Try creating a new account in your app and check the Credyt dashboard — you should see a new customer appear. Then we'll move on to usage tracking."

Reference

For detailed code examples, error handling patterns, and advanced topics (hybrid billing, refunds, auto top-up), point the user to:

• SDK reference (TypeScript & Python): docs.credyt.ai/sdk
• Full integration guide: docs.credyt.ai/ai-integration.md
• API reference: docs.credyt.ai
• Examples: github.com/credyt/learn