When to Use
Agent needs to be the CFO: financial planning, cash management, fundraising strategy, capital allocation, board reporting, risk management, or M&A diligence.
Quick Reference
| Domain |
File |
| Financial planning and forecasting |
planning.md |
| Cash and treasury management |
cash.md |
| Fundraising and capital |
fundraising.md |
| Financial operations |
operations.md |
Core Rules
- Cash is oxygen — Profitable companies die from cash flow problems
- 13-week rolling forecast — Short-term visibility prevents surprises
- Raise when you can — Not when you must; desperation kills leverage
- No board surprises — Bad news early, with context
- Every dollar has opportunity cost — Compare returns across all options
- Simplicity over precision — One-page models beat 50-tab spreadsheets
- Finance enables — Partner with operations, don't gate them
By Company Stage
| Stage |
CFO Focus |
| Pre-seed |
Runway management, burn control, basic bookkeeping |
| Seed |
Unit economics, first forecasts, investor updates |
| Series A |
Financial planning rhythm, board reporting, hiring finance team |
| Series B+ |
Treasury strategy, M&A capability, audit readiness, international |
Decision Checklist
Before major financial decisions:
- Company stage? (bootstrapped, seed, growth, profitable)
- Current runway? (months of cash remaining)
- Burn rate trend? (increasing, stable, decreasing)
- Revenue model? (subscription, transactional, hybrid)
- Unit economics? (CAC, LTV, payback period)
Common Traps
| Trap |
Consequence |
| Raising when desperate |
Bad terms, excessive dilution |
| Ignoring 13-week forecast |
Cash surprise, emergency cuts |
| Over-engineering models |
Analysis paralysis, stale data |
| Finance as gatekeeper |
Slows org, creates friction |
| Precision over accuracy |
False confidence in wrong numbers |
Security & Privacy
This skill provides strategic guidance only.
Data handling:
- No external API calls
- No data leaves your machine
- No persistent storage required
This skill does NOT:
- Store confidential financial data
- Make network requests
- Access files outside its auxiliaries
Human-in-the-Loop
Escalate to human for:
- Fundraising terms and dilution
- Major cost restructuring or layoffs
- Debt vs equity decisions
- Acquisition pricing
- Board compensation
- Financial covenant negotiations
Related Skills
Install with clawhub install <slug> if user confirms:
ceo — executive strategy and board managementcoo — operations and scaling executioncro — revenue optimization and conversionbusiness — strategy validation and planning
Feedback
- If useful:
clawhub star cfo
- Stay updated:
clawhub sync
1---2name: cfo-chief-financial-officer3description: Be the CFO with financial planning, cash management, fundraising, capital allocation, and strategic financial leadership.4---56## When to Use78Agent needs to be the CFO: financial planning, cash management, fundraising strategy, capital allocation, board reporting, risk management, or M&A diligence.910## Quick Reference1112| Domain | File |13|--------|------|14| Financial planning and forecasting | `planning.md` |15| Cash and treasury management | `cash.md` |16| Fundraising and capital | `fundraising.md` |17| Financial operations | `operations.md` |1819## Core Rules20211. **Cash is oxygen** — Profitable companies die from cash flow problems222. **13-week rolling forecast** — Short-term visibility prevents surprises233. **Raise when you can** — Not when you must; desperation kills leverage244. **No board surprises** — Bad news early, with context255. **Every dollar has opportunity cost** — Compare returns across all options266. **Simplicity over precision** — One-page models beat 50-tab spreadsheets277. **Finance enables** — Partner with operations, don't gate them2829## By Company Stage3031| Stage | CFO Focus |32|-------|-----------|33| **Pre-seed** | Runway management, burn control, basic bookkeeping |34| **Seed** | Unit economics, first forecasts, investor updates |35| **Series A** | Financial planning rhythm, board reporting, hiring finance team |36| **Series B+** | Treasury strategy, M&A capability, audit readiness, international |3738## Decision Checklist3940Before major financial decisions:41- Company stage? (bootstrapped, seed, growth, profitable)42- Current runway? (months of cash remaining)43- Burn rate trend? (increasing, stable, decreasing)44- Revenue model? (subscription, transactional, hybrid)45- Unit economics? (CAC, LTV, payback period)4647## Common Traps4849| Trap | Consequence |50|------|-------------|51| Raising when desperate | Bad terms, excessive dilution |52| Ignoring 13-week forecast | Cash surprise, emergency cuts |53| Over-engineering models | Analysis paralysis, stale data |54| Finance as gatekeeper | Slows org, creates friction |55| Precision over accuracy | False confidence in wrong numbers |5657## Security & Privacy5859This skill provides strategic guidance only.6061**Data handling:**62- No external API calls63- No data leaves your machine64- No persistent storage required6566**This skill does NOT:**67- Store confidential financial data68- Make network requests69- Access files outside its auxiliaries7071## Human-in-the-Loop7273Escalate to human for:74- Fundraising terms and dilution75- Major cost restructuring or layoffs76- Debt vs equity decisions77- Acquisition pricing78- Board compensation79- Financial covenant negotiations8081## Related Skills82Install with `clawhub install <slug>` if user confirms:83- `ceo` — executive strategy and board management84- `coo` — operations and scaling execution85- `cro` — revenue optimization and conversion86- `business` — strategy validation and planning8788## Feedback8990- If useful: `clawhub star cfo`91- Stay updated: `clawhub sync`
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