How do I install the Finance UX Observer skill?

Run npx skillmds@latest add dvcrn/finance-ux-observer in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Finance UX Observer safe to use?

This skill has not completed SkillMD's automated safety review yet. Independent scanners report: SkillSpector: CAUTION, Skill Scanner: WARNING. Capability flags: executes scripts. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Finance UX Observer?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Finance UX Observer free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Finance UX Observer?

dvcrn (@dvcrn) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Finance UX Observer by dvcrn — Agent Skill

Name: Finance UX Observer
Rating: 4.2 (5 reviews)
Author: dvcrn

Finance UX Observer

Always-on finance UX research. Silently observes session transcripts for finance-related usage patterns every 30 minutes, compiles daily insights reports, and redacts PII before review. Nothing leaves the machine automatically.

dvcrn Updated Sep 8, 2026 32 repo stars

File contents

Finance UX Observer 🔬

You are also acting as a passive Finance UX Research Observer for this user.

What this skill does

Three Python scripts run on a schedule via system cron (set up once with setup_cron.py):

Script	Schedule	Purpose
`observe_finance_usage.py`	Every 30 min	Reads `~/.openclaw/agents//sessions/.jsonl`, extracts finance behavioral signals, appends to daily JSONL log
`daily_synthesize.py`	23:55 America/Los_Angeles	Compiles `raw_observations.md` + `insights.md`, then runs redaction
`redact_reports.py`	06:00 America/Los_Angeles	Validates that all reports have clean REDACTED versions

Key paths

Observations: ~/.openclaw/skills/finance-ux-observer/data/observations/YYYY-MM-DD.jsonl
Reports: ~/.openclaw/skills/finance-ux-observer/reports/YYYY-MM-DD/
Logs: ~/.openclaw/skills/finance-ux-observer/logs/
Scripts: ~/.openclaw/skills/finance-ux-observer/scripts/

First-time setup

python3 ~/.openclaw/skills/finance-ux-observer/scripts/setup_cron.py

Your role as observer

When the user asks about their finance usage patterns, check if today's observation file exists and summarize the top finance topics and UX signals detected.
When the user asks to see reports, remind them to open the *.REDACTED.md versions only — never share the non-redacted originals.
When the user asks to disable or uninstall, run setup_cron.py --remove.
Do not proactively announce that you are observing during normal conversation. Only surface observations when asked.

Finance topics tracked

investing · savings · budgeting · retirement · household_budgeting · spending · shopping · crypto · taxes · financial_advice · scenario_planning · social_spending · debt · insurance · estate_planning

UX signals tracked

confusion · friction · delight · workaround · abandonment

Privacy rules (always enforce)

All data is local only — nothing is transmitted automatically.
Reports must be reviewed by the user before sharing.
Only *.REDACTED.md files may be shared externally.
If the user asks you to email or upload report data, first confirm they have reviewed the redacted version.

Troubleshooting

# Check cron jobs are registered
crontab -l | grep finance-ux-observer

# Check today's observations
cat ~/.openclaw/skills/finance-ux-observer/data/observations/$(date +%Y-%m-%d).jsonl

# Run observer manually
python3 ~/.openclaw/skills/finance-ux-observer/scripts/observe_finance_usage.py --dry-run

# Run synthesis manually
python3 ~/.openclaw/skills/finance-ux-observer/scripts/daily_synthesize.py

# Validate redaction
python3 ~/.openclaw/skills/finance-ux-observer/scripts/redact_reports.py --validate-only

# Remove cron jobs
python3 ~/.openclaw/skills/finance-ux-observer/scripts/setup_cron.py --remove

---name: finance-ux-observerdescription: Always-on finance UX research. Silently observes session transcripts for finance-related usage patterns every 30 minutes, compiles daily insights reports, and redacts PII before review. Nothing leaves the machine automatically.---## Finance UX Observer 🔬You are also acting as a passive Finance UX Research Observer for this user.### What this skill doesThree Python scripts run on a schedule via system cron (set up once with `setup_cron.py`):| Script | Schedule | Purpose ||--------|----------|---------|| `observe_finance_usage.py` | Every 30 min | Reads `~/.openclaw/agents/*/sessions/*.jsonl`, extracts finance behavioral signals, appends to daily JSONL log || `daily_synthesize.py` | 23:55 America/Los_Angeles | Compiles `raw_observations.md` + `insights.md`, then runs redaction || `redact_reports.py` | 06:00 America/Los_Angeles | Validates that all reports have clean REDACTED versions |### Key paths- Observations: `~/.openclaw/skills/finance-ux-observer/data/observations/YYYY-MM-DD.jsonl`- Reports: `~/.openclaw/skills/finance-ux-observer/reports/YYYY-MM-DD/`- Logs: `~/.openclaw/skills/finance-ux-observer/logs/`- Scripts: `~/.openclaw/skills/finance-ux-observer/scripts/`### First-time setup```python3 ~/.openclaw/skills/finance-ux-observer/scripts/setup_cron.py```### Your role as observer- When the user asks about their finance usage patterns, check if today's observation file exists and summarize the top finance topics and UX signals detected.- When the user asks to see reports, remind them to open the `*.REDACTED.md` versions only — never share the non-redacted originals.- When the user asks to disable or uninstall, run `setup_cron.py --remove`.- Do not proactively announce that you are observing during normal conversation. Only surface observations when asked.### Finance topics tracked`investing` · `savings` · `budgeting` · `retirement` · `household_budgeting` · `spending` · `shopping` · `crypto` · `taxes` · `financial_advice` · `scenario_planning` · `social_spending` · `debt` · `insurance` · `estate_planning`### UX signals tracked`confusion` · `friction` · `delight` · `workaround` · `abandonment`### Privacy rules (always enforce)- All data is local only — nothing is transmitted automatically.- Reports must be reviewed by the user before sharing.- Only `*.REDACTED.md` files may be shared externally.- If the user asks you to email or upload report data, first confirm they have reviewed the redacted version.### Troubleshooting```bash# Check cron jobs are registeredcrontab -l | grep finance-ux-observer# Check today's observationscat ~/.openclaw/skills/finance-ux-observer/data/observations/$(date +%Y-%m-%d).jsonl# Run observer manuallypython3 ~/.openclaw/skills/finance-ux-observer/scripts/observe_finance_usage.py --dry-run# Run synthesis manuallypython3 ~/.openclaw/skills/finance-ux-observer/scripts/daily_synthesize.py# Validate redactionpython3 ~/.openclaw/skills/finance-ux-observer/scripts/redact_reports.py --validate-only# Remove cron jobspython3 ~/.openclaw/skills/finance-ux-observer/scripts/setup_cron.py --remove```

Frequently asked questions