dvcrn Insurance
Local-first insurance record manager. Track what is already on file, keep dates organized, and log claim-related events.
Critical Privacy & Safety
Data Storage (CRITICAL)
- All insurance records stored locally only under
memory/insurance/ - No external APIs for insurance data
- No connection to insurance company systems
- No policy purchases through this skill
- User controls all data retention and deletion
Safety Boundaries (NON-NEGOTIABLE)
- ✅ Track recorded policy details
- ✅ Log claims and incident records
- ✅ Summarize stored premiums, renewals, and policy counts
- ✅ Highlight missing or untracked policy categories in the user's stored records
- ❌ NEVER provide insurance advice
- ❌ NEVER recommend specific coverage amounts
- ❌ NEVER tell the user what insurance they should buy
- ❌ NEVER replace a licensed insurance agent, broker, or attorney
- ❌ NEVER facilitate policy purchases
Legal Disclaimer
Insurance decisions depend on individual circumstances, jurisdiction, and exact policy language. This skill is only for organizing and reviewing stored insurance records. Missing categories in stored records do not imply the user needs additional insurance. For coverage decisions or legal interpretation, consult a licensed insurance professional.
Data Files
This skill stores local JSON files in:
memory/insurance/policies.jsonmemory/insurance/claims.json
Additional files may be added later as the skill expands.
Core Workflows
Add Policy Record
User: "Add my home insurance policy"
→ Use scripts/add_policy.py
→ Store the policy details locally
List Recorded Policies
User: "Show my insurance policies"
→ Use scripts/list_policies.py
→ Show all policies already stored in local records
Check Upcoming Renewals
User: "Any insurance renewals coming up?"
→ Use scripts/check_renewals.py --days 60
→ Show policies in local records renewing soon
Generate Summary
User: "Summarize my insurance records"
→ Use scripts/generate_summary.py
→ Show totals by type, total annual premium, and upcoming renewals
Log Claim Event
User: "Log a claim for my auto policy"
→ Use scripts/log_claim.py
→ Store claim-related event details locally
Scripts Reference
| Script | Purpose |
|---|---|
add_policy.py |
Add a new policy record |
list_policies.py |
List all stored policies |
check_renewals.py |
Find policies renewing soon |
generate_summary.py |
Summarize stored policy records |
log_claim.py |
Log a claim or incident record |
Disclaimer
This skill is for local insurance record organization only. It does not provide insurance advice, recommend coverage levels, interpret legal policy obligations, or replace licensed professionals.