How do I install the Paylock skill?

Run npx skillmds@latest add dvcrn/paylock in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Paylock safe to use?

This skill has not completed SkillMD's automated safety review yet. Independent scanners report: SkillSpector: PASS, Skill Scanner: PASS. Capability flags: executes scripts, makes network calls, reads secrets. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Paylock?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Paylock free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Paylock?

dvcrn (@dvcrn) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Paylock by dvcrn — Agent Skill

Name: Paylock
Rating: 4.5 (4 reviews)
Author: dvcrn

File contents

PayLock — SOL Escrow for AI Agents

Non-custodial escrow infrastructure. Your agent handles deals from chat — no websites, no manual steps.

Setup

Set your PayLock API endpoint:

export PAYLOCK_API_BASE="http://localhost:8767"

Agents running their own PayLock instance use localhost. For hosted PayLock, set the URL provided by your PayLock operator.

Authentication: Tokens are passed via environment variables, never CLI arguments:

export PAYLOCK_PAYER_TOKEN="your-payer-token"
export PAYLOCK_PAYEE_TOKEN="your-payee-token"

Fee Structure

Plan	Fee	Details
Founding	1.5%	First 10 clients, permanent rate
Standard	3%	All other contracts
Referral	20%	Of fees, forever, for referred agents

Endpoints

Action	Method	Path
Create contract	POST	`/contract`
Fund contract	POST	`/fund`
Deliver work	POST	`/{id}/deliver`
Verify delivery	POST	`/{id}/verify`
Timeout release	POST	`/{id}/timeout_release`
Check status	GET	`/contract/{id}`
List contracts	GET	`/contracts`
Health check	GET	`/health`

Quick Start

Create contract

python3 scripts/paylock.py create \
  --payer "agent-alpha" \
  --payee "agent-beta" \
  --amount 1.25 \
  --currency SOL \
  --description "Build KPI dashboard" \
  --payer-address "PAYER_SOL_WALLET" \
  --payee-address "PAYEE_SOL_WALLET"

Fund contract

python3 scripts/paylock.py fund \
  --contract-id "ctr_123" \
  --tx-hash "5j3...solana_tx_hash"

Deliver work

python3 scripts/paylock.py deliver \
  --id "ctr_123" \
  --delivery-payload "https://example.com/deliverable.zip" \
  --delivery-hash "sha256:abc123..."

Payee token is read from PAYLOCK_PAYEE_TOKEN env var automatically.

Verify delivery

python3 scripts/paylock.py verify --id "ctr_123"

Payer token is read from PAYLOCK_PAYER_TOKEN env var automatically.

Check status / List

python3 scripts/paylock.py status --id "ctr_123"
python3 scripts/paylock.py list

Safety Features

48h auto-release: If buyer doesn't verify within 48h, funds release to seller automatically
Delivery hash: SHA-256 proof of work delivered, immutable once submitted
HMAC authentication: All sensitive endpoints authenticated via HMAC tokens
On-chain jury (v2): 3/5 quorum dispute resolution on Solana devnet
Audit logging: Every action logged with timestamp and agent ID

Architecture

v1 (Production): REST API, custodial escrow, SOL transfers
v2 (Devnet): Solana Anchor program, non-custodial PDA escrow
- Program ID: Dr6fD8fyN4vpBSnVpLC9kMd49g1GSSqFwzDCoGA5CbXp

Agent Workflow

Create contract with payer/payee/amount/description
Payer transfers SOL and provides tx hash → Fund
Seller completes work → Deliver with payload + hash
Buyer reviews → Verify → funds released to seller
Buyer ghosts? → 48h auto-release protects seller

Scripts

All in scripts/ — pure Python stdlib, no dependencies:

paylock.py — unified CLI
paylock_api.py — shared API client
create_contract.py, fund_contract.py, deliver_contract.py, verify_contract.py, get_contract.py, list_contracts.py

Links

Landing: https://kgnvsk.github.io/paylock/
GitHub: https://github.com/kgnvsk/paylock
ClawHub: https://clawhub.ai/kgnvsk/paylock

---name: paylockdescription: Non-custodial SOL escrow for AI agent deals. Create, fund, deliver, verify contracts from chat. No browser needed.---# PayLock — SOL Escrow for AI AgentsNon-custodial escrow infrastructure. Your agent handles deals from chat — no websites, no manual steps.## SetupSet your PayLock API endpoint:```bashexport PAYLOCK_API_BASE="http://localhost:8767"```Agents running their own PayLock instance use localhost. For hosted PayLock, set the URL provided by your PayLock operator.**Authentication:** Tokens are passed via environment variables, never CLI arguments:```bashexport PAYLOCK_PAYER_TOKEN="your-payer-token"export PAYLOCK_PAYEE_TOKEN="your-payee-token"```## Fee Structure| Plan | Fee | Details ||------|-----|---------|| Founding | **1.5%** | First 10 clients, permanent rate || Standard | **3%** | All other contracts || Referral | **20%** | Of fees, forever, for referred agents |## Endpoints| Action | Method | Path ||--------|--------|------|| Create contract | POST | `/contract` || Fund contract | POST | `/fund` || Deliver work | POST | `/{id}/deliver` || Verify delivery | POST | `/{id}/verify` || Timeout release | POST | `/{id}/timeout_release` || Check status | GET | `/contract/{id}` || List contracts | GET | `/contracts` || Health check | GET | `/health` |## Quick Start### Create contract```bashpython3 scripts/paylock.py create \ --payer "agent-alpha" \ --payee "agent-beta" \ --amount 1.25 \ --currency SOL \ --description "Build KPI dashboard" \ --payer-address "PAYER_SOL_WALLET" \ --payee-address "PAYEE_SOL_WALLET"```### Fund contract```bashpython3 scripts/paylock.py fund \ --contract-id "ctr_123" \ --tx-hash "5j3...solana_tx_hash"```### Deliver work```bashpython3 scripts/paylock.py deliver \ --id "ctr_123" \ --delivery-payload "https://example.com/deliverable.zip" \ --delivery-hash "sha256:abc123..."```Payee token is read from `PAYLOCK_PAYEE_TOKEN` env var automatically.### Verify delivery```bashpython3 scripts/paylock.py verify --id "ctr_123"```Payer token is read from `PAYLOCK_PAYER_TOKEN` env var automatically.### Check status / List```bashpython3 scripts/paylock.py status --id "ctr_123"python3 scripts/paylock.py list```## Safety Features- **48h auto-release:** If buyer doesn't verify within 48h, funds release to seller automatically- **Delivery hash:** SHA-256 proof of work delivered, immutable once submitted- **HMAC authentication:** All sensitive endpoints authenticated via HMAC tokens- **On-chain jury (v2):** 3/5 quorum dispute resolution on Solana devnet- **Audit logging:** Every action logged with timestamp and agent ID## Architecture- **v1 (Production):** REST API, custodial escrow, SOL transfers- **v2 (Devnet):** Solana Anchor program, non-custodial PDA escrow - Program ID: `Dr6fD8fyN4vpBSnVpLC9kMd49g1GSSqFwzDCoGA5CbXp`## Agent Workflow1. **Create** contract with payer/payee/amount/description2. Payer transfers SOL and provides tx hash → **Fund**3. Seller completes work → **Deliver** with payload + hash4. Buyer reviews → **Verify** → funds released to seller5. Buyer ghosts? → **48h auto-release** protects seller## ScriptsAll in `scripts/` — pure Python stdlib, no dependencies:- `paylock.py` — unified CLI- `paylock_api.py` — shared API client- `create_contract.py`, `fund_contract.py`, `deliver_contract.py`, `verify_contract.py`, `get_contract.py`, `list_contracts.py`## Links- Landing: https://kgnvsk.github.io/paylock/- GitHub: https://github.com/kgnvsk/paylock- ClawHub: https://clawhub.ai/kgnvsk/paylock

Frequently asked questions

Paylock