How do I install the Insurance Construction skill?

Run npx skillmds@latest add fdu-ins/insurance-construction in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Insurance Construction safe to use?

This skill has not completed SkillMD's automated safety review yet. Capability flags: docs only. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Insurance Construction?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Insurance Construction free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Insurance Construction?

FDU-INS (@fdu-ins) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Insurance Construction by fdu-ins — Agent Skill

Name: Insurance Construction
Rating: 4.2 (5 reviews)
Author: FDU-INS

Insurance Construction

Analyze, draft, and review Insurance clauses for Construction contracts. Use when the user mentions insurance clause, coverage requirements, construction insurance, or asks to review, redline, or generate this clause type. Returns structured risk assessment, plain-language summary, and suggested alternative language.

FDU-INS 3685397 2 files · 3.8 KB Updated Sep 10, 2026

File contents

Insurance Clause -- Construction

This skill provides expert-level analysis and drafting assistance for Insurance clauses in Construction contracts.

When to Activate

Activate this skill when the user:

Uploads or pastes a contract containing a Insurance clause
Asks to draft, redline, or improve a Insurance clause
Asks for a risk assessment of an existing Insurance provision
Mentions keywords: insurance clause, coverage requirements, construction insurance

Workflow

Step 1 -- Intake

Ask the user (if not already provided):

Which party are you representing? (e.g., vendor, client, buyer, seller)
Jurisdiction governing the contract? (e.g., New York, California, England & Wales)
Is this a draft for review or should I generate fresh language?

Step 2 -- Analysis

If reviewing existing language, output the following structure:

## Insurance Clause Analysis

### Plain-Language Summary
[2-3 sentence plain-English description of what the clause does]

### Key Provisions Identified
- [Provision 1]
- [Provision 2]

### Risk Assessment
| Item | Risk Level | Notes |
|------|-----------|-------|
| [item] | High / Medium / Low | [explanation] |

### Recommended Redlines
[Specific suggested changes with rationale]

### Market Standard Comparison
[How this clause compares to typical Construction market standard]

Step 3 -- Drafting

If generating new language, produce:

Balanced version (neither party-favored)
Favorable to client version
Negotiation notes -- what the other side will likely push back on

Insurance Playbook -- Construction

See scripts/playbook.md for detailed clause-specific guidance, fallback positions, jurisdiction-specific notes, and precedent language.

Important Notes

Always caveat that output is not legal advice and should be reviewed by qualified counsel.
Flag any provisions that may be unenforceable or jurisdiction-specific.
When jurisdiction is unknown, apply general common-law principles and note assumptions.

---name: insurance-constructiondescription: Analyze, draft, and review Insurance clauses for Construction contracts. Use when the user mentions insurance clause, coverage requirements, construction insurance, or asks to review, redline, or generate this clause type. Returns structured risk assessment, plain-language summary, and suggested alternative language.---# Insurance Clause -- ConstructionThis skill provides expert-level analysis and drafting assistance for**Insurance** clauses in **Construction** contracts.---## When to ActivateActivate this skill when the user:- Uploads or pastes a contract containing a Insurance clause- Asks to **draft**, **redline**, or **improve** a Insurance clause- Asks for a **risk assessment** of an existing Insurance provision- Mentions keywords: *insurance clause, coverage requirements, construction insurance*---## Workflow### Step 1 -- IntakeAsk the user (if not already provided):1. **Which party** are you representing? *(e.g., vendor, client, buyer, seller)*2. **Jurisdiction** governing the contract? *(e.g., New York, California, England & Wales)*3. **Is this a draft for review or should I generate fresh language?**### Step 2 -- AnalysisIf reviewing existing language, output the following structure:```## Insurance Clause Analysis### Plain-Language Summary[2-3 sentence plain-English description of what the clause does]### Key Provisions Identified- [Provision 1]- [Provision 2]### Risk Assessment| Item | Risk Level | Notes ||------|-----------|-------|| [item] | High / Medium / Low | [explanation] |### Recommended Redlines[Specific suggested changes with rationale]### Market Standard Comparison[How this clause compares to typical Construction market standard]```### Step 3 -- DraftingIf generating new language, produce:1. **Balanced version** (neither party-favored)2. **Favorable to client** version3. **Negotiation notes** -- what the other side will likely push back on---## Insurance Playbook -- Construction> See `scripts/playbook.md` for detailed clause-specific guidance,> fallback positions, jurisdiction-specific notes, and precedent language.---## Important Notes- Always caveat that output is not legal advice and should be reviewed by qualified counsel.- Flag any provisions that may be unenforceable or jurisdiction-specific.- When jurisdiction is unknown, apply general common-law principles and note assumptions.

Frequently asked questions