How do I install the Dividend Income skill?

Run npx skillmds@latest add getlost01/dividend-income in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Dividend Income safe to use?

This skill has not completed SkillMD's automated safety review yet. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Dividend Income?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Dividend Income free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Dividend Income?

getlost01 (@getlost01) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Dividend Income by getlost01 — Agent Skill

Name: Dividend Income
Author: getlost01

Dividend Income

Project annual dividend income from the user's holdings — per-stock payout, yield-on-cost, upcoming ex-dates, sustainability flags. Use when the user asks about dividend income, portfolio yield, upcoming dividends, or building an income stream. Read-only.

getlost01 Updated Sep 17, 2026

File contents

Dividend Income Review

Read-only. reference/READ-ONLY-POLICY.md (hard rule) and reference/RESEARCH-STANDARDS.md (data efficiency, freshness, disclosure) apply. Works over whichever broker(s) BROKERS.md names active — resolve each capability below against reference/BROKER-CAPABILITIES.md.

Steps

Holdings + prices. Equity holdings capability, then one batched LTP call if that payload lacks current prices.
Dividend data. Fundamentals (single-name / screener) capability for yield and payout metrics — Groww-only among the wired brokers today; date-anchored WebSearch fills gaps — trailing-12-month DPS, declared-but-unpaid dividends and their ex-dates. Don't deep-search obvious non-payers; note them as such.
Compute, per holding and in total: projected annual income (trailing DPS × qty, labeled trailing-based, never an assured payout); yield on current value and yield-on-cost (DPS ÷ avg buy price); upcoming ex-dates in the next quarter as a dated list.
Sustainability flags on the payers that dominate projected income: payout ratio vs. earnings and vs. free cash flow — a dividend covered by earnings but not FCF is funded by working-capital or debt tricks, not real cash generation; cut/skip history; deteriorating fundamentals funding the payout. A high yield produced by a falling price is a warning — say so when the data shows it.
Fit against the plan. Where PORTFOLIO-PLAN.md states an income goal, compare and note the gap, including coupon/interest from the fixed-income inventory — dividends alone understate the income the goal is measured against. New income names route through new-investment-screener/stock-research.
Present: total projected income and portfolio yield first, then the per-holding table (qty, DPS, projected ₹, yield, yield-on-cost, next ex-date), then flags, then any view with the disclosure block. Formal version: reference/templates/dividend-income.md.

---name: dividend-incomedescription: Project annual dividend income from the user's holdings — per-stock payout, yield-on-cost, upcoming ex-dates, sustainability flags. Use when the user asks about dividend income, portfolio yield, upcoming dividends, or building an income stream. Read-only.---# Dividend Income ReviewRead-only. `reference/READ-ONLY-POLICY.md` (hard rule) and`reference/RESEARCH-STANDARDS.md` (data efficiency, freshness,disclosure) apply. Works over whichever broker(s) `BROKERS.md` namesactive — resolve each capability below against`reference/BROKER-CAPABILITIES.md`.## Steps1. **Holdings + prices.** Equity holdings capability, then one batched LTP call if that payload lacks current prices.2. **Dividend data.** Fundamentals (single-name / screener) capability for yield and payout metrics — Groww-only among the wired brokers today; date-anchored `WebSearch` fills gaps — trailing-12-month DPS, declared-but-unpaid dividends and their ex-dates. Don't deep-search obvious non-payers; note them as such.3. **Compute**, per holding and in total: projected annual income (trailing DPS × qty, labeled trailing-based, never an assured payout); yield on current value *and* yield-on-cost (DPS ÷ avg buy price); upcoming ex-dates in the next quarter as a dated list.4. **Sustainability flags** on the payers that dominate projected income: payout ratio vs. earnings *and* vs. free cash flow — a dividend covered by earnings but not FCF is funded by working-capital or debt tricks, not real cash generation; cut/skip history; deteriorating fundamentals funding the payout. A high yield produced by a falling price is a warning — say so when the data shows it.5. **Fit against the plan.** Where `PORTFOLIO-PLAN.md` states an income goal, compare and note the gap, including coupon/interest from the fixed-income inventory — dividends alone understate the income the goal is measured against. New income names route through `new-investment-screener`/`stock-research`.6. **Present:** total projected income and portfolio yield first, then the per-holding table (qty, DPS, projected ₹, yield, yield-on-cost, next ex-date), then flags, then any view with the disclosure block. Formal version: `reference/templates/dividend-income.md`.

Frequently asked questions