Investment Proposal

/investment-proposal

Create a portfolio recommendation document suitable for advisory discussion.

MCP Tool Map

• Current state: ghostfolio.portfolio, portfolio-analytics.get_condensed_portfolio_state
• Risk limits: portfolio-analytics.analyze_portfolio_risk
• Drift and reallocation: portfolio-analytics.analyze_allocation_drift
• Tax overlay: portfolio-analytics.find_tax_loss_harvesting_candidates; use household-tax.assess_exact_support only for narrow exact household-tax cases
• Macro context: market-intel-direct.get_market_snapshot, market-intel-direct.get_macro_context_panel

Workflow

Step 1: Objectives and Constraints

• Confirm return objective, liquidity horizon, drawdown tolerance, and account constraints.
• Confirm ES <= 2.5% binding constraint.

Step 2: Baseline Portfolio

• Pull summary, scoped holdings, concentration, and current risk.
• Identify concentration and wrapper-level inefficiencies.

Step 3: Proposed Allocation

• Define target allocation by asset sleeve.
• Use drift analysis outputs to convert target vs current into proposal trades.
• Prioritize tax-advantaged wrappers for turnover.

Step 4: Tax and Risk Validation

• Evaluate TLH opportunities where taxable losses exist.
• Run tax scenarios for major realization choices.
• Re-check risk metrics; if ES breaches 2.5%, revise down risk budget.

Step 5: Proposal Output

• Proposed allocation and rationale.
• Suggested trade list with tax notes.
• Risk before/after summary.
• Implementation sequencing and monitoring plan.