Renewal Calendar

Renewal Calendar

Purpose

Track upcoming policy renewals with comparison shopping triggers, rate history, and negotiation preparation.

Workflow

1. Query Paperless for all active policies and extract renewal/expiration dates
2. Build calendar of upcoming renewals (next 90 days, 180 days, 365 days)
3. For each upcoming renewal:
   • Pull premium history from Paperless documents
   • Calculate year-over-year rate changes
   • Flag policies with >10% rate increases for comparison shopping
   • Note any coverage changes or endorsement additions needed
4. Cross-reference with Google Calendar for any scheduled agent/broker meetings
5. Generate prioritized action list by urgency

Output Format

Calendar view + rate trend analysis + action items sorted by renewal date

Tool Dependencies

• paperless.search_documents — policy documents with dates
• paperless.get_document — premium history details
• google-workspace-personal-ro.get_events — existing broker meetings
• actual-budget.transaction — premium payment history