How do I install the Nova Net Worth skill?

Run npx skillmds@latest add johnalbertini14-glitch/nova-net-worth in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Nova Net Worth safe to use?

This skill has not completed SkillMD's automated safety review yet. Independent scanners report: SkillSpector: PASS, Skill Scanner: PASS. Capability flags: executes scripts, makes network calls. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Nova Net Worth?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Nova Net Worth free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Nova Net Worth?

johnalbertini14-glitch (@johnalbertini14-glitch) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Nova Net Worth by johnalbertini14-glitch

Name: Nova Net Worth
Rating: 4.2 (5 reviews)
Author: johnalbertini14-glitch

Nova Net Worth

Query your Nova Net Worth financial data — net worth, accounts, goals, spending, transactions, AI insights, and health score. Use when the user asks about their finances, money, net worth, account balances, financial goals, spending habits, budget, savings, investments, debt, transactions, or financial health. Requires NOVA_API_KEY environment variable (API key from app.novanetworth.com → Settings → Integrations).

File contents

Nova Net Worth API Skill

Query your complete financial picture from Nova Net Worth via the Agent API v1.

Setup

Set the NOVA_API_KEY environment variable with your Nova API key:

export NOVA_API_KEY=nova_your_key_here

Generate your API key at: app.novanetworth.com → Settings → Integrations Requires SuperNova ($19.99/mo) or Galaxy (enterprise) subscription.

Quick Start

For any "how are my finances?" or daily briefing question, use the composite endpoint:

node scripts/nova-api.js briefing --pretty

Available Commands

Run scripts/nova-api.js with a subcommand:

# Full financial briefing (RECOMMENDED — one call gets everything)
node scripts/nova-api.js briefing
node scripts/nova-api.js briefing --pretty    # Human-readable format

# Net worth summary
node scripts/nova-api.js summary

# All accounts with balances, grouped by type
node scripts/nova-api.js accounts

# Recent transactions with filtering
node scripts/nova-api.js transactions
node scripts/nova-api.js transactions --days 7 --limit 20
node scripts/nova-api.js transactions --category FOOD_AND_DRINK
node scripts/nova-api.js transactions --account acct_123
node scripts/nova-api.js transactions --since 2026-02-20T00:00:00Z  # Delta polling

# Financial goals with progress
node scripts/nova-api.js goals

# Monthly spending by category
node scripts/nova-api.js spending
node scripts/nova-api.js spending --months 3

# AI-generated financial insights
node scripts/nova-api.js insights

# Net worth trend over time
node scripts/nova-api.js history
node scripts/nova-api.js history --days 90

# Financial health score breakdown
node scripts/nova-api.js health

All commands support --pretty for human-readable output or --json (default) for raw JSON.

When to Use Which Endpoint

User Question	Command	Why
"How are my finances?" / "Financial update"	`briefing`	Everything in one call
"What's my net worth?"	`summary`	Quick headline number
"Show my accounts" / "How much in savings?"	`accounts`	All accounts with balances
"What did I spend on food?" / "Recent purchases"	`transactions --category FOOD_AND_DRINK`	Filterable transaction list
"Monthly spending breakdown"	`spending`	Categories with comparison
"Am I on track for my goals?"	`goals`	Progress tracking
"Any financial insights?"	`insights`	AI recommendations
"Net worth trend this year"	`history --days 365`	Historical snapshots
"How's my financial health?"	`health`	Score with recommendations

Response Format

All responses: { success: true, data: {...}, meta: { requestId, timestamp } }

Money values are in cents (integer) with a currency field. Divide by 100 for display. Example: 45840017 = $458,400.17

Transaction Categories (Plaid)

Common categories for filtering: FOOD_AND_DRINK, RENT_AND_UTILITIES, TRANSPORTATION, GENERAL_MERCHANDISE, TRANSFER_OUT, TRANSFER_IN, LOAN_PAYMENTS, ENTERTAINMENT, PERSONAL_CARE, MEDICAL, TRAVEL, INCOME, UNCATEGORIZED

Rate Limits

SuperNova: 100 requests/hour
Galaxy: 1,000 requests/hour
Headers: X-RateLimit-Remaining shows remaining calls

Delta Polling

For efficient monitoring, use --since with the timestamp of your last request:

node scripts/nova-api.js transactions --since 2026-02-25T12:00:00Z

This returns only new transactions since that time, minimizing data transfer.

Environment

NOVA_API_KEY (required) — Your Nova API key starting with nova_. Generate at app.novanetworth.com → Settings → Integrations.
NOVA_API_URL (optional) — API base URL, defaults to https://app.novanetworth.com

API Documentation

OpenAPI spec: https://app.novanetworth.com/api-docs/openapi.yaml
Interactive docs: https://novanetworth.com/api-docs
AI plugin: https://novanetworth.com/.well-known/ai-plugin.json

---name: nova-net-worthdescription: Query your Nova Net Worth financial data — net worth, accounts, goals, spending, transactions, AI insights, and health score. Use when the user asks about their finances, money, net worth, account balances, financial goals, spending habits, budget, savings, investments, debt, transactions, or financial health. Requires NOVA_API_KEY environment variable (API key from app.novanetworth.com → Settings → Integrations).---# Nova Net Worth API SkillQuery your complete financial picture from Nova Net Worth via the Agent API v1.## SetupSet the `NOVA_API_KEY` environment variable with your Nova API key:```bashexport NOVA_API_KEY=nova_your_key_here```Generate your API key at: **app.novanetworth.com → Settings → Integrations**Requires SuperNova ($19.99/mo) or Galaxy (enterprise) subscription.## Quick StartFor any "how are my finances?" or daily briefing question, use the composite endpoint:```bashnode scripts/nova-api.js briefing --pretty```## Available CommandsRun `scripts/nova-api.js` with a subcommand:```bash# Full financial briefing (RECOMMENDED — one call gets everything)node scripts/nova-api.js briefingnode scripts/nova-api.js briefing --pretty # Human-readable format# Net worth summarynode scripts/nova-api.js summary# All accounts with balances, grouped by typenode scripts/nova-api.js accounts# Recent transactions with filteringnode scripts/nova-api.js transactionsnode scripts/nova-api.js transactions --days 7 --limit 20node scripts/nova-api.js transactions --category FOOD_AND_DRINKnode scripts/nova-api.js transactions --account acct_123node scripts/nova-api.js transactions --since 2026-02-20T00:00:00Z # Delta polling# Financial goals with progressnode scripts/nova-api.js goals# Monthly spending by categorynode scripts/nova-api.js spendingnode scripts/nova-api.js spending --months 3# AI-generated financial insightsnode scripts/nova-api.js insights# Net worth trend over timenode scripts/nova-api.js historynode scripts/nova-api.js history --days 90# Financial health score breakdownnode scripts/nova-api.js health```All commands support `--pretty` for human-readable output or `--json` (default) for raw JSON.## When to Use Which Endpoint| User Question | Command | Why ||---|---|---|| "How are my finances?" / "Financial update" | `briefing` | Everything in one call || "What's my net worth?" | `summary` | Quick headline number || "Show my accounts" / "How much in savings?" | `accounts` | All accounts with balances || "What did I spend on food?" / "Recent purchases" | `transactions --category FOOD_AND_DRINK` | Filterable transaction list || "Monthly spending breakdown" | `spending` | Categories with comparison || "Am I on track for my goals?" | `goals` | Progress tracking || "Any financial insights?" | `insights` | AI recommendations || "Net worth trend this year" | `history --days 365` | Historical snapshots || "How's my financial health?" | `health` | Score with recommendations |## Response FormatAll responses: `{ success: true, data: {...}, meta: { requestId, timestamp } }`Money values are in **cents** (integer) with a `currency` field. Divide by 100 for display.Example: `45840017` = `$458,400.17`## Transaction Categories (Plaid)Common categories for filtering: `FOOD_AND_DRINK`, `RENT_AND_UTILITIES`, `TRANSPORTATION`, `GENERAL_MERCHANDISE`, `TRANSFER_OUT`, `TRANSFER_IN`, `LOAN_PAYMENTS`, `ENTERTAINMENT`, `PERSONAL_CARE`, `MEDICAL`, `TRAVEL`, `INCOME`, `UNCATEGORIZED`## Rate Limits- SuperNova: 100 requests/hour- Galaxy: 1,000 requests/hour- Headers: `X-RateLimit-Remaining` shows remaining calls## Delta PollingFor efficient monitoring, use `--since` with the timestamp of your last request:```bashnode scripts/nova-api.js transactions --since 2026-02-25T12:00:00Z```This returns only new transactions since that time, minimizing data transfer.## Environment- `NOVA_API_KEY` (required) — Your Nova API key starting with `nova_`. Generate at app.novanetworth.com → Settings → Integrations.- `NOVA_API_URL` (optional) — API base URL, defaults to `https://app.novanetworth.com`## API Documentation- OpenAPI spec: https://app.novanetworth.com/api-docs/openapi.yaml- Interactive docs: https://novanetworth.com/api-docs- AI plugin: https://novanetworth.com/.well-known/ai-plugin.json

Frequently asked questions