How do I install the Just Fucking Cancel skill?

Run npx skillmds@latest add kbarbel640-del/just-fucking-cancel in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Just Fucking Cancel safe to use?

This skill has not completed SkillMD's automated safety review yet. Independent scanners report: SkillSpector: PASS, Skill Scanner: PASS. Capability flags: docs only. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Just Fucking Cancel?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Just Fucking Cancel free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Just Fucking Cancel?

kbarbel640-del (@kbarbel640-del) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Just Fucking Cancel by kbarbel640-del

Name: Just Fucking Cancel
Rating: 4.5 (4 reviews)
Author: kbarbel640-del

Just Fucking Cancel

Find and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and helps you cancel with direct URLs and browser automation. Use when: 'cancel subscriptions', 'audit subscriptions', 'find recurring charges', 'what am I paying for', 'save money', 'subscription cleanup', 'stop wasting money'. Supports CSV import (Apple Card, Chase, Amex, Citi, Bank of America, Capital One, Mint, Copilot) OR Plaid API for automatic transaction pull. Outputs interactive HTML audit with one-click cancel workflow. Pairs with Plaid integration for real-time transaction access without CSV exports.

kbarbel640-del Updated Sep 8, 2026 1 repo stars

File contents

just-fucking-cancel

Analyze transactions, categorize subscriptions, generate HTML audit, help cancel.

Triggers

"cancel subscriptions", "audit subscriptions"
"find recurring charges", "what am I paying for"
"subscription audit", "clean up subscriptions"

Workflow

1. Get Transactions

Option A: Plaid API (recommended — no CSV needed)

If the user has Plaid connected (check for Plaid integration/API access):

Pull last 6-12 months of transactions via Plaid Transactions API
All accounts are automatically included — no manual export needed
Skip straight to Step 2

Option B: CSV Upload

Ask user for bank/card CSV export. Common sources:

Apple Card: Wallet → Card Balance → Export
Chase: Accounts → Download activity → CSV
Amex: Statements & Activity → Download → CSV
Citi: Account Details → Download Transactions
Bank of America: Activity → Download → CSV
Capital One: Transactions → Download
Mint / Copilot: Transactions → Export

2. Analyze Recurring Charges

Read CSV, identify recurring patterns:

Same merchant, similar amounts, monthly/annual frequency
Flag subscription-like charges (streaming, SaaS, memberships)
Note charge frequency and total annual cost

3. Categorize with User

For each subscription, ask user to categorize:

Cancel - Stop immediately
Investigate - Needs decision (unsure, trapped in contract)
Keep - Intentional, continue paying

Ask in batches of 5-10 to avoid overwhelming.

4. Generate HTML Audit

Copy template.html and populate:

Update header summary:
- Scope line: "found N subscriptions · N transactions"
- Breakdown: "Cancelled N · Keeping N"
- Savings: yearly amount big, monthly in parentheses
- Timestamp: current date
Add rows to appropriate sections (cancelled/investigate/keep)
Include notes from user responses

Row templates in the HTML comments show the structure.

5. Cancel Subscriptions

When user checks items and copies from floating button, they'll paste: Cancel these: Service1 ($XX), Service2 ($XX)...

For each service:

Check common-services.md for cancel URL
Use browser automation to navigate and cancel
Update HTML row to cancelled status with date

HTML Structure

Three sections, auto-hide when empty:

Cancelled (green badge, strikethrough) - Done items, the win
Needs Decision (orange badge) - Has checkboxes for cancel selection
Keeping (grey badge) - No checkboxes, just reference

Features:

Floating copy button appears when items checked
Privacy toggle blurs service names
Collapsible sections via header click
Dark mode support

Cancellation Tips

For difficult services, see common-services.md:

Direct cancel URLs for 50+ services
Dark pattern warnings (gym contracts, phone-only)
Retention script responses
Credit card dispute backup

Privacy

All data stays local. Transaction CSVs are analyzed in-session only.

---name: just-fucking-canceldescription: Find and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and helps you cancel with direct URLs and browser automation. Use when: 'cancel subscriptions', 'audit subscriptions', 'find recurring charges', 'what am I paying for', 'save money', 'subscription cleanup', 'stop wasting money'. Supports CSV import (Apple Card, Chase, Amex, Citi, Bank of America, Capital One, Mint, Copilot) OR Plaid API for automatic transaction pull. Outputs interactive HTML audit with one-click cancel workflow. Pairs with Plaid integration for real-time transaction access without CSV exports.---# just-fucking-cancelAnalyze transactions, categorize subscriptions, generate HTML audit, help cancel.## Triggers- "cancel subscriptions", "audit subscriptions"- "find recurring charges", "what am I paying for"- "subscription audit", "clean up subscriptions"## Workflow### 1. Get Transactions**Option A: Plaid API (recommended — no CSV needed)**If the user has Plaid connected (check for Plaid integration/API access):1. Pull last 6-12 months of transactions via Plaid Transactions API2. All accounts are automatically included — no manual export needed3. Skip straight to Step 2**Option B: CSV Upload**Ask user for bank/card CSV export. Common sources:- Apple Card: Wallet → Card Balance → Export- Chase: Accounts → Download activity → CSV- Amex: Statements & Activity → Download → CSV- Citi: Account Details → Download Transactions- Bank of America: Activity → Download → CSV- Capital One: Transactions → Download- Mint / Copilot: Transactions → Export### 2. Analyze Recurring ChargesRead CSV, identify recurring patterns:- Same merchant, similar amounts, monthly/annual frequency- Flag subscription-like charges (streaming, SaaS, memberships)- Note charge frequency and total annual cost### 3. Categorize with UserFor each subscription, ask user to categorize:- **Cancel** - Stop immediately- **Investigate** - Needs decision (unsure, trapped in contract)- **Keep** - Intentional, continue payingAsk in batches of 5-10 to avoid overwhelming.### 4. Generate HTML AuditCopy [template.html](assets/template.html) and populate:- Update header summary: - Scope line: "found N subscriptions · N transactions" - Breakdown: "Cancelled N · Keeping N" - Savings: yearly amount big, monthly in parentheses - Timestamp: current date- Add rows to appropriate sections (cancelled/investigate/keep)- Include notes from user responsesRow templates in the HTML comments show the structure.### 5. Cancel SubscriptionsWhen user checks items and copies from floating button, they'll paste:`Cancel these: Service1 ($XX), Service2 ($XX)...`For each service:1. Check [common-services.md](references/common-services.md) for cancel URL2. Use browser automation to navigate and cancel3. Update HTML row to cancelled status with date## HTML StructureThree sections, auto-hide when empty:- **Cancelled** (green badge, strikethrough) - Done items, the win- **Needs Decision** (orange badge) - Has checkboxes for cancel selection- **Keeping** (grey badge) - No checkboxes, just referenceFeatures:- Floating copy button appears when items checked- Privacy toggle blurs service names- Collapsible sections via header click- Dark mode support## Cancellation TipsFor difficult services, see [common-services.md](references/common-services.md):- Direct cancel URLs for 50+ services- Dark pattern warnings (gym contracts, phone-only)- Retention script responses- Credit card dispute backup## PrivacyAll data stays local. Transaction CSVs are analyzed in-session only.

Frequently asked questions