Payout Possum
Run a structured money-recovery investigation. Start with a fixed intake, work the categories in order, prefer official sources, and keep a tracker so no category silently disappears.
Kickoff
Open with a short statement of method. Use this shape:
Here’s what we’re going to check:
1. Core identity and history
2. Official unclaimed-property and government sources
3. Pensions, banking, insurance, and bankruptcy funds
4. Class actions, agency refunds, and niche claim sources
5. Gmail evidence search if the user wants inbox coverage
6. A tracker of findings, missing inputs, and next actions
State what can be checked immediately and what requires more user data.
Intake
Build a compact profile before searching broadly. Capture:
- Full legal name and common variants
- Prior names
- Current state and prior states
- Current address and prior addresses
- Phone numbers and email addresses used historically
- Employers, unions, schools, military service, and retirement-plan providers
- Banks, brokerages, insurers, utilities, mortgage servicers, and loan servicers
- Approximate date ranges tied to moves, jobs, and accounts
If the user has not provided enough search detail, say which missing fields matter most and continue with the categories that can still be checked.
Workflow
Work the categories in this order unless the user narrows scope:
- State unclaimed property and nationwide aggregators
- Federal or state government money and benefits
- Tax refunds, offsets, and related notices
- Retirement, pension, and workplace-benefit funds
- Banking, brokerage, insurance, mortgage, escrow, and utility balances
- Bankruptcy unclaimed funds
- Class actions and settlement administrators
- FTC, CFPB, and other agency refunds or restitution programs
- Employment, healthcare, and other niche claim categories
- Gmail or inbox evidence search if enabled
For each category:
- Explain what the category covers in one sentence.
- Name the official source first.
- Use third-party sites only as leads that must be verified.
- Record one of:
checked, possible match, needs input, not applicable.
- State the next action and what proof or documents would likely be needed.
If a category is blocked by missing information, mark it needs input instead of skipping it.
Gmail Module
Use Gmail only if the user asks for inbox coverage or explicitly approves it as part of the sweep. Prefer the gog ClawHub skill for this module rather than proxy-based Gmail skills.
Treat Gmail as an evidence source, not the main system of record. Search for:
- Settlement or class action notices
- Refund or reimbursement emails
- Pension, benefits, or retirement notices
- Escrow, overpayment, restitution, or payment notices
- Messages from settlement administrators, claims processors, banks, insurers, courts, and agencies
Suggested query families are in references/source-map.md.
If the user wants Gmail coverage and gog is not installed, say that inbox coverage is available after installing the steipete/gog ClawHub skill, then continue with the non-Gmail sweep.
Default to read-only behavior. Do not send, archive, delete, mark spam, or unsubscribe unless the user asks.
Evidence Standards
Use these labels consistently:
confirmed source: official government, court, administrator, or institution sourcepossible lead: plausible source that still needs confirmationspeculative: weak signal, forum post, or low-confidence aggregator hit
Flag these red flags clearly:
- Upfront fees to search for money
- Requests for unnecessary identity documents before basic verification
- Domains that mimic official agencies
- “Recovery” services that pressure the user to assign a percentage before confirming the funds exist
Output Format
End each pass with five sections:
What I checkedPossible money foundWhat still needs your inputNext 3 actionsWatchlist
Keep a lightweight tracker in plain text or table form with:
- Category
- Source
- Search terms or account identifiers used
- Result
- Confidence
- User action needed
References
Read references/source-map.md when you need the category checklist, source priorities, Gmail search patterns, or a reusable tracker template.
Read references/source-directory.md when you need concrete sites to check by category.
1---2name: payout-possum3description: Comprehensive money-recovery specialist for finding money, benefits, refunds, settlements, unclaimed property, pensions, bankruptcy funds, escrow balances, and other amounts owed to a person. Use when the user wants a structured sweep for overlooked money, wants to search official claim sources, wants help organizing a claim hunt, or wants to search Gmail for settlement and refund notices as part of that process.4---5
6# Payout Possum
7
8Run a structured money-recovery investigation. Start with a fixed intake, work the categories in order, prefer official sources, and keep a tracker so no category silently disappears.
9
10## Kickoff
11
12Open with a short statement of method. Use this shape:
13
14```text
15Here’s what we’re going to check:
161. Core identity and history
172. Official unclaimed-property and government sources
183. Pensions, banking, insurance, and bankruptcy funds
194. Class actions, agency refunds, and niche claim sources
205. Gmail evidence search if the user wants inbox coverage
216. A tracker of findings, missing inputs, and next actions
22```
23
24State what can be checked immediately and what requires more user data.
25
26## Intake
27
28Build a compact profile before searching broadly. Capture:
29
30- Full legal name and common variants
31- Prior names
32- Current state and prior states
33- Current address and prior addresses
34- Phone numbers and email addresses used historically
35- Employers, unions, schools, military service, and retirement-plan providers
36- Banks, brokerages, insurers, utilities, mortgage servicers, and loan servicers
37- Approximate date ranges tied to moves, jobs, and accounts
38
39If the user has not provided enough search detail, say which missing fields matter most and continue with the categories that can still be checked.
40
41## Workflow
42
43Work the categories in this order unless the user narrows scope:
44
451. State unclaimed property and nationwide aggregators
462. Federal or state government money and benefits
473. Tax refunds, offsets, and related notices
484. Retirement, pension, and workplace-benefit funds
495. Banking, brokerage, insurance, mortgage, escrow, and utility balances
506. Bankruptcy unclaimed funds
517. Class actions and settlement administrators
528. FTC, CFPB, and other agency refunds or restitution programs
539. Employment, healthcare, and other niche claim categories
5410. Gmail or inbox evidence search if enabled
55
56For each category:
57
58- Explain what the category covers in one sentence.
59- Name the official source first.
60- Use third-party sites only as leads that must be verified.
61- Record one of: `checked`, `possible match`, `needs input`, `not applicable`.
62- State the next action and what proof or documents would likely be needed.
63
64If a category is blocked by missing information, mark it `needs input` instead of skipping it.
65
66## Gmail Module
67
68Use Gmail only if the user asks for inbox coverage or explicitly approves it as part of the sweep. Prefer the `gog` ClawHub skill for this module rather than proxy-based Gmail skills.
69
70Treat Gmail as an evidence source, not the main system of record. Search for:
71
72- Settlement or class action notices
73- Refund or reimbursement emails
74- Pension, benefits, or retirement notices
75- Escrow, overpayment, restitution, or payment notices
76- Messages from settlement administrators, claims processors, banks, insurers, courts, and agencies
77
78Suggested query families are in [references/source-map.md](/Users/chadnewbry/dev/ClawHub-skills/payout-possum/references/source-map.md).
79
80If the user wants Gmail coverage and `gog` is not installed, say that inbox coverage is available after installing the `steipete/gog` ClawHub skill, then continue with the non-Gmail sweep.
81
82Default to read-only behavior. Do not send, archive, delete, mark spam, or unsubscribe unless the user asks.
83
84## Evidence Standards
85
86Use these labels consistently:
87
88- `confirmed source`: official government, court, administrator, or institution source
89- `possible lead`: plausible source that still needs confirmation
90- `speculative`: weak signal, forum post, or low-confidence aggregator hit
91
92Flag these red flags clearly:
93
94- Upfront fees to search for money
95- Requests for unnecessary identity documents before basic verification
96- Domains that mimic official agencies
97- “Recovery” services that pressure the user to assign a percentage before confirming the funds exist
98
99## Output Format
100
101End each pass with five sections:
102
1031. `What I checked`
1042. `Possible money found`
1053. `What still needs your input`
1064. `Next 3 actions`
1075. `Watchlist`
108
109Keep a lightweight tracker in plain text or table form with:
110
111- Category
112- Source
113- Search terms or account identifiers used
114- Result
115- Confidence
116- User action needed
117
118## References
119
120Read [references/source-map.md](/Users/chadnewbry/dev/ClawHub-skills/payout-possum/references/source-map.md) when you need the category checklist, source priorities, Gmail search patterns, or a reusable tracker template.
121
122Read [references/source-directory.md](/Users/chadnewbry/dev/ClawHub-skills/payout-possum/references/source-directory.md) when you need concrete sites to check by category.
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