How do I install the The Plaid API skill?

Run npx skillmds@latest add lap-platform/the-plaid-api in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

What does the The Plaid API skill do?

The Plaid API skill. Use when working with The Plaid for asset_report, cra, credit. Covers 325 endpoints. It is listed under Integrations & APIs on SkillMD.

Is The Plaid API safe to use?

This skill has not completed SkillMD's automated safety review yet. Independent scanners report: SkillSpector: CAUTION, Skill Scanner: PASS. Capability flags: makes network calls, reads secrets. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with The Plaid API?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is The Plaid API free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published The Plaid API?

Lap-Platform (@lap-platform) published this skill. Their other Agent Skills are listed on their SkillMD profile.

The Plaid API by lap-platform — Agent Skill

Name: The Plaid API
Rating: 4.666666666666667 (3 reviews)
Author: Lap-Platform

The Plaid API

API version: 2020-09-14_1.681.5

Auth

ApiKey PLAID-CLIENT-ID in header | ApiKey PLAID-SECRET in header | ApiKey Plaid-Version in header

Base URL

https://production.plaid.com

Setup

Set your API key in the appropriate header
GET /fdx/recipients -- verify access
POST /asset_report/create -- create first create

Endpoints

325 endpoints across 48 groups. See references/api-spec.lap for full details.

asset_report

Method	Path	Description
POST	/asset_report/create	Create an Asset Report
POST	/asset_report/get	Retrieve an Asset Report
POST	/asset_report/pdf/get	Retrieve a PDF Asset Report
POST	/asset_report/refresh	Refresh an Asset Report
POST	/asset_report/filter	Filter Asset Report
POST	/asset_report/remove	Delete an Asset Report
POST	/asset_report/audit_copy/create	Create Asset Report Audit Copy
POST	/asset_report/audit_copy/get	Retrieve an Asset Report Audit Copy
POST	/asset_report/audit_copy/pdf/get	Retrieve a PDF Asset Report Audit Copy
POST	/asset_report/audit_copy/remove	Remove Asset Report Audit Copy

cra

Method	Path	Description
POST	/cra/monitoring_insights/subscribe	Subscribe to Monitoring Insights
POST	/cra/monitoring_insights/unsubscribe	Unsubscribe from Monitoring Insights
POST	/cra/monitoring_insights/get	Retrieve a Monitoring Insights Report
POST	/cra/partner_insights/get	Retrieve cash flow insights from the bank accounts used for income verification
POST	/cra/check_report/income_insights/get	Retrieve cash flow information from your user's banks
POST	/cra/check_report/base_report/get	Retrieve a Base Report
POST	/cra/check_report/pdf/get	Retrieve Consumer Reports as a PDF
POST	/cra/check_report/create	Refresh or create a Consumer Report
POST	/cra/check_report/partner_insights/get	Retrieve cash flow insights from partners
POST	/cra/check_report/cashflow_insights/get	Retrieve cash flow insights from your user's banking data
POST	/cra/check_report/lend_score/get	Retrieve the LendScore from your user's banking data
POST	/cra/check_report/network_insights/get	Retrieve network attributes for the user
POST	/cra/check_report/verification/get	Retrieve various home lending reports for a user.
POST	/cra/check_report/verification/pdf/get	Retrieve Consumer Reports as a Verification PDF
POST	/cra/loans/applications/register	Register loan applications and decisions.
POST	/cra/loans/register	Register a list of loans to their applicants.
POST	/cra/loans/update	Updates loan data.
POST	/cra/loans/unregister	Unregister a list of loans.

credit

Method	Path	Description
POST	/credit/audit_copy_token/update	Update an Audit Copy Token
POST	/credit/sessions/get	Retrieve Link sessions for your user
POST	/credit/audit_copy_token/create	Create Asset or Income Report Audit Copy Token
POST	/credit/audit_copy_token/remove	Remove an Audit Copy token
POST	/credit/asset_report/freddie_mac/get	Retrieve an Asset Report with Freddie Mac format. Only Freddie Mac can use this endpoint.
POST	/credit/freddie_mac/reports/get	Retrieve an Asset Report with Freddie Mac format (aka VOA - Verification Of Assets), and a Verification Of Employment (VOE) report if this one is available. Only Freddie Mac can use this endpoint.
POST	/credit/bank_income/get	Retrieve information from the bank accounts used for income verification
POST	/credit/bank_income/pdf/get	Retrieve information from the bank accounts used for income verification in PDF format
POST	/credit/bank_income/refresh	Refresh a user's bank income information
POST	/credit/bank_income/webhook/update	Subscribe and unsubscribe to proactive notifications for a user's income profile
POST	/credit/payroll_income/parsing_config/update	Update the parsing configuration for a document income verification
POST	/credit/bank_statements/uploads/get	Retrieve data for a user's uploaded bank statements
POST	/credit/payroll_income/get	Retrieve a user's payroll information
POST	/credit/payroll_income/risk_signals/get	Retrieve fraud insights for a user's manually uploaded document(s).
POST	/credit/payroll_income/precheck	Check income verification eligibility and optimize conversion
POST	/credit/employment/get	Retrieve a summary of an individual's employment information
POST	/credit/payroll_income/refresh	Refresh a digital payroll income verification
POST	/credit/relay/create	Create a relay token to share an Asset Report with a partner client
POST	/credit/relay/get	Retrieve the reports associated with a relay token that was shared with you
POST	/credit/relay/pdf/get	Retrieve the pdf reports associated with a relay token that was shared with you (beta)
POST	/credit/relay/refresh	Refresh a report of a relay token
POST	/credit/relay/remove	Remove relay token

consumer_report

Method	Path	Description
POST	/consumer_report/pdf/get	Retrieve a PDF Reports

oauth

Method	Path	Description
POST	/oauth/token	Create or refresh an OAuth access token
POST	/oauth/introspect	Get metadata about an OAuth token
POST	/oauth/revoke	Revoke an OAuth token

statements

Method	Path	Description
POST	/statements/list	Retrieve a list of all statements associated with an item.
POST	/statements/download	Retrieve a single statement.
POST	/statements/refresh	Refresh statements data.

consent

Method	Path	Description
POST	/consent/events/get	List a historical log of item consent events

item

Method	Path	Description
POST	/item/activity/list	List a historical log of user consent events
POST	/item/application/list	List a user’s connected applications
POST	/item/application/unlink	Unlink a user’s connected application
POST	/item/application/scopes/update	Update the scopes of access for a particular application
POST	/item/get	Retrieve an Item
POST	/item/remove	Remove an Item
POST	/item/webhook/update	Update Webhook URL
POST	/item/access_token/invalidate	Invalidate access_token
POST	/item/public_token/exchange	Exchange public token for an access token
POST	/item/public_token/create	Create public token
POST	/item/import	Import Item

application

Method	Path	Description
POST	/application/get	Retrieve information about a Plaid application

user_account

Method	Path	Description
POST	/user_account/session/get	Retrieve User Account
POST	/user_account/session/event/send	Send User Account Session Event

profile

Method	Path	Description
POST	/profile/network_status/get	Check a user's Plaid Network status

network

Method	Path	Description
POST	/network/status/get	Check a user's Plaid Network status

auth

Method	Path	Description
POST	/auth/get	Retrieve auth data
POST	/auth/verify	Verify auth data

transactions

Method	Path	Description
POST	/transactions/get	Get transaction data
POST	/transactions/refresh	Refresh transaction data
POST	/transactions/recurring/get	Fetch recurring transaction streams
POST	/transactions/sync	Get incremental transaction updates on an Item
POST	/transactions/enrich	Enrich locally-held transaction data

sandbox

Method	Path	Description
POST	/sandbox/transactions/create	Create sandbox transactions
POST	/sandbox/processor_token/create	Create a test Item and processor token
POST	/sandbox/public_token/create	Create a test Item
POST	/sandbox/item/fire_webhook	Fire a test webhook
POST	/sandbox/item/reset_login	Force a Sandbox Item into an error state
POST	/sandbox/item/set_verification_status	Set verification status for Sandbox account
POST	/sandbox/user/reset_login	Force item(s) for a Sandbox User into an error state
POST	/sandbox/bank_transfer/simulate	Simulate a bank transfer event in Sandbox
POST	/sandbox/transfer/sweep/simulate	Simulate creating a sweep
POST	/sandbox/transfer/simulate	Simulate a transfer event in Sandbox
POST	/sandbox/transfer/refund/simulate	Simulate a refund event in Sandbox
POST	/sandbox/transfer/ledger/simulate_available	Simulate converting pending balance to available balance
POST	/sandbox/transfer/ledger/deposit/simulate	Simulate a ledger deposit event in Sandbox
POST	/sandbox/transfer/ledger/withdraw/simulate	Simulate a ledger withdraw event in Sandbox
POST	/sandbox/transfer/repayment/simulate	Trigger the creation of a repayment
POST	/sandbox/transfer/fire_webhook	Manually fire a Transfer webhook
POST	/sandbox/transfer/test_clock/create	Create a test clock
POST	/sandbox/transfer/test_clock/advance	Advance a test clock
POST	/sandbox/transfer/test_clock/get	Get a test clock
POST	/sandbox/transfer/test_clock/list	List test clocks
POST	/sandbox/payment_profile/reset_login	Reset the login of a Payment Profile
POST	/sandbox/payment/simulate	Simulate a payment event in Sandbox
POST	/sandbox/bank_transfer/fire_webhook	Manually fire a Bank Transfer webhook
POST	/sandbox/income/fire_webhook	Manually fire an Income webhook
POST	/sandbox/bank_income/fire_webhook	Manually fire a bank income webhook in sandbox
POST	/sandbox/cra/cashflow_updates/update	Trigger an update for Cash Flow Updates
POST	/sandbox/oauth/select_accounts	Save the selected accounts when connecting to the Platypus Oauth institution

cashflow_report

Method	Path	Description
POST	/cashflow_report/refresh	Refresh transaction data in `cashflow_report`
POST	/cashflow_report/get	Gets transaction data in `cashflow_report`
POST	/cashflow_report/transactions/get	Gets transaction data in cashflow_report
POST	/cashflow_report/insights/get	Gets insights data in Cashflow Report

user

Method	Path	Description
POST	/user/transactions/refresh	Refresh user items for Transactions bundle
POST	/user/financial_data/refresh	Refresh user items for Financial-Insights bundle
POST	/user/create	Create user
POST	/user/get	Retrieve user identity and information
POST	/user/identity/remove	Remove user identity data
POST	/user/update	Update user information
POST	/user/remove	Remove user
POST	/user/products/terminate	Terminate user-based products
POST	/user/items/get	Get Items associated with a User
POST	/user/items/associate	Associate Items to a User
POST	/user/items/remove	Remove Items from a User
POST	/user/third_party_token/create	Create a third-party user token
POST	/user/third_party_token/remove	Remove a third-party user token

institutions

Method	Path	Description
POST	/institutions/get	Get details of all supported institutions
POST	/institutions/search	Search institutions
POST	/institutions/get_by_id	Get details of an institution

accounts

Method	Path	Description
POST	/accounts/get	Retrieve accounts
POST	/accounts/balance/get	Retrieve real-time balance data

Method	Path	Description
POST	/categories/get	(Deprecated) Get legacy categories

identity

Method	Path	Description
POST	/identity/get	Retrieve identity data
POST	/identity/documents/uploads/get	Returns uploaded document identity
POST	/identity/match	Retrieve identity match score
POST	/identity/refresh	Refresh identity data

dashboard_user

Method	Path	Description
POST	/dashboard_user/get	Retrieve a dashboard user
POST	/dashboard_user/list	List dashboard users

identity_verification

Method	Path	Description
POST	/identity_verification/create	Create a new Identity Verification
POST	/identity_verification/get	Retrieve Identity Verification
POST	/identity_verification/list	List Identity Verifications
POST	/identity_verification/retry	Retry an Identity Verification
POST	/identity_verification/autofill/create	Create autofill for an Identity Verification

watchlist_screening

Method	Path	Description
POST	/watchlist_screening/entity/create	Create a watchlist screening for an entity
POST	/watchlist_screening/entity/get	Get an entity screening
POST	/watchlist_screening/entity/history/list	List history for entity watchlist screenings
POST	/watchlist_screening/entity/hit/list	List hits for entity watchlist screenings
POST	/watchlist_screening/entity/list	List entity watchlist screenings
POST	/watchlist_screening/entity/program/get	Get entity watchlist screening program
POST	/watchlist_screening/entity/program/list	List entity watchlist screening programs
POST	/watchlist_screening/entity/review/create	Create a review for an entity watchlist screening
POST	/watchlist_screening/entity/review/list	List reviews for entity watchlist screenings
POST	/watchlist_screening/entity/update	Update an entity screening
POST	/watchlist_screening/individual/create	Create a watchlist screening for a person
POST	/watchlist_screening/individual/get	Retrieve an individual watchlist screening
POST	/watchlist_screening/individual/history/list	List history for individual watchlist screenings
POST	/watchlist_screening/individual/hit/list	List hits for individual watchlist screening
POST	/watchlist_screening/individual/list	List Individual Watchlist Screenings
POST	/watchlist_screening/individual/program/get	Get individual watchlist screening program
POST	/watchlist_screening/individual/program/list	List individual watchlist screening programs
POST	/watchlist_screening/individual/review/create	Create a review for an individual watchlist screening
POST	/watchlist_screening/individual/review/list	List reviews for individual watchlist screenings
POST	/watchlist_screening/individual/update	Update individual watchlist screening

beacon

Method	Path	Description
POST	/beacon/account_risk/v1/evaluate	Evaluate risk of a bank account
POST	/beacon/user/create	Create a Beacon User
POST	/beacon/user/get	Get a Beacon User
POST	/beacon/user/review	Review a Beacon User
POST	/beacon/report/create	Create a Beacon Report
POST	/beacon/report/list	List Beacon Reports for a Beacon User
POST	/beacon/report_syndication/list	List Beacon Report Syndications for a Beacon User
POST	/beacon/report/get	Get a Beacon Report
POST	/beacon/report_syndication/get	Get a Beacon Report Syndication
POST	/beacon/user/update	Update the identity data of a Beacon User
POST	/beacon/duplicate/get	Get a Beacon Duplicate
POST	/beacon/user/history/list	List a Beacon User's history
POST	/beacon/user/account_insights/get	Get Account Insights for a Beacon User

protect

Method	Path	Description
POST	/protect/user/insights/get	Get Protect user insights
POST	/protect/report/create	Create a Protect report
POST	/protect/compute	Compute Protect Trust Index Score
POST	/protect/event/send	Send a new event to enrich user data
POST	/protect/event/get	Get information about a user event

business_verification

Method	Path	Description
POST	/business_verification/get	Get a business verification
POST	/business_verification/create	Create a business verification

processor

Method	Path	Description
POST	/processor/auth/get	Retrieve Auth data
POST	/processor/account/get	Retrieve the account associated with a processor token
POST	/processor/investments/holdings/get	Retrieve Investment Holdings
POST	/processor/investments/transactions/get	Get investment transactions data
POST	/processor/transactions/get	Get transaction data
POST	/processor/transactions/sync	Get incremental transaction updates on a processor token
POST	/processor/transactions/refresh	Refresh transaction data
POST	/processor/transactions/recurring/get	Fetch recurring transaction streams
POST	/processor/signal/evaluate	Evaluate a planned ACH transaction
POST	/processor/signal/decision/report	Report whether you initiated an ACH transaction
POST	/processor/signal/return/report	Report a return for an ACH transaction
POST	/processor/signal/prepare	Opt-in a processor token to Signal
POST	/processor/bank_transfer/create	Create a bank transfer as a processor
POST	/processor/liabilities/get	Retrieve Liabilities data
POST	/processor/identity/get	Retrieve Identity data
POST	/processor/identity/match	Retrieve identity match score
POST	/processor/balance/get	Retrieve Balance data
POST	/processor/token/create	Create processor token
POST	/processor/token/permissions/set	Control a processor's access to products
POST	/processor/token/permissions/get	Get a processor token's product permissions
POST	/processor/token/webhook/update	Update a processor token's webhook URL
POST	/processor/stripe/bank_account_token/create	Create Stripe bank account token
POST	/processor/apex/processor_token/create	Create Apex bank account token

webhook_verification_key

Method	Path	Description
POST	/webhook_verification_key/get	Get webhook verification key

liabilities

Method	Path	Description
POST	/liabilities/get	Retrieve Liabilities data

payment_initiation

Method	Path	Description
POST	/payment_initiation/recipient/create	Create payment recipient
POST	/payment_initiation/payment/reverse	Reverse an existing payment
POST	/payment_initiation/recipient/get	Get payment recipient
POST	/payment_initiation/recipient/list	List payment recipients
POST	/payment_initiation/payment/create	Create a payment
POST	/payment_initiation/payment/token/create	Create payment token
POST	/payment_initiation/consent/create	Create payment consent
POST	/payment_initiation/consent/get	Get payment consent
POST	/payment_initiation/consent/revoke	Revoke payment consent
POST	/payment_initiation/consent/payment/execute	Execute a single payment using consent
POST	/payment_initiation/payment/get	Get payment details
POST	/payment_initiation/payment/list	List payments

investments

Method	Path	Description
POST	/investments/holdings/get	Get Investment holdings
POST	/investments/transactions/get	Get investment transactions
POST	/investments/refresh	Refresh investment data
POST	/investments/auth/get	Get data needed to authorize an investments transfer

link

Method	Path	Description
POST	/link/token/create	Create Link Token
POST	/link/token/get	Get Link Token
POST	/link/oauth/correlation_id/exchange	Exchange the Link Correlation Id for a Link Token

session

Method	Path	Description
POST	/session/token/create	Create a Link token for Layer

transfer

Method	Path	Description
POST	/transfer/get	Retrieve a transfer
POST	/transfer/recurring/get	Retrieve a recurring transfer
POST	/transfer/authorization/create	Create a transfer authorization
POST	/transfer/authorization/cancel	Cancel a transfer authorization
POST	/transfer/balance/get	(Deprecated) Retrieve a balance held with Plaid
POST	/transfer/capabilities/get	Get RTP eligibility information of a transfer
POST	/transfer/configuration/get	Get transfer product configuration
POST	/transfer/ledger/get	Retrieve Plaid Ledger balance
POST	/transfer/ledger/distribute	Move available balance between ledgers
POST	/transfer/ledger/deposit	Deposit funds into a Plaid Ledger balance
POST	/transfer/ledger/withdraw	Withdraw funds from a Plaid Ledger balance
POST	/transfer/originator/funding_account/update	Update the funding account associated with the originator
POST	/transfer/originator/funding_account/create	Create a new funding account for an originator
POST	/transfer/metrics/get	Get transfer product usage metrics
POST	/transfer/create	Create a transfer
POST	/transfer/recurring/create	Create a recurring transfer
POST	/transfer/list	List transfers
POST	/transfer/recurring/list	List recurring transfers
POST	/transfer/cancel	Cancel a transfer
POST	/transfer/recurring/cancel	Cancel a recurring transfer.
POST	/transfer/event/list	List transfer events
POST	/transfer/ledger/event/list	List transfer ledger events
POST	/transfer/event/sync	Sync transfer events
POST	/transfer/sweep/get	Retrieve a sweep
POST	/transfer/sweep/list	List sweeps
POST	/transfer/migrate_account	Migrate account into Transfers
POST	/transfer/intent/create	Create a transfer intent object to invoke the Transfer UI
POST	/transfer/intent/get	Retrieve more information about a transfer intent
POST	/transfer/repayment/list	Lists historical repayments
POST	/transfer/repayment/return/list	List the returns included in a repayment
POST	/transfer/platform/requirement/submit	Submit additional onboarding information on behalf of an originator
POST	/transfer/originator/create	Create a new originator
POST	/transfer/questionnaire/create	Generate a Plaid-hosted onboarding UI URL.
POST	/transfer/diligence/submit	Submit transfer diligence on behalf of the originator
POST	/transfer/diligence/document/upload	Upload transfer diligence document on behalf of the originator
POST	/transfer/originator/get	Get status of an originator's onboarding
POST	/transfer/originator/list	Get status of all originators' onboarding
POST	/transfer/refund/create	Create a refund
POST	/transfer/refund/get	Retrieve a refund
POST	/transfer/refund/cancel	Cancel a refund
POST	/transfer/platform/originator/create	Create an originator for Transfer for Platforms customers
POST	/transfer/platform/person/create	Create a person associated with an originator

bank_transfer

Method	Path	Description
POST	/bank_transfer/get	Retrieve a bank transfer
POST	/bank_transfer/create	Create a bank transfer
POST	/bank_transfer/list	List bank transfers
POST	/bank_transfer/cancel	Cancel a bank transfer
POST	/bank_transfer/event/list	List bank transfer events
POST	/bank_transfer/event/sync	Sync bank transfer events
POST	/bank_transfer/sweep/get	Retrieve a sweep
POST	/bank_transfer/sweep/list	List sweeps
POST	/bank_transfer/balance/get	Get balance of your Bank Transfer account
POST	/bank_transfer/migrate_account	Migrate account into Bank Transfers

employers

Method	Path	Description
POST	/employers/search	Search employer database

income

Method	Path	Description
POST	/income/verification/create	(Deprecated) Create an income verification instance
POST	/income/verification/paystubs/get	(Deprecated) Retrieve information from the paystubs used for income verification
POST	/income/verification/documents/download	(Deprecated) Download the original documents used for income verification
POST	/income/verification/taxforms/get	(Deprecated) Retrieve information from the tax documents used for income verification
POST	/income/verification/precheck	(Deprecated) Check digital income verification eligibility and optimize conversion

employment

Method	Path	Description
POST	/employment/verification/get	(Deprecated) Retrieve a summary of an individual's employment information

beta

Method	Path	Description
POST	/beta/credit/v1/bank_employment/get	Retrieve information from the bank accounts used for employment verification
POST	/beta/transactions/v1/enhance	enhance locally-held transaction data
POST	/beta/transactions/rules/v1/create	Create transaction category rule
POST	/beta/transactions/rules/v1/list	Return a list of rules created for the Item associated with the access token.
POST	/beta/transactions/rules/v1/remove	Remove transaction rule
POST	/beta/transactions/user_insights/v1/get	Obtain user insights based on transactions sent through /transactions/enrich
POST	/beta/ewa_report/v1/get	Get EWA Score Report
POST	/beta/partner/customer/v1/create	Creates a new end customer for a Plaid reseller.
POST	/beta/partner/customer/v1/get	Retrieves the details of a Plaid reseller's end customer.
POST	/beta/partner/customer/v1/update	Updates an existing end customer.
POST	/beta/partner/customer/v1/enable	Enables a Plaid reseller's end customer in the Production environment.

signal

Method	Path	Description
POST	/signal/evaluate	Evaluate a planned ACH transaction
POST	/signal/schedule	Schedule a planned ACH transaction
POST	/signal/decision/report	Report whether you initiated an ACH transaction
POST	/signal/return/report	Report a return for an ACH transaction
POST	/signal/prepare	Opt-in an Item to Signal Transaction Scores

wallet

Method	Path	Description
POST	/wallet/create	Create an e-wallet
POST	/wallet/get	Fetch an e-wallet
POST	/wallet/list	Fetch a list of e-wallets
POST	/wallet/transaction/execute	Execute a transaction using an e-wallet
POST	/wallet/transaction/get	Fetch an e-wallet transaction
POST	/wallet/transaction/list	List e-wallet transactions

issues

Method	Path	Description
POST	/issues/search	Search for an Issue
POST	/issues/get	Get an Issue
POST	/issues/subscribe	Subscribe to an Issue

payment_profile

Method	Path	Description
POST	/payment_profile/create	Create payment profile
POST	/payment_profile/get	Get payment profile
POST	/payment_profile/remove	Remove payment profile

partner

Method	Path	Description
POST	/partner/customer/create	Creates a new end customer for a Plaid reseller.
POST	/partner/customer/get	Returns a Plaid reseller's end customer.
POST	/partner/customer/enable	Enables a Plaid reseller's end customer in the Production environment.
POST	/partner/customer/remove	Removes a Plaid reseller's end customer.
POST	/partner/customer/oauth_institutions/get	Returns OAuth-institution registration information for a given end customer.

link_delivery

Method	Path	Description
POST	/link_delivery/create	Create Hosted Link session
POST	/link_delivery/get	Get Hosted Link session

fdx

Method	Path	Description
POST	/fdx/notifications	Webhook receiver for fdx notifications
GET	/fdx/recipients	Get Recipients
GET	/fdx/recipient/{recipientId}	Get Recipient

network_insights

Method	Path	Description
POST	/network_insights/report/get	Retrieve network insights for the provided `access_tokens`

Common Questions

Match user requests to endpoints in references/api-spec.lap. Key patterns:

"Create a create?" -> POST /asset_report/create
"Create a get?" -> POST /asset_report/get
"Create a get?" -> POST /asset_report/pdf/get
"Create a refresh?" -> POST /asset_report/refresh
"Create a filter?" -> POST /asset_report/filter
"Create a remove?" -> POST /asset_report/remove
"Create a create?" -> POST /asset_report/audit_copy/create
"Create a get?" -> POST /asset_report/audit_copy/get
"Create a get?" -> POST /asset_report/audit_copy/pdf/get
"Create a remove?" -> POST /asset_report/audit_copy/remove
"Create a subscribe?" -> POST /cra/monitoring_insights/subscribe
"Create a unsubscribe?" -> POST /cra/monitoring_insights/unsubscribe
"Create a get?" -> POST /cra/monitoring_insights/get
"Create a update?" -> POST /credit/audit_copy_token/update
"Create a get?" -> POST /cra/partner_insights/get
"Create a get?" -> POST /cra/check_report/income_insights/get
"Create a get?" -> POST /cra/check_report/base_report/get
"Create a get?" -> POST /cra/check_report/pdf/get
"Create a create?" -> POST /cra/check_report/create
"Create a get?" -> POST /cra/check_report/partner_insights/get
"Create a get?" -> POST /cra/check_report/cashflow_insights/get
"Create a get?" -> POST /cra/check_report/lend_score/get
"Create a get?" -> POST /cra/check_report/network_insights/get
"Create a get?" -> POST /cra/check_report/verification/get
"Create a get?" -> POST /cra/check_report/verification/pdf/get
"Create a register?" -> POST /cra/loans/applications/register
"Create a register?" -> POST /cra/loans/register
"Create a update?" -> POST /cra/loans/update
"Create a unregister?" -> POST /cra/loans/unregister
"Create a get?" -> POST /consumer_report/pdf/get
"Create a token?" -> POST /oauth/token
"Create a introspect?" -> POST /oauth/introspect
"Create a revoke?" -> POST /oauth/revoke
"Create a list?" -> POST /statements/list
"Create a download?" -> POST /statements/download
"Create a refresh?" -> POST /statements/refresh
"Create a get?" -> POST /consent/events/get
"Create a list?" -> POST /item/activity/list
"Create a list?" -> POST /item/application/list
"Create a unlink?" -> POST /item/application/unlink
"Create a update?" -> POST /item/application/scopes/update
"Create a get?" -> POST /application/get
"Create a get?" -> POST /item/get
"Create a get?" -> POST /user_account/session/get
"Create a send?" -> POST /user_account/session/event/send
"Create a get?" -> POST /profile/network_status/get
"Create a get?" -> POST /network/status/get
"Create a get?" -> POST /auth/get
"Create a verify?" -> POST /auth/verify
"Create a get?" -> POST /transactions/get
"Create a refresh?" -> POST /transactions/refresh
"Create a create?" -> POST /sandbox/transactions/create
"Create a refresh?" -> POST /cashflow_report/refresh
"Create a get?" -> POST /cashflow_report/get
"Create a get?" -> POST /cashflow_report/transactions/get
"Create a get?" -> POST /cashflow_report/insights/get
"Create a get?" -> POST /transactions/recurring/get
"Create a sync?" -> POST /transactions/sync
"Create a enrich?" -> POST /transactions/enrich
"Create a refresh?" -> POST /user/transactions/refresh
"Create a refresh?" -> POST /user/financial_data/refresh
"Create a get?" -> POST /institutions/get
"Create a search?" -> POST /institutions/search
"Create a get_by_id?" -> POST /institutions/get_by_id
"Create a remove?" -> POST /item/remove
"Create a get?" -> POST /accounts/get
"Create a get?" -> POST /categories/get
"Create a create?" -> POST /sandbox/processor_token/create
"Create a create?" -> POST /sandbox/public_token/create
"Create a fire_webhook?" -> POST /sandbox/item/fire_webhook
"Create a get?" -> POST /accounts/balance/get
"Create a get?" -> POST /identity/get
"Create a get?" -> POST /identity/documents/uploads/get
"Create a match?" -> POST /identity/match
"Create a refresh?" -> POST /identity/refresh
"Create a get?" -> POST /dashboard_user/get
"Create a list?" -> POST /dashboard_user/list
"Create a create?" -> POST /identity_verification/create
"Create a get?" -> POST /identity_verification/get
"Create a list?" -> POST /identity_verification/list
"Create a retry?" -> POST /identity_verification/retry
"Create a create?" -> POST /watchlist_screening/entity/create
"Create a get?" -> POST /watchlist_screening/entity/get
"Create a list?" -> POST /watchlist_screening/entity/history/list
"Create a list?" -> POST /watchlist_screening/entity/hit/list
"Create a list?" -> POST /watchlist_screening/entity/list
"Create a get?" -> POST /watchlist_screening/entity/program/get
"Create a list?" -> POST /watchlist_screening/entity/program/list
"Create a create?" -> POST /watchlist_screening/entity/review/create
"Create a list?" -> POST /watchlist_screening/entity/review/list
"Create a update?" -> POST /watchlist_screening/entity/update
"Create a create?" -> POST /watchlist_screening/individual/create
"Create a get?" -> POST /watchlist_screening/individual/get
"Create a list?" -> POST /watchlist_screening/individual/history/list
"Create a list?" -> POST /watchlist_screening/individual/hit/list
"Create a list?" -> POST /watchlist_screening/individual/list
"Create a get?" -> POST /watchlist_screening/individual/program/get
"Create a list?" -> POST /watchlist_screening/individual/program/list
"Create a create?" -> POST /watchlist_screening/individual/review/create
"Create a list?" -> POST /watchlist_screening/individual/review/list
"Create a update?" -> POST /watchlist_screening/individual/update
"Create a evaluate?" -> POST /beacon/account_risk/v1/evaluate
"Create a create?" -> POST /beacon/user/create
"Create a get?" -> POST /beacon/user/get
"Create a review?" -> POST /beacon/user/review
"Create a create?" -> POST /beacon/report/create
"Create a list?" -> POST /beacon/report/list
"Create a list?" -> POST /beacon/report_syndication/list
"Create a get?" -> POST /beacon/report/get
"Create a get?" -> POST /beacon/report_syndication/get
"Create a update?" -> POST /beacon/user/update
"Create a get?" -> POST /beacon/duplicate/get
"Create a create?" -> POST /identity_verification/autofill/create
"Create a list?" -> POST /beacon/user/history/list
"Create a get?" -> POST /beacon/user/account_insights/get
"Create a get?" -> POST /protect/user/insights/get
"Create a create?" -> POST /protect/report/create
"Create a compute?" -> POST /protect/compute
"Create a send?" -> POST /protect/event/send
"Create a get?" -> POST /protect/event/get
"Create a get?" -> POST /business_verification/get
"Create a create?" -> POST /business_verification/create
"Create a get?" -> POST /processor/auth/get
"Create a get?" -> POST /processor/account/get
"Create a get?" -> POST /processor/investments/holdings/get
"Create a get?" -> POST /processor/investments/transactions/get
"Create a get?" -> POST /processor/transactions/get
"Create a sync?" -> POST /processor/transactions/sync
"Create a refresh?" -> POST /processor/transactions/refresh
"Create a get?" -> POST /processor/transactions/recurring/get
"Create a evaluate?" -> POST /processor/signal/evaluate
"Create a report?" -> POST /processor/signal/decision/report
"Create a report?" -> POST /processor/signal/return/report
"Create a prepare?" -> POST /processor/signal/prepare
"Create a create?" -> POST /processor/bank_transfer/create
"Create a get?" -> POST /processor/liabilities/get
"Create a get?" -> POST /processor/identity/get
"Create a match?" -> POST /processor/identity/match
"Create a get?" -> POST /processor/balance/get
"Create a update?" -> POST /item/webhook/update
"Create a invalidate?" -> POST /item/access_token/invalidate
"Create a get?" -> POST /webhook_verification_key/get
"Create a get?" -> POST /liabilities/get
"Create a create?" -> POST /payment_initiation/recipient/create
"Create a reverse?" -> POST /payment_initiation/payment/reverse
"Create a get?" -> POST /payment_initiation/recipient/get
"Create a list?" -> POST /payment_initiation/recipient/list
"Create a create?" -> POST /payment_initiation/payment/create
"Create a create?" -> POST /payment_initiation/payment/token/create
"Create a create?" -> POST /payment_initiation/consent/create
"Create a get?" -> POST /payment_initiation/consent/get
"Create a revoke?" -> POST /payment_initiation/consent/revoke
"Create a execute?" -> POST /payment_initiation/consent/payment/execute
"Create a reset_login?" -> POST /sandbox/item/reset_login
"Create a set_verification_status?" -> POST /sandbox/item/set_verification_status
"Create a reset_login?" -> POST /sandbox/user/reset_login
"Create a exchange?" -> POST /item/public_token/exchange
"Create a create?" -> POST /item/public_token/create
"Create a create?" -> POST /user/create
"Create a get?" -> POST /user/get
"Create a remove?" -> POST /user/identity/remove
"Create a update?" -> POST /user/update
"Create a remove?" -> POST /user/remove
"Create a terminate?" -> POST /user/products/terminate
"Create a get?" -> POST /user/items/get
"Create a associate?" -> POST /user/items/associate
"Create a remove?" -> POST /user/items/remove
"Create a create?" -> POST /user/third_party_token/create
"Create a remove?" -> POST /user/third_party_token/remove
"Create a get?" -> POST /credit/sessions/get
"Create a get?" -> POST /payment_initiation/payment/get
"Create a list?" -> POST /payment_initiation/payment/list
"Create a get?" -> POST /investments/holdings/get
"Create a get?" -> POST /investments/transactions/get
"Create a refresh?" -> POST /investments/refresh
"Create a get?" -> POST /investments/auth/get
"Create a create?" -> POST /processor/token/create
"Create a set?" -> POST /processor/token/permissions/set
"Create a get?" -> POST /processor/token/permissions/get
"Create a update?" -> POST /processor/token/webhook/update
"Create a create?" -> POST /processor/stripe/bank_account_token/create
"Create a create?" -> POST /processor/apex/processor_token/create
"Create a import?" -> POST /item/import
"Create a create?" -> POST /link/token/create
"Create a get?" -> POST /link/token/get
"Create a exchange?" -> POST /link/oauth/correlation_id/exchange
"Create a create?" -> POST /session/token/create
"Create a get?" -> POST /transfer/get
"Create a get?" -> POST /transfer/recurring/get
"Create a get?" -> POST /bank_transfer/get
"Create a create?" -> POST /tran

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The Plaid API

File contents

The Plaid API

Auth

Base URL

Setup

Endpoints

asset_report

cra

credit

consumer_report

oauth

statements

consent

item

application

user_account

profile

network

auth

transactions

sandbox

cashflow_report

user

institutions

accounts

categories

identity

dashboard_user

identity_verification

watchlist_screening

beacon

protect

business_verification

processor

webhook_verification_key

liabilities

payment_initiation

investments

link

session

transfer

bank_transfer

employers

income

employment

beta

signal

wallet

issues

payment_profile

partner

link_delivery

fdx

network_insights

Common Questions

Related skills

Frequently asked questions

How do I install the The Plaid API skill?

What does the The Plaid API skill do?

Is The Plaid API safe to use?

Which AI agents work with The Plaid API?

Is The Plaid API free to use?

Who published The Plaid API?