Financial Ratio Calculator Skill
This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.
Capabilities
Calculate and interpret:
- Profitability Ratios: ROE, ROA, Gross Margin, Operating Margin, Net Margin
- Liquidity Ratios: Current Ratio, Quick Ratio, Cash Ratio
- Leverage Ratios: Debt-to-Equity, Interest Coverage, Debt Service Coverage
- Efficiency Ratios: Asset Turnover, Inventory Turnover, Receivables Turnover
- Valuation Ratios: P/E, P/B, P/S, EV/EBITDA, PEG
- Per-Share Metrics: EPS, Book Value per Share, Dividend per Share
How to Use
- Input Data: Provide financial statement data (income statement, balance sheet, cash flow)
- Select Ratios: Specify which ratios to calculate or use "all" for comprehensive analysis
- Interpretation: The skill will calculate ratios and provide industry-standard interpretations
Input Format
Financial data can be provided as:
- CSV with financial line items
- JSON with structured financial statements
- Text description of key financial figures
- Excel files with financial statements
Output Format
Results include:
- Calculated ratios with values
- Industry benchmark comparisons (when available)
- Trend analysis (if multiple periods provided)
- Interpretation and insights
- Excel report with formatted results
Example Usage
"Calculate key financial ratios for this company based on the attached financial statements"
"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"
"Analyze the liquidity position using the balance sheet data"
Scripts
calculate_ratios.py: Main calculation engine for all financial ratiosinterpret_ratios.py: Provides interpretation and benchmarking
Best Practices
- Always validate data completeness before calculations
- Handle missing values appropriately (use industry averages or exclude)
- Consider industry context when interpreting ratios
- Include period comparisons for trend analysis
- Flag unusual or concerning ratios
Limitations
- Requires accurate financial data
- Industry benchmarks are general guidelines
- Some ratios may not apply to all industries
- Historical data doesn't guarantee future performance
1---2name: analyzing-financial-statements3description: This skill calculates key financial ratios and metrics from financial statement data for investment analysis4---5
6# Financial Ratio Calculator Skill
7
8This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.
9
10## Capabilities
11
12Calculate and interpret:
13
14- **Profitability Ratios**: ROE, ROA, Gross Margin, Operating Margin, Net Margin
15- **Liquidity Ratios**: Current Ratio, Quick Ratio, Cash Ratio
16- **Leverage Ratios**: Debt-to-Equity, Interest Coverage, Debt Service Coverage
17- **Efficiency Ratios**: Asset Turnover, Inventory Turnover, Receivables Turnover
18- **Valuation Ratios**: P/E, P/B, P/S, EV/EBITDA, PEG
19- **Per-Share Metrics**: EPS, Book Value per Share, Dividend per Share
20
21## How to Use
22
231. **Input Data**: Provide financial statement data (income statement, balance sheet, cash flow)
242. **Select Ratios**: Specify which ratios to calculate or use "all" for comprehensive analysis
253. **Interpretation**: The skill will calculate ratios and provide industry-standard interpretations
26
27## Input Format
28
29Financial data can be provided as:
30
31- CSV with financial line items
32- JSON with structured financial statements
33- Text description of key financial figures
34- Excel files with financial statements
35
36## Output Format
37
38Results include:
39
40- Calculated ratios with values
41- Industry benchmark comparisons (when available)
42- Trend analysis (if multiple periods provided)
43- Interpretation and insights
44- Excel report with formatted results
45
46## Example Usage
47
48"Calculate key financial ratios for this company based on the attached financial statements"
49
50"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"
51
52"Analyze the liquidity position using the balance sheet data"
53
54## Scripts
55
56- `calculate_ratios.py`: Main calculation engine for all financial ratios
57- `interpret_ratios.py`: Provides interpretation and benchmarking
58
59## Best Practices
60
611. Always validate data completeness before calculations
622. Handle missing values appropriately (use industry averages or exclude)
633. Consider industry context when interpreting ratios
644. Include period comparisons for trend analysis
655. Flag unusual or concerning ratios
66
67## Limitations
68
69- Requires accurate financial data
70- Industry benchmarks are general guidelines
71- Some ratios may not apply to all industries
72- Historical data doesn't guarantee future performance
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