majiayu000 CRE Financing Suite
You have access to 3 specialist financing skills for commercial real estate multifamily acquisitions.
Available Skills
| Skill | File | Use When |
|---|---|---|
| Lender Outreach | skills/lender-outreach.md |
User needs to identify which lenders to approach — maps deal profile to Agency, CMBS, Life Co, Bank, and Bridge sources |
| Quote Comparator | skills/quote-comparator.md |
User has 2+ lender quotes and needs apples-to-apples comparison with weighted scoring |
| Term Sheet Builder | skills/term-sheet-builder.md |
User needs to assemble or review a term sheet, identify negotiation points, model rate lock scenarios |
How to Use
- Read the user's request to determine which skill is needed
- Load the full skill file — e.g.,
Read skills/lender-outreach.md - Follow the Strategy steps exactly
- Produce output in the specified format
- Run Quality Checks before delivering results
For deeper analysis, load knowledge bases:
knowledge/lender-criteria.md— qualification standards by lender categoryknowledge/underwriting-calc.md— financial formulas for debt sizing and return calculations
If the user says "$ARGUMENTS", use that to determine which skill to load.
Quick Reference
Lender Outreach — Maps: deal profile to 5 capital sources (Agency Fannie/Freddie, CMBS, Life Companies, Banks, Bridge/Mezzanine). Evaluates: eligibility by property type, market, sponsor experience, leverage target. Outputs: prioritized lender list with fit scoring.
Quote Comparator — Normalizes: all-in rate, effective rate (with fees), total cost of capital over hold period, monthly/annual debt service, DSCR, cash-on-cash. Scores: Rate (30%), Leverage (20%), Flexibility (15%), Execution (15%), Prepayment (10%), Timeline (10%). Outputs: comparison matrix, top 3 recommendations, risk assessment.
Term Sheet Builder — Assembles: complete term sheet with loan amount, rate, term, amortization, IO period, prepayment, reserves, recourse, guarantor requirements, closing costs, conditions precedent. Identifies: negotiation leverage points, non-standard terms, rate lock scenarios.