Portfolio Balancer

portfolio_balancer

Multi-step workflow: Daily Permanent Portfolio analysis with allocation drift and rebalancing recommendations

CRITICAL: Always invoke steps using the Skill tool. Never copy/paste step instructions directly.

Automated daily portfolio analysis implementing Harry Browne's Permanent Portfolio strategy.

The Permanent Portfolio maintains equal 25% allocations across four asset classes designed to perform in different economic conditions:

• Stocks (25%): Prosperity/Growth
• Long-Term Bonds (25%): Deflation/Recession
• Gold (25%): Inflation
• Cash/Treasuries (25%): Tight Money/Recession

This workflow:

1. Collects portfolio data via bin/robinhood positions --save CLI
2. Analyzes current allocation against 25/25/25/25 targets
3. Tracks satellite stock picks (optional 10-20% of stock allocation)
4. Evaluates margin usage efficiency vs fees paid
5. Generates rebalancing recommendations when drift exceeds user-defined threshold
6. Produces a human-readable daily report for manual review

IMPORTANT: This system is read-only. No trades are executed automatically. All recommendations require manual review and execution.

Available Steps

1. collect_portfolio_data - Gather current portfolio positions, values, and prices from Robinhood using bin/robinhood CLI
2. analyze_allocation - Calculate current allocation percentages, identify drift from targets, analyze margin efficiency (requires: collect_portfolio_data)
3. generate_recommendations - Create specific rebalancing recommendations based on drift analysis (requires: analyze_allocation)
4. generate_report - Compile comprehensive human-readable daily report with all analysis and recommendations (requires: collect_portfolio_data, analyze_allocation, generate_recommendations)

Execution Instructions

Step 1: Analyze Intent

Parse any text following /portfolio_balancer to determine user intent:

• "collect_portfolio_data" or related terms → start at portfolio_balancer.collect_portfolio_data
• "analyze_allocation" or related terms → start at portfolio_balancer.analyze_allocation
• "generate_recommendations" or related terms → start at portfolio_balancer.generate_recommendations
• "generate_report" or related terms → start at portfolio_balancer.generate_report

Step 2: Invoke Starting Step

Use the Skill tool to invoke the identified starting step:

Skill tool: portfolio_balancer.collect_portfolio_data

Step 3: Continue Workflow Automatically

After each step completes:

1. Check if there's a next step in the sequence
2. Invoke the next step using the Skill tool
3. Repeat until workflow is complete or user intervenes

Handling Ambiguous Intent

If user intent is unclear, use AskUserQuestion to clarify:

• Present available steps as numbered options
• Let user select the starting point

Guardrails

• Do NOT copy/paste step instructions directly; always use the Skill tool to invoke steps
• Do NOT skip steps in the workflow unless the user explicitly requests it
• Do NOT proceed to the next step if the current step's outputs are incomplete
• Do NOT make assumptions about user intent; ask for clarification when ambiguous

Context Files

• Job definition: .deepwork/jobs/portfolio_balancer/job.yml