Xai Check

XAI Check Skill

Operational gate for the Explainability Theory Gate (Gate 13). Audits whether a product's AI components meet a defensible XAI bar — disclosure, decision-explanation, recourse, fidelity, system card — scaled to the AI Act risk tier.

This skill is functionally-grounded in Doshi-Velez & Kim's (2017) sense: it operates on artifacts and configuration, not on real users with real tasks. Output explicitly distinguishes validated_functionally from needs_user_testing. The honest tag is what passes Gate 13; user-grounded validation is recommended but not blocking.

When to Use

• L3 Define→Develop or Develop→Deliver, only when active-stack.yml :: ai_components.detected: true
• L4 Develop→Deliver — required when AI components reach user-affecting decisions (deny, recommend, rank, generate user-shown content)
• L5 Develop→Deliver — required for any user-facing AI feature at launch
• After any change to AI components, prompts, or surfaces that affect user-facing decisions
• When Gate 13 is checked during /mycelium:diamond-progress

Precondition: AI components detected

Read ${CLAUDE_PLUGIN_ROOT}/jit-tooling/active-stack.yml (Step 1c output of delivery-bootstrap per ${CLAUDE_PLUGIN_ROOT}/jit-tooling/detector.md).

• If ai_components.detected is missing or false: report "No AI components detected — XAI Gate N/A. Run /mycelium:delivery-bootstrap if you believe AI is present but undetected." Stop.
• If ai_components.detected: true but user_facing_decisions: unknown (Step 6 confirmation never answered): prompt the user explicitly: "This product has AI components, but it's not on record whether their outputs reach end users in a user-affecting way. Does the AI's output deny / recommend / rank / generate content shown to users, or otherwise drive their experience?" Do not proceed silently — XAI tier depends on this answer. If the user defers, default to tier: limited and note "tier defaulted to limited pending user_facing_decisions confirmation" in the output.

Workflow (5 stages)

For each service in services.yml (loop — multiple services produce per-service findings):

Stage 1 — Risk tier classification

Source canonical tier from /mycelium:regulatory-review output if available. Read .claude/canvas/privacy-assessment.yml for prior AI Act risk classification. If /mycelium:regulatory-review has run, use its tier; this skill does not re-classify regulatory tiers as that would risk producing divergent classifications across two skills.

If /mycelium:regulatory-review has not run:

1. Recommend running it: "/mycelium:regulatory-review is the canonical AI Act tier classifier. Without it, this skill produces a provisional tier only — which is fine for early development but should not be the final source for L4/L5 transitions."
2. Apply provisional logic: AI Act Annex III categories → high; user-affecting AI without Annex III → limited; non-user-affecting AI → minimal.
3. Record xai.tier with a provisional: true note until /mycelium:regulatory-review confirms.

If tier classification yields prohibited: stop immediately. Escalate. Do not run subsequent stages — the product cannot ship under EU AI Act Article 5.

Item caps by tier (pre-committed to prevent checklist sprawl):

• minimal: ≤5 total items across all stages
• limited: ≤15 total items
• high: ≤25 total items

Stage 2 — Stakeholder × question matrix

Rows = relevant stakeholders for this tier:

• end_user (always)
• affected_non_user (high-risk only — e.g., a person whose data is used but who didn't initiate the interaction)
• deployer_developer (limited+)
• regulator (high-risk)

Columns = Liao, Gruen, Miller (2020) question categories, subset by tier:

For each cell relevant at the determined tier, ask the operational question: "Is this answerable for this stakeholder, in the moment of impact, by an interface that exists today?" Verdict per cell: pass / partial / fail / N-A.

This is intentionally Bansal et al. (2021) friendly — the test is "answerable when needed," not "always-on documentation."

Stage 3 — Fidelity audit

Run only when the product surfaces LLM-generated rationales to users (e.g., "Recommended because…", "Denied because…", chain-of-thought summaries).

1. Sample N outputs (N=5 minimal, 10 limited, 20 high) from production logs or a representative test set.
2. Method: blind a reviewer to the rationale. Show input + rationale; ask reviewer to predict the system's actual output. Record predictions.
3. Compute blind_prediction_accuracy = correct_predictions / N.
4. Verdict thresholds: pass ≥ 0.7; partial 0.5–0.69; fail < 0.5. Below 0.5 means the rationale doesn't actually justify the output — Lanham et al. (2023) faithfulness gap.

Save raw samples to .claude/evals/xai-fidelity/<service>/YYYY-MM-DD.json (mkdir -p on first write — directory may not exist). Aggregate stats land in services.yml :: <service>.xai.fidelity.

If the product does not surface LLM-generated rationales to users, set xai.fidelity.verdict: not_applicable and skip — but check Stage 2 for the equivalent surface gaps.

Stage 4 — System card check

Reference .claude/templates/ai-system-card.md (Mitchell et al. 2019 format). Required sections (per the template's Required markings):

1. Identity (system name, version, last-updated, maintainer, AI Act tier)
2. Intended use (primary use, intended users, intended context, out-of-scope)
3. Model details (vendor, model family, hosted vs on-device, training data class, fine-tuning, update cadence)
4. Performance and limitations (eval methodology, headline performance, per-population, known limitations, known foreseeable misuse)
5. Explainability (disclosure, per-decision rationale, confidence signaling, fidelity caveat) — required at limited+ tier
6. Recourse (path, reviewer, SLA, logging) — required at limited+ tier
7. Privacy and data handling
8. Contact and feedback

(8 and 9 are recommended, not required.)

Check whether the product publishes a system card at docs/ai-system-card.md or a documented equivalent. For each required section, mark present / missing. Verdict: pass (all required present), partial (≥70% present), fail (<70% present or no card published).

Stage 5 — Recourse path test (limited+ tiers only)

End-to-end test:

1. Find the contestation surface from a representative point in the user journey where the AI fires.
2. Count interactions (clicks, form fields, navigation steps) from that point to a human reviewer.
3. Verify it routes to a human, not to a chatbot or feedback loop with no closure.
4. Check for a documented SLA (response-within-X commitment).
5. Verify contestation events are logged for product learning.

This is the Selbst & Barocas (2018) substance check. Without recourse, the rest of XAI is theatre. Verdict: pass (all five sub-checks pass), partial (path exists but missing SLA or logging), fail (no path or path loops).

Output

Write to services.yml per service:

services:
  - id: svc-001
    name: "<service name>"
    xai:
      tier: limited
      last_assessed_at: "2026-05-04T12:00:00Z"
      surfaces:
        end_user:
          output: pass
          why: pass
          why_not: partial
          how_to_be_that: fail
          input: pass
        deployer_developer:
          output: pass
          # ...
      recourse:
        path_exists: true
        max_clicks_to_human: 4
        sla_documented: false
        logs_contestation: true
        verdict: partial
      fidelity:
        samples_audited: 10
        blind_prediction_accuracy: 0.65
        verdict: partial
        last_audited_at: "2026-05-04T12:00:00Z"
      system_card:
        path: "docs/ai-system-card.md"
        sections_present: [identity, intended_use, model_details, contact]
        sections_missing: [performance_and_limitations, explainability, recourse, privacy]
        verdict: fail
      validated_functionally: [stage_1_tier, stage_4_system_card, stage_5_recourse]
      needs_user_testing:
        - "stage_2 surfaces — answerable-when-needed verified by static review only"
        - "stage_3 fidelity — sample size 10 limits population-level claim"

Idempotency: re-runs overwrite the xai block in place; do not append. Preserves git diff readability across periodic re-audits.

Display to user

After writing canvas, present a remediation list ranked by stakeholder impact:

XAI check — <service name> — tier: limited

Findings:
  ✓ Stage 1 (tier classification) — pass (provisional, /mycelium:regulatory-review not run)
  △ Stage 2 (matrix) — 2 cells fail: end_user.how_to_be_that, end_user.why_not
  △ Stage 3 (fidelity) — partial (0.65 — 5 of 10 sampled rationales did not predict the output)
  ✗ Stage 4 (system card) — fail (4 of 8 required sections missing)
  △ Stage 5 (recourse) — partial (path exists but no SLA documented)

Remediation (ranked):
  1. [end_user] Stage 4 — publish missing system card sections (explainability, recourse, performance, privacy)
  2. [end_user] Stage 5 — document the SLA for contestation responses
  3. [end_user] Stage 2 — surface contrastive (why_not) explanation in the UI
  4. [all] Stage 3 — investigate why fidelity is below threshold; consider tightening prompt or removing rationale surface

Validated functionally: stages 1, 4, 5 (static review).
Needs user testing: stages 2 (answerable-when-needed in real flows), 3 (population-level fidelity).

Run /mycelium:regulatory-review to confirm the tier is canonical, then re-run /mycelium:xai-check after remediation.

Composition with other gates / skills

• Upstream: /mycelium:regulatory-review is canonical for tier classification; this skill consumes its output. G-S7 (disclose AI) and G-S8 (assess AI Act) are intent guardrails that this skill operationalizes.
• Sibling: /mycelium:security-review covers OWASP. Phase 2.3 will add explanation-attack threats to threat-model.yml — until then, explanation-layer threats are flagged in this skill's output but not enumerated structurally.
• Downstream: /mycelium:definition-of-done (AI-aware DoD, Phase 2.2) consumes Gate 13 verdicts.

What this skill does NOT do

• It does not certify EU AI Act compliance. That requires qualified counsel.
• It does not test explanations with real users. It tags items as needs_user_testing for follow-up.
• It does not block the existing service-check / usability-check / security-review surface — those remain authoritative for their domains. XAI is the additional dimension when AI components are present.

Theory citations

• Doshi-Velez & Kim (2017) — three-tier evaluation taxonomy; this skill is functionally-grounded by construction
• Liao, Gruen, Miller (2020) — XAI Question Bank, basis for Stage 2 matrix
• Mitchell et al. (2019) — Model Cards format, basis for Stage 4
• Lanham et al. (2023) — chain-of-thought faithfulness, basis for Stage 3
• Selbst & Barocas (2018) — recourse-as-substance, basis for Stage 5
• Bansal et al. (2021) — adaptive vs always-on explanation, framing for Stage 2
• EU AI Act Articles 13, 50 + Annex III — tier classification source
• NIST AI Risk Management Framework — explainability vs interpretability split