modbender Didit Proof of Address API
Overview
Verifies address documents by submitting images or PDFs. Extracts address information, performs authenticity checks, name matching, geocoding, and returns structured data.
Key constraints:
- Supported formats: JPG, JPEG, PNG, TIFF, PDF
- Maximum file size: 15MB
- Document must be within 90 days of issue date
- Full-color, all corners visible, no digital editing
- Must be different from the ID document used for ID verification
Capabilities: OCR extraction, intelligent document classification, name matching with identity documents, issue date validation, geocoding with lat/lng coordinates, language detection, multi-page support.
Accepted document types:
| Category | Examples |
|---|---|
| Utility Bill | Electricity, water, gas, internet, phone, combined utilities |
| Bank Statement | Account statement, credit card, mortgage, loan |
| Government-Issued | Tax assessment, residency certificate, voter registration |
| Other PoA | Lease, rental agreement, insurance policy, employer letter |
API Reference: https://docs.didit.me/standalone-apis/proof-of-address Feature Guide: https://docs.didit.me/core-technology/proof-of-address/overview
Authentication
All requests require x-api-key header. Get your key from Didit Business Console → API & Webhooks, or via programmatic registration (see below).
Getting Started (No Account Yet?)
If you don't have a Didit API key, create one in 2 API calls:
- Register:
POST https://apx.didit.me/auth/v2/programmatic/register/with{"email": "you@gmail.com", "password": "MyStr0ng!Pass"} - Check email for a 6-character OTP code
- Verify:
POST https://apx.didit.me/auth/v2/programmatic/verify-email/with{"email": "you@gmail.com", "code": "A3K9F2"}→ response includesapi_key
To add credits: GET /v3/billing/balance/ to check, POST /v3/billing/top-up/ with {"amount_in_dollars": 50} for a Stripe checkout link.
See the didit-verification-management skill for full platform management (workflows, sessions, users, billing).
Endpoint
POST https://verification.didit.me/v3/poa/
Headers
| Header | Value | Required |
|---|---|---|
x-api-key |
Your API key | Yes |
Content-Type |
multipart/form-data |
Yes |
Request Parameters (multipart/form-data)
| Parameter | Type | Required | Default | Description |
|---|---|---|---|---|
document |
file | Yes | — | PoA document (JPG/PNG/TIFF/PDF, max 15MB) |
save_api_request |
boolean | No | true |
Save in Business Console |
vendor_data |
string | No | — | Your identifier for session tracking |
Example
import requests
response = requests.post(
"https://verification.didit.me/v3/poa/",
headers={"x-api-key": "YOUR_API_KEY"},
files={"document": ("utility_bill.pdf", open("bill.pdf", "rb"), "application/pdf")},
data={"vendor_data": "user-123"},
)
print(response.json())
const formData = new FormData();
formData.append("document", documentFile);
const response = await fetch("https://verification.didit.me/v3/poa/", {
method: "POST",
headers: { "x-api-key": "YOUR_API_KEY" },
body: formData,
});
Response (200 OK)
{
"request_id": "a1b2c3d4-...",
"poa": {
"status": "Approved",
"issuing_state": "ESP",
"document_type": "UTILITY_BILL",
"issuer": "Endesa",
"issue_date": "2025-01-15",
"document_language": "es",
"name_on_document": "Elena Martínez Sánchez",
"poa_address": "Calle Mayor 10, 28013 Madrid",
"poa_formatted_address": "Calle Mayor 10, 28013 Madrid, Spain",
"poa_parsed_address": {
"street_1": "Calle Mayor 10",
"city": "Madrid",
"region": "Comunidad de Madrid",
"postal_code": "28013",
"raw_results": {
"geometry": {"location": {"lat": 40.4168, "lng": -3.7038}}
}
},
"document_file": "https://example.com/document.pdf",
"warnings": []
},
"created_at": "2025-05-01T13:11:07.977806Z"
}
Status Values & Handling
| Status | Meaning | Action |
|---|---|---|
"Approved" |
Address verified, document valid | Proceed with your flow |
"Declined" |
Document invalid or expired | Check warnings for specific reason |
"In Review" |
Needs manual review | Check for name mismatch or quality issues |
"Not Finished" |
Processing incomplete | Wait or retry |
Error Responses
| Code | Meaning | Action |
|---|---|---|
400 |
Invalid request | Check file format, size, parameters |
401 |
Invalid API key | Verify x-api-key header |
403 |
Insufficient credits | Top up at business.didit.me |
Response Field Reference
| Field | Type | Description |
|---|---|---|
status |
string | "Approved", "Declined", "In Review", "Not Finished" |
issuing_state |
string | ISO 3166-1 alpha-3 country code |
document_type |
string | "UTILITY_BILL", "BANK_STATEMENT", "GOVERNMENT_ISSUED_DOCUMENT", "OTHER_POA_DOCUMENT", "UNKNOWN" |
issuer |
string | Issuing institution name |
issue_date |
string | YYYY-MM-DD |
document_language |
string | Detected language code |
name_on_document |
string | Extracted name |
poa_address |
string | Raw extracted address |
poa_formatted_address |
string | Formatted address |
poa_parsed_address |
object | {street_1, street_2, city, region, postal_code} |
poa_parsed_address.raw_results.geometry.location |
object | {lat, lng} geocoded coordinates |
document_file |
string | Temporary URL (expires 60 min) |
warnings |
array | {risk, log_type, short_description, long_description} |
Warning Tags
Auto-Decline
| Tag | Description |
|---|---|
POA_DOCUMENT_NOT_SUPPORTED_FOR_APPLICATION |
Document type not accepted for your app |
EXPIRED_DOCUMENT |
Document older than 90 days |
INVALID_DOCUMENT_TYPE |
Document cannot be processed |
MISSING_ADDRESS_INFORMATION |
No valid address could be extracted |
Configurable (Decline / Review / Approve)
| Tag | Description |
|---|---|
NAME_MISMATCH_WITH_PROVIDED |
Name doesn't match verified identity |
NAME_MISMATCH_ID_VERIFICATION |
Name doesn't match ID document |
POA_NAME_MISMATCH_BETWEEN_DOCUMENTS |
Names differ between multiple PoA docs |
POOR_DOCUMENT_QUALITY |
Insufficient image quality |
DOCUMENT_METADATA_MISMATCH |
Digital signature/metadata indicates tampering |
SUSPECTED_DOCUMENT_MANIPULATION |
Signs of document manipulation |
UNSUPPORTED_DOCUMENT_LANGUAGE |
Document language not supported |
ADDRESS_MISMATCH_WITH_PROVIDED |
Address doesn't match provided address |
UNABLE_TO_EXTRACT_ISSUE_DATE |
Could not determine issue date |
ISSUER_NOT_IDENTIFIED |
Could not identify issuing institution |
UNPARSABLE_OR_INVALID_ADDRESS |
Address couldn't be parsed |
UNABLE_TO_VALIDATE_DOCUMENT_AGE |
Could not determine document age |
FUTURE_ISSUE_DATE |
Issue date is in the future |
Warning severity: error (→ Declined), warning (→ In Review), information (no effect).
Common Workflows
Basic Address Verification
1. POST /v3/poa/ → {"document": utility_bill}
2. If "Approved" → address verified
If "Declined" → check warnings:
EXPIRED_DOCUMENT → ask for a more recent document
MISSING_ADDRESS_INFORMATION → ask for clearer image
NAME_MISMATCH → verify identity matches
Full KYC with Address
1. POST /v3/id-verification/ → verify identity document
2. POST /v3/passive-liveness/ → verify real person
3. POST /v3/poa/ → verify address
4. System auto-matches name between ID and PoA documents
5. All Approved → identity + address verified
Utility Scripts
verify_address.py: Verify proof of address documents from the command line.
# Requires: pip install requests
export DIDIT_API_KEY="your_api_key"
python scripts/verify_address.py utility_bill.pdf
python scripts/verify_address.py bank_statement.jpg --vendor-data user-123