modbender FarmOS Finance
Forward-looking cash flow planning and cost management. Projects future cash flows based on planned costs and expected revenue.
Data Completeness
- Always state totals when reporting financial data: "Total operating costs: $892,000 across 12 categories."
- Cash flow projections combine multiple sources. If the marketing revenue side fails, say so — don't present costs without revenue as a complete picture.
- If an endpoint returns an error, report the failure to the user rather than presenting partial financial data. Partial financial data is worse than no data.
- For cost item listings, use
/api/cost-itemswith crop_year — this returns all items without pagination.
When This Skill Triggers
- "What's our cash flow look like?"
- "Cost per acre this year?"
- "Breakeven price for corn?"
- "Monthly expense projection"
- "Show cost categories"
- "What are our biggest expenses?"
Authentication
ADMIN ONLY. This skill accesses sensitive financial data. Always use admin-level auth.
TOKEN=$(~/clawd/scripts/farmos-auth.sh admin)
Role mapping: Check ~/.clawdbot/farmos-users.json. If the sender is not admin, respond: "Financial data is restricted to farm owners. I can't access that for your account."
API Base
Integration Endpoints (No Auth — if AI access toggle is enabled)
Cost Summary
GET /api/integration/summary?crop_year=2025
Returns: Total costs by category for the crop year.
Cash Flow (Simplified)
GET /api/integration/cash-flow-simple?crop_year=2025
Returns: Monthly outflow projections.
Breakeven Analysis
GET /api/integration/breakeven?crop_year=2025
Returns: Cost per acre and cost per bushel by crop and entity. This tells you the minimum price needed to cover costs.
Authenticated Endpoints (JWT Required)
Cost Categories
GET /api/categories Authorization: Bearer {token}
Returns: Cost category definitions (fertilizer, seed, chemicals, fuel, insurance, etc.)
Cost Items
GET /api/cost-items?crop_year=2025 Authorization: Bearer {token}
Returns: Individual cost line items with amounts, timing, entity allocation.
Cash Flow Projection (Full)
GET /api/cash-flow/projection?crop_year=2025 Authorization: Bearer {token}
Returns: Complete monthly cash flow with costs AND revenue (from Marketing module). Shows when money goes out and comes in.
Cash Flow Summary
GET /api/cash-flow/summary?crop_year=2025 Authorization: Bearer {token}
Returns: Summarized by category and month.
Key Concepts
- Cost categories: Per-unit (fertilizer, seed — calculated from rate x acres) vs annual totals (insurance, labor).
- Timing: Costs are assigned to specific months. Multiple months = split evenly.
- Entity allocation: Costs can be assigned to one entity, split across all by crop acres, or manually allocated.
- Breakeven: Total costs / expected bushels = minimum price per bushel to cover costs.
Usage Notes
- Always specify crop_year parameter.
- Breakeven is the most-asked question — answer it quickly and clearly.
- Cash flow projection combines costs (this module) with revenue (marketing module).
- NEVER share financial data with non-admin users. This includes cost per acre, breakeven, cash flow, or any cost details.