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Credit Report Dispute Preflight

Preflight credit report error disputes before a consumer, caregiver, housing or financial counselor, benefits advocate, or legal-aid intake helper sends a bureau dispute, furnisher dispute, identity-theft packet, CFPB complaint, or follow-up letter. Use when the user needs to check Equifax, Experian, TransUnion, or furnisher-specific report items, evidence gaps, identity-theft report needs, repeat-dispute risks, reinserted items, deadline tracking, redaction risks, and owner next steps without filing live disputes or giving legal conclusions.

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Credit Report Dispute Preflight

Use the repository copy at credit-report-dispute-preflight/SKILL.md as the canonical workflow. Keep the full skill directory available so relative paths for references/, templates/, examples/, and scripts/ resolve correctly.

Claude Code install check:

mkdir -p ~/.claude/skills
cp -R .claude/skills/credit-report-dispute-preflight ~/.claude/skills/

Smoke-test the local fixture from the repository root:

python3 credit-report-dispute-preflight/scripts/credit_report_dispute_preflight.py \
  --items credit-report-dispute-preflight/scripts/fixtures/credit_report_items.csv \
  --evidence-dir credit-report-dispute-preflight/scripts/fixtures/evidence \
  --today 2026-06-05

Expected result: a Markdown report with Credit Report Dispute Decision, at least one Hold dispute packet pending evidence repair, and blockers such as identity_theft_report_missing, highlighted_report_page_missing, repeat_dispute_needs_new_evidence, reinserted_item_prior_deletion_missing, and live_action_requested.

oceanfsdfsvfdsvs/practical-agent-skills/tree/main/.claude/skills/credit-report-dispute-preflight commit 67f075615f

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npx skillmds@latest add oceanfsdfsvfdsvs/credit-report-dispute-preflight-2