How do I install the Nz Bank Account skill?

Run npx skillmds@latest add pengqianhan/nz-bank-account in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

Is Nz Bank Account safe to use?

This skill has not completed SkillMD's automated safety review yet. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Nz Bank Account?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Nz Bank Account free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Nz Bank Account?

pengqianhan (@pengqianhan) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Nz Bank Account by pengqianhan — Agent Skill

Name: Nz Bank Account
Author: pengqianhan

Nz Bank Account

Explain how international students and new arrivals can open and use a New Zealand bank account, including common document requirements, branch versus online opening, proof-of-address questions, and first-week setup tasks such as EFTPOS, debit cards, transfers, and linking payroll. Use when Codex needs to answer practical banking setup questions in New Zealand. For current account types, fees, bank-specific onboarding rules, or product comparisons, verify the latest official bank pages first and update the skill reference if information has changed.

pengqianhan Updated Sep 17, 2026

File contents

NZ Bank Account

Overview

Use this skill to help a new student understand the banking setup sequence without overcommitting to any one bank's changing requirements. Treat account-opening details as bank-specific and time-sensitive.

Workflow

Determine whether the user needs:
- which bank to consider
- what documents are usually needed
- how to open an account after arrival
- help linking the account to work, rent, or IRD
Read references/current-guidance.md.
If the user asks for current account fees, current bank offers, branch processes, or exact document lists, verify on official bank sites first.
If a specific bank is mentioned, prefer that bank's official source.
Answer with the distinction between:
- general newcomer banking workflow
- bank-specific current requirements

Source Order

Official pages of the bank the user names
General New Zealand consumer or government guidance if needed for context
Student support pages only when they link to official bank flows or summarize campus-specific practice

Answering Rules

Explain the likely setup sequence:
- choose bank
- gather identity and address evidence
- open account
- activate card and digital banking
- link to employer, rent, or transfers
For students, cover practical pain points:
- arrival before permanent housing
- temporary address
- receiving card by mail
- using overseas funds in the first week
Keep product recommendations conditional on current research.

References

Read references/current-guidance.md before answering.

---name: nz-bank-accountdescription: Explain how international students and new arrivals can open and use a New Zealand bank account, including common document requirements, branch versus online opening, proof-of-address questions, and first-week setup tasks such as EFTPOS, debit cards, transfers, and linking payroll. Use when Codex needs to answer practical banking setup questions in New Zealand. For current account types, fees, bank-specific onboarding rules, or product comparisons, verify the latest official bank pages first and update the skill reference if information has changed.---# NZ Bank Account## OverviewUse this skill to help a new student understand the banking setup sequence without overcommitting to any one bank's changing requirements. Treat account-opening details as bank-specific and time-sensitive.## Workflow1. Determine whether the user needs: - which bank to consider - what documents are usually needed - how to open an account after arrival - help linking the account to work, rent, or IRD2. Read [references/current-guidance.md](references/current-guidance.md).3. If the user asks for current account fees, current bank offers, branch processes, or exact document lists, verify on official bank sites first.4. If a specific bank is mentioned, prefer that bank's official source.5. Answer with the distinction between: - general newcomer banking workflow - bank-specific current requirements## Source Order1. Official pages of the bank the user names2. General New Zealand consumer or government guidance if needed for context3. Student support pages only when they link to official bank flows or summarize campus-specific practice## Answering Rules- Explain the likely setup sequence: - choose bank - gather identity and address evidence - open account - activate card and digital banking - link to employer, rent, or transfers- For students, cover practical pain points: - arrival before permanent housing - temporary address - receiving card by mail - using overseas funds in the first week- Keep product recommendations conditional on current research.## References- Read [references/current-guidance.md](references/current-guidance.md) before answering.

Frequently asked questions