Personal Finance

Personal Finance — itemsperson financialmanagement comprehensive pipeline

incomeexpenseanalysis→budgetdesign→investmentstrategy→tax savingsapproach→retirementdesign An agent team collaborates to generate all deliverables at once.

execution mode

agent team — 5 agents communicate directly via SendMessage and cross-verify each other's work.

agent composition

workflow

Phase 1: preparation (Orchestrator directly perform)

1. Extract from user input:

• ** information**: month income, type(/company/from)
• expense information (optional): month expense within or versusquality scale
• asset·debt (optional): report asset, versus current status
• financial goal (optional): savings, investment, within , retirement etc.
• existing file (optional): totaldepartment data, existing financial plan etc.

2. _workspace/ Create the directory at the project root
3. Organize input and save to _workspace/00_input.md
4. If existing files are provided, copy them to _workspace/and skip the corresponding Phase
5. Determine the execution mode based on the scope of the request

Phase 2: team composition and execution

task 3a(investment) and 3b(tax savings) ** execution**. task 2(budget) only dependency when whenworkto do number .

teamKRW between flow:

• analyst complete → plannerto expense structure·reduction possible item, advisorto investment possible amount·risk nature, strategistto structure·tax department deliver
• planner complete → advisorto investment possible month amount, strategistto savings·investment plan deliver
• advisor ↔ strategist: tax utilization current status
• reviewer all deliverable cross-verification. 🔴 required revision findings when Request revision from the relevant agent -> rework -> re-verify (up to 2 rounds)

Phase 3: integration and final deliverable

1. _workspace/ Verify all files in the directory
2. review reportConfirm that all critical revisions from the review report have been addressed
3. Report the final summary to the user

task scaleby mode

existing file utilization: totaldepartment data, existing budgettable etc. provide applicable stage case.

data deliver protocol

File naming convention: {}_{agent}_{deliverable}.{extensionspecialist}

error handling

test scenario

flow

Prompt: "monthgrade 4000,000 KRW personperson financialmanagement overallqualityas . monthtax 700,000 KRW, savings and ." expected result:

• analysis: 4000,000 KRW income versus expense structure However, savingsrate un-
• budget: 50/30/20 based budgettable, minimum month 800,000 KRW savings goal
• investment: reportspecialist target planquality portfolio, pensionsavings
• tax savings: annual optimization, pensionsavings tax utilization
• review: figure cross-verification, execution possiblenature confirm

existing file utilization flow

Prompt: " totaldepartment data investment strategy " + totaldepartment file department expected result:

• totaldepartment _workspace/01_financial_analysis.md based data utilization
• investment mode: analyst(data organization) + advisor + reviewer deploy

error flow

Prompt: " ?" expected result:

• financial data insufficient → analyst basic question or pyeongbalanced data simulation
• goal people → planner →duringbasis→basis stageby goal proposal
• review report "actual data input when also " specify

agentby extension skill