Signal-Execution-Labs Net Worth Tracker
Complete financial picture - all assets, liabilities, and net worth in one view.
Overview
Inspired by Personal Capital/Empower: track your entire financial life, not just trading accounts. See your true net worth and progress toward goals.
Account Types
Assets
Liquid:
- Bank accounts (checking, savings)
- Brokerage accounts
- Crypto wallets
- Cash equivalents
Investments:
- Stocks, ETFs, mutual funds
- Bonds, CDs
- Retirement accounts (401k, IRA, Roth)
- Crypto holdings
Real Assets:
- Real estate (home equity)
- Vehicles
- Collectibles, art
- Precious metals
Other:
- Business equity
- Private investments
- HSA, 529 plans
Liabilities
Debt:
- Mortgage
- Auto loans
- Student loans
- Credit cards
- Personal loans
- HELOC
Net Worth Calculation
Net Worth = Total Assets - Total Liabilities
Example:
├── Assets: $450,000
│ ├── Liquid: $25,000
│ ├── Investments: $175,000
│ ├── Retirement: $150,000
│ └── Home Equity: $100,000
├── Liabilities: $180,000
│ ├── Mortgage: $150,000
│ ├── Student Loans: $25,000
│ └── Credit Cards: $5,000
└── NET WORTH: $270,000 ✓
Tracking Features
Historical Trend
Net Worth Over Time:
$300k ┤ ╭───
│ ╭────╯
$250k ┤ ╭────╯
│ ╭────╯
$200k ┤ ╭────╯
│ ╭────╯
$150k ┤─╯
└─────────────────────────────
2024 2025 2026
Monthly Changes
February 2026:
├── Starting: $265,000
├── Investment Gains: +$8,000
├── Savings Added: +$3,000
├── Debt Paid: -$2,000 (liability ↓)
├── Spending: (tracked separately)
└── Ending: $274,000 (+3.4%)
Asset Allocation
Your Allocation:
├── 🟦 Stocks: 45%
├── 🟩 Crypto: 20%
├── 🟨 Real Estate: 22%
├── 🟧 Bonds: 8%
└── ⬜ Cash: 5%
Recommended for your age (35):
├── Stocks: 65%
├── Bonds: 25%
└── Cash: 10%
Goal Tracking
Retirement Planning
retirement:
target_age: 55
target_amount: $2,000,000
current_savings: $325,000
monthly_contribution: $2,500
expected_return: 7%
projection:
on_track: true
projected_at_55: $2,450,000
safe_withdrawal: $98,000/year (4% rule)
Custom Goals
goals:
- name: "House Down Payment"
target: $100,000
current: $45,000
deadline: "2027-06-01"
progress: 45%
- name: "Emergency Fund"
target: $30,000
current: $28,000
progress: 93%
Integrations
- Banks: Plaid connection
- Brokerages: Direct API
- Crypto: Wallet addresses
- Real Estate: Zillow/Redfin estimates
- Retirement: 401k/IRA providers
Privacy & Security
- Read-only connections
- No trading permissions
- Local encryption option
- No data selling
Commands
kit networth show
kit networth history --months 12
kit networth breakdown --type assets
kit networth add-account --type bank --name "Chase Checking"
kit networth add-manual --type "Home" --value 350000
kit networth goal-add --name "Retirement" --target 2000000
kit networth export --format pdf
Alerts
- 📈 Net worth milestone reached
- 📉 Significant drop (>5%)
- 🎯 Goal progress update (monthly)
- ⚠️ Debt-to-asset ratio warning