ThomasMoreAI Mortgage Compliance Validation Skill
This skill validates a mortgage advisor's response against three compliance rules:
- Credit Score Threshold — Ensures correct FHA/conventional guidance based on credit score.
- APR Disclosure — Ensures rate-related responses include required disclaimers.
- No Guarantee Language — Ensures no definitive approval promises are made.
Usage
This skill is invoked by the compliance-validator agent when it receives an advisor response to evaluate. The validator outputs structured JSON following the ValidationResult schema.
Workflow
- Receive the borrower query and advisor response from the borrower-advisor agent.
- Evaluate the response against all 3 rules.
- Output a structured JSON result with per-rule verdicts, risk level, and recommended action.