Add New Credit Card

Add New Credit Card to CouponCycle

This skill guides you through adding a new credit card to the application's predefined card catalog.

When to Use

• User asks to add a new credit card to the system
• User wants to create a card template with benefits
• User needs to download a card image
• Adding support for a new card type

Workflow

Step 1: Gather Card Information

Before adding a card, collect this information:

1. Card Name (exact official name)
2. Issuer (American Express, Chase, Citi, Capital One, etc.)
3. Annual Fee
4. Cyclical Benefits (monthly/quarterly/yearly credits)

Tip: Research benefits at US Credit Card Guide

Step 2: Download Card Image

Run the image download script:

# Search Google Images for the card
node scripts/download-card-image.js --name "Card Name" --list

# Download from best result
node scripts/download-card-image.js --name "Card Name"

# Or use UseYourCredits.com as source (if available)
node scripts/download-card-image.js --name "Card Name" --source useyourcredits

# Or download from a specific URL
node scripts/download-card-image.js --name "Card Name" --url "https://..."

Image Location: public/images/cards/{slugified-card-name}.png

Step 3: Update Seed File

Edit prisma/seed.ts and add the card to the predefinedCardsData array:

{
  name: 'Card Name',
  issuer: 'Issuer Name',
  annualFee: 595,
  benefits: [
    // Monthly benefit example
    {
      description: '$15 Monthly Credit (Service Name)',
      category: 'Travel',
      maxAmount: 15,
      frequency: BenefitFrequency.MONTHLY,
      percentage: 0,
      cycleAlignment: BenefitCycleAlignment.CALENDAR_FIXED,
      occurrencesInCycle: 1,
    },
    // Quarterly benefit example
    {
      description: '$100 Quarterly Travel Credit',
      category: 'Travel',
      maxAmount: 100,
      frequency: BenefitFrequency.QUARTERLY,
      percentage: 0,
      cycleAlignment: BenefitCycleAlignment.CARD_ANNIVERSARY,
      occurrencesInCycle: 1,
    },
    // Semi-annual benefit (Jan-Jun)
    {
      description: '$250 Hotel Credit (Jan-Jun)',
      category: 'Travel',
      maxAmount: 250,
      frequency: BenefitFrequency.YEARLY,
      percentage: 0,
      cycleAlignment: BenefitCycleAlignment.CALENDAR_FIXED,
      fixedCycleStartMonth: 1,
      fixedCycleDurationMonths: 6,
      occurrencesInCycle: 1,
    },
    // Semi-annual benefit (Jul-Dec)
    {
      description: '$250 Hotel Credit (Jul-Dec)',
      category: 'Travel',
      maxAmount: 250,
      frequency: BenefitFrequency.YEARLY,
      percentage: 0,
      cycleAlignment: BenefitCycleAlignment.CALENDAR_FIXED,
      fixedCycleStartMonth: 7,
      fixedCycleDurationMonths: 6,
      occurrencesInCycle: 1,
    },
    // Yearly benefit
    {
      description: '$200 Airline Fee Credit',
      category: 'Travel',
      maxAmount: 200,
      frequency: BenefitFrequency.YEARLY,
      percentage: 0,
      cycleAlignment: BenefitCycleAlignment.CALENDAR_FIXED,
      fixedCycleStartMonth: 1,
      fixedCycleDurationMonths: 12,
      occurrencesInCycle: 1,
    },
  ],
}

Step 4: Apply the Seed

npx prisma db seed

Step 5: Verify

# List all available cards to verify
node scripts/list-available-cards.cjs

Benefit Categories

Use these standard categories:

• Travel - Airlines, hotels, TSA PreCheck, Uber, Lyft
• Dining - Restaurants, food delivery
• Entertainment - Streaming, events, concerts
• Electronics - Dell, Apple, Best Buy
• Wellness - Equinox, fitness memberships
• Software - Adobe, subscriptions
• Business Services - Professional services

Benefit Inclusion Criteria

Include:

• Credits that reset on cycles (monthly/quarterly/yearly)
• Free nights, statement credits, points multipliers with caps

Exclude:

• Lounge memberships (Priority Pass, Centurion)
• Insurance benefits
• Earning rate multipliers without caps
• One-time signup bonuses
• Elite status benefits

Common Patterns

Calendar-Fixed Monthly

Credits that reset on the 1st of each month:

cycleAlignment: BenefitCycleAlignment.CALENDAR_FIXED,
frequency: BenefitFrequency.MONTHLY,

Card Anniversary Quarterly

Credits that reset every 3 months from card opening:

cycleAlignment: BenefitCycleAlignment.CARD_ANNIVERSARY,
frequency: BenefitFrequency.QUARTERLY,

Semi-Annual (Split Year)

Two separate benefits, one for each half of the year:

// First half: Jan-Jun
fixedCycleStartMonth: 1,
fixedCycleDurationMonths: 6,

// Second half: Jul-Dec
fixedCycleStartMonth: 7,
fixedCycleDurationMonths: 6,

Image Download Troubleshooting

If the automatic download fails:

1. Try UseYourCredits source: --source useyourcredits
2. Manual URL: Find the image manually and use --url
3. Check slug mapping: Update USEYOURCREDITS_SLUGS in the script

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