Financials Analyzer Skill
When to activate
During due diligence report generation. Called after opportunity scoring but before market analysis.
When NOT to use
- Pre-revenue companies with no financial data
- Companies refusing to share financials (flag as risk)
- Acquired or non-operating companies
Instructions
- Collect financial data:
- ARR/MRR (if available, or estimated from funding and burn)
- Monthly burn rate (R&D, sales, operations)
- Runway in months (cash / monthly burn)
- Customer metrics: CAC, LTV, payback period, retention rate
- Calculate or estimate unit economics:
- Gross margin (revenue - COGS) / revenue
- CAC payback in months
- LTV:CAC ratio (target >3x)
- Flag red flags:
- Runway <6 months
- Negative gross margin
- CAC payback >24 months
- Declining MoM growth
- No clear path to profitability
- Benchmark against stage:
- Seed/Series A: MoM growth >10%, runway 18+ months
- Series B: MoM growth >5%, unit economics clear, CAC payback <18 months
- Series C: MoM growth >3%, path to profitability evident, LTV:CAC >3x
- Output: Metrics table with benchmark comparison and red flag summary
Example
Input: Series B SaaS, $2M ARR, $400K/mo burn, 8 months runway, CAC $8K, LTV $80K
Output:
- ARR: $2M (20% YoY growth trajectory)
- Burn: $400K/mo
- Runway: 8 months (FLAG: Below Series B benchmark of 18 months)
- Gross Margin: ~70% (healthy for B2B SaaS)
- CAC: $8K, LTV: $80K, LTV:CAC = 10x (excellent)
- CAC Payback: ~3 months (strong)
Red Flags:
- Runway below Series B benchmark — requires next funding round within 6 months or path to profitability
- Monthly burn increasing — need to understand driver (sales expansion, R&D investment, or churn)
Recommendation: Financials are strong on unit economics, but runway pressure is a risk factor. Partner review required.
1---2name: financials-analyzer3description: Financials Analyzer Skill4---5# Financials Analyzer Skill67## When to activate89During due diligence report generation. Called after opportunity scoring but before market analysis.1011## When NOT to use1213- Pre-revenue companies with no financial data14- Companies refusing to share financials (flag as risk)15- Acquired or non-operating companies1617## Instructions18191. Collect financial data:20 - ARR/MRR (if available, or estimated from funding and burn)21 - Monthly burn rate (R&D, sales, operations)22 - Runway in months (cash / monthly burn)23 - Customer metrics: CAC, LTV, payback period, retention rate242. Calculate or estimate unit economics:25 - Gross margin (revenue - COGS) / revenue26 - CAC payback in months27 - LTV:CAC ratio (target >3x)283. Flag red flags:29 - Runway <6 months30 - Negative gross margin31 - CAC payback >24 months32 - Declining MoM growth33 - No clear path to profitability344. Benchmark against stage:35 - Seed/Series A: MoM growth >10%, runway 18+ months36 - Series B: MoM growth >5%, unit economics clear, CAC payback <18 months37 - Series C: MoM growth >3%, path to profitability evident, LTV:CAC >3x385. Output: Metrics table with benchmark comparison and red flag summary3940## Example4142**Input:** Series B SaaS, $2M ARR, $400K/mo burn, 8 months runway, CAC $8K, LTV $80K4344**Output:**45- ARR: $2M (20% YoY growth trajectory)46- Burn: $400K/mo47- Runway: 8 months (FLAG: Below Series B benchmark of 18 months)48- Gross Margin: ~70% (healthy for B2B SaaS)49- CAC: $8K, LTV: $80K, LTV:CAC = 10x (excellent)50- CAC Payback: ~3 months (strong)5152**Red Flags:**53- Runway below Series B benchmark — requires next funding round within 6 months or path to profitability54- Monthly burn increasing — need to understand driver (sales expansion, R&D investment, or churn)5556**Recommendation:** Financials are strong on unit economics, but runway pressure is a risk factor. Partner review required.
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