How do I install the Finicity skill?

Run npx skillmds add vm0-ai/finicity in your terminal (requires Node.js), paste this page's agent-chat prompt into Claude, Cursor, or any MCP-connected agent, or download the SKILL.md file and copy it into your agent's skills directory.

What does the Finicity skill do?

Use the platform-managed banking gateway backed by Finicity to list enabled bank accounts, balances, and transactions. Use when the user mentions Finicity, connected bank accounts, banking balances, or bank transactions. It is listed under Coding & Dev Tools on SkillMD.

Is Finicity safe to use?

This skill has not completed SkillMD's automated safety review yet. Capability flags: docs only. SkillMD never runs a skill's scripts for you; review the SKILL.md before installing.

Which AI agents work with Finicity?

This skill is tagged as working with Claude Code, Claude.ai, OpenAI Codex. SKILL.md is an open format, so most agents that read a skills directory can load it too.

Is Finicity free to use?

Yes. Installing skills from SkillMD is free, and the skill stays under its author's original license.

Who published Finicity?

vm0-ai (@vm0-ai) published this skill. Their other Agent Skills are listed on their SkillMD profile.

Finicity by vm0-ai — Agent Skill

Name: Finicity
Rating: 4.2 (5 reviews)
Author: vm0-ai

File contents

Prerequisites

Authenticate Okou CLI with OKOU_TOKEN carrying the banking:read capability.
A platform administrator must enable the relevant Finicity-backed accounts for the current agent.
Finicity credentials and app tokens remain server-side; do not request them from the user.

List Accounts

okou banking accounts --json | jq '{provider, accounts}'

Use the returned account id for balance and transaction requests.

Get an Account Balance

okou banking balances --account-id <account-id> --json | jq '{provider, balance}'

List Transactions

Dates must use YYYY-MM-DD. Limits must be between 1 and 1000.

okou banking transactions --account-id <account-id> --from 2026-07-01 --to 2026-07-31 --limit 100 --json | jq '{provider, transactions}'

Guidelines

Use okou banking; do not call Finicity APIs directly or ask for Finicity partner credentials.
Access is limited to accounts enabled for the current agent.
Treat account identifiers, balances, and transactions as sensitive financial data.
Use the narrowest date range needed and avoid retaining raw banking responses.
Banking commands are read-only; do not imply that transfers or account changes are supported.

Troubleshooting

If a banking command is unavailable or returns an authorization error, verify the current Okou authentication and ask an administrator to confirm the banking:read capability and enabled account access.

Frequently asked questions