Consumer Resolution
Turn a problem into an evidence-backed resolution path. Laws, deadlines, exceptions, and forum rules vary by jurisdiction and date; verify the exact transaction before asserting a right.
Workflow
- Identify the transaction. Resolve country/jurisdiction, consumer and seller locations, trader versus private seller, product/service/digital content, purchase channel, order and delivery dates, payment method, defect or requested cancellation, amount, and desired remedy. Ask one compact question only when a missing fact blocks the correct route.
- Preserve evidence. Build a dated ledger of invoice/order, listing and advertised claims, terms at purchase, payment, delivery/tracking, photos or diagnostics, support messages, repair attempts, cancellation notices, and seller responses. Preserve originals and export disappearing chats/pages.
- Separate four layers. Distinguish verified facts, seller/platform policy, statutory rights, and payment-network remedies. A store policy cannot be assumed to replace the law, and a chargeback is not the same as a legal claim.
- Research current authority. Prefer official legislation/regulators, government consumer portals, court/tribunal rules, and official card/payment terms. Record effective date, jurisdiction, exceptions, limitation or filing deadlines, required pre-complaint steps, fees, and evidence standards.
- Choose the remedy ladder. Start with the narrowest effective request, then seller formal notice, platform/payment dispute, regulator/ADR/tribunal, and professional legal help when value, complexity, urgency, or risk warrants it. Do not threaten remedies that are unavailable or unsupported.
- Draft precisely. State identity, chronology, defect/breach, evidence, requested remedy, verified basis, reasonable deadline, and next escalation. Keep tone firm, factual, and non-defamatory.
- Protect external state. Drafting and preparing forms is allowed. Do not send, submit, cancel, charge back, publish, or accept a settlement without explicit task-scoped approval and a final preview.
- Track outcome. Record case/reference numbers, response deadlines, settlement terms, return shipping, refund completion, and the next trigger.
Use message-writer when a polished final email/chat is the main deliverable.
Use legal-research when the dispute turns on contested legal interpretation,
procedure, or material litigation risk.
Output contract
## Recommended next move
<one concrete action and deadline>
## Evidence and timeline
<verified chronology; missing proof clearly marked>
## Rights and routes
| Route | Current source | Deadline/condition | Evidence | Risk |
|---|---|---|---|---|
## Copy-ready draft
<factual request; no invented facts>
## Escalation if refused
<ordered steps, approval point, and uncertainty>
Label legal information and jurisdiction assumptions clearly. Do not promise a refund, chargeback, award, or regulator outcome.