FDU-INS
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- ▌ Insurance Risk Manager · fdu-ins bundleInsurance program review, coverage adequacy testing, contractor insurance verification, builder's risk/OCIP/CCIP evaluation, and property tax escrow management for AM, PM, and Development.
- ▌ Islamic Finance Router · fdu-ins bundleRoutes Islamic finance queries to the correct product skill and jurisdiction overlay. Activate for any query involving Islamic banking, AAOIFI, Shariah- compliant finance, sukuk, takaful, murabaha, ijarah, musharaka, mudaraba, salam, istisna'a, zakat, or Shariah screening. Covers 20 jurisdictions across 3 accounting regimes (AAOIFI-primary, IFRS with Islamic guidance, local standards).
- ▌ Life Valuation Actuary · fdu-ins bundleExpert Life Valuation Actuary skill for calculating present value of life insurance and annuities using standard decrement models (Mortality & Interest).
- ▌ Market Trends Reporter · fdu-insInsurance risk assessment market intelligence. Triggers: "claims market trends", "risk assessment trends", "total loss frequency trends", "replacement cost trends", "which vehicles are losing value fastest for claims", "EV vs gas claims exposure", "regional claims cost differences", "market report for underwriting", "depreciation rankings for insurance", "settlement trend analysis", "what's happening in the auto market for insurers", "claims cost forecast", "which segments have the highest total-loss risk", "fleet insurance risk", data-driven market intelligence for insurance risk assessment, underwriting decisions, claims cost forecasting, or portfolio exposure analysis.
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- ▌ Depreciation Tracker · fdu-insClaim value trending and replacement cost tracking. Triggers: "claim value trending", "replacement cost tracking", "vehicle depreciation for claims", "residual value for insurance", "how fast is the insured vehicle losing value", "pre-loss value trajectory", "depreciation rate for settlement", "value retention for claims", "depreciation curve for total loss", "diminished value over time", "claim reserve adjustment", "portfolio depreciation exposure", "fleet depreciation risk", tracking vehicle depreciation for insurance claims valuation, replacement cost estimation, settlement trending, or reserve adequacy assessment.
- ▌ Igw Error Management · fdu-ins bundleMCP skill for IGW (InsurGateway) error management — list, analyze, report, and manage insurance integration errors across test and production environments. Invoke whenever user asks about IGW errors, insurance gateway issues, success rates, or error reports.
- ▌ Insurance Aggregator · fdu-insСтраховой агрегатор: архитектура, калькуляторы, адаптеры СК, CRM, лояльность, реферальная программа. Обучен на InsSmart, Sravni Labs, Polis.Online, Pampadu. Use when: страхование, ОСАГО, КАСКО, ВЗР, ипотечное, агрегатор, калькулятор, котировки, страховой агент, полис, СК, комиссия.
- ▌ Insurance Copywriter · fdu-ins当需要撰写保险产品介绍、营销材料、客户教育内容时使用。触发场景：保险产品文案、营销邮件、科普文章、社媒内容。当用户提到"保险文案"、"保险营销"、"保险科普"、"insurance content"时应触发此技能。
- ▌ Insurance Specialist · fdu-ins bundleUS Insurance Specialist for life, disability, long-term care, and annuity planning. Conducts needs analysis, compares policy types (term, whole life, universal, variable), explains underwriting classes, recommends benefit amounts and riders, analyzes disability income protection (own occupation vs any occupation), evaluates long-term care costs and hybrid policies, and structures annuities (immediate, deferred, fixed, variable) for retirement income. Use for insurance needs calculations, policy comparisons, or state insurance regulation compliance.
- ▌ Mental Health Clinic · fdu-insAnalyze mental health clinic and therapy practice software including appointment scheduling optimization with no-show backfill, therapist-client matching algorithms (specialization, modality, caseload balance), session documentation workflows (SOAP, DAP, BIRP templates), crisis detection and safety plan management (C-SSRS, PHQ-9 Item 9 flagging), insurance claims processing (CPT 90834/90837/90847), sliding scale fee management, waitlist intelligence, and measurement-based care outcome tracking (PHQ-9, GAD-7, PCL-5, OQ-45).
- ▌ Policyholder Service · fdu-insBest practices for servicing life insurance policyholder requests. Use when handling customer inquiries, processing service transactions, or communicating with policyholders and agents. Covers call handling, verification, communication standards, and common service scenarios.
- ▌ Protocol Sync Review · fdu-insReview this monorepo for cross-package consistency, interface compatibility, event stability, and configuration alignment. Use when validating that oracle, insurance consumer, policy engine, vault, workflows, and frontend remain synchronized.
- ▌ Zocdoc Doctor Finder · fdu-ins bundleUse when a user needs to find a doctor, dentist, specialist, therapist, or healthcare provider — especially when they mention insurance, in-network, availability, location, appointments, or booking. Also use for browsing provider reviews, comparing doctors by specialty, or checking if a provider takes their insurance.
- ▌ Aippt Policy Briefing · fdu-ins bundleRoute new policy briefing, policy update, regulatory update deck, regulatory change deck, compliance change summary, legal update deck, or legal/product policy presentation requests here before generic AIPPT. Use this whenever the user wants a new policy interpretation deck with timelines, impacts, risks, and recommended actions. Do not use this scene pack for email memos, FAQ-only outputs, compliance copy polishing, or non-deck legal writing.
- ▌ Audit Liquidation Dos · fdu-ins bundleAudits Solidity liquidation mechanisms for denial of service vulnerabilities including unbounded loops over positions causing out-of-gas reverts, data structure corruption preventing liquidation, front-running to block liquidation via nonce changes or self-liquidation, pending withdrawals forcing reverts, malicious ERC721/ERC20 callback reverts, collateral in external vaults not seized, insufficient insurance fund blocking liquidation, fixed bonus exceeding available collateral, incorrect decimal handling, conflicting nonReentrant modifiers, zero value transfer reverts, token deny list issues, and single borrower edge cases
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- ▌ Insurance Mail Triage · fdu-insTriage long email threads for an insurance context, identify the most recent actionable message, extract key context, infer intent (e.g., missing documents, follow-up/reminder, payment, status), and decide whether to reply or take further action.
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- ▌ Israeli Bituach Leumi · fdu-ins bundleNavigate Israeli National Insurance (Bituach Leumi) benefits, eligibility, and contributions. Use when user asks about "bituach leumi", national insurance, retirement pension (kiztavat zikna), unemployment (dmei avtala), maternity leave (dmei leida), child allowance (kiztavat yeladim), disability benefits, work injury, reserve duty compensation, or NI contributions. Covers all 15+ Bituach Leumi programs. Do NOT use for private insurance or health fund (kupat cholim) questions.
- ▌ Loss Reserve Analysis · fdu-ins bundlePerform a loss reserve analysis on P&C insurance loss development triangles. Use this skill whenever the user uploads loss triangles (paid or incurred), Schedule P data, or asks about reserve adequacy, reserve sufficiency, IBNR estimation, loss development analysis, loss reserve review, or ultimate loss projections. Also trigger when the user mentions chain ladder, Bornhuetter-Ferguson, Cape Cod, loss development factors, tail factors, or actuarial reserving methods. This skill reads triangles from Excel or CSV, runs multiple standard actuarial methods, diagnoses unusual patterns, and produces a formatted Excel report with exhibits. Even if the user just says 'check my reserves', 'run development on this triangle', or 'analyze my loss reserves', use this skill.
- ▌ Manage Tcg Collection · fdu-insOrganize, track, and value a trading card game collection. Covers inventory methods, storage best practices, grade-based valuation, want-list management, and collection analytics for Pokemon, MTG, Flesh and Blood, and Kayou cards. Use when starting a new collection and setting up inventory tracking, cataloging an existing collection that has grown beyond casual knowledge, valuing a collection for insurance or sale, or deciding which cards to submit for professional grading based on value potential.
- ▌ Toobit Cex Market · fdu-insThis skill should be used when the user asks for 'price of BTC', 'ETH ticker', 'show me the orderbook', 'market depth', 'BTC candles', 'OHLCV chart data', 'funding rate', 'open interest', 'mark price', 'index price', 'recent trades', 'book ticker', 'best bid ask', 'long short ratio', 'contract ticker', 'insurance fund', 'risk limits', 'exchange info', 'list instruments', 'what symbols are available', 'klines', 'server time', or any request to query public market data on Toobit CEX. All commands are read-only and do NOT require API credentials. Do NOT use for account balance/positions (use toobit-cex-portfolio), placing/cancelling orders (use toobit-cex-trade).
- ▌ Vehicle Appraiser · fdu-insInsurance valuation with comparable evidence. Triggers: "appraise this vehicle", "what's it worth", "insurance valuation", "comparable analysis", "fair market value", "pre-loss value", "appraisal report", "settlement valuation", "vehicle valuation", "claims appraisal", building a defensible, comparable-backed vehicle valuation for insurance claims, total-loss determinations, or settlement pricing decisions.
- ▌ Actuarial Modeling · fdu-insAnalyzes actuarial modeling systems for loss reserving accuracy, premium pricing methodology, mortality/morbidity tables, stochastic modeling, and capital adequacy per SOA and Solvency II standards. USE THIS SKILL WHEN: - You need to review or audit actuarial models (reserving, pricing, capital) - Someone asks about loss triangle analysis or reserve adequacy - You are evaluating IBNR calculations, chain ladder methods, or Bornhuetter-Ferguson - A project involves insurance pricing, GLM rating models, or ratemaking - You need to assess Solvency II SCR calculations or RBC compliance - Someone mentions actuarial opinions, ASOP compliance, or SOA standards - You are reviewing stochastic models, ESG configurations, or DFA frameworks - A codebase uses actuarial libraries (chainladder, lifetables, ChainLadder R package) TRIGGER PHRASES: "actuarial", "loss reserving", "IBNR", "chain ladder", "premium pricing", "mortality table", "Solvency II", "capital adequacy", "ratemaking", "GLM pricing", "risk-based capital", "re
- ▌ Business Formation · fdu-insGuide founders through operational fundamentals — entity setup, co-founder agreements, IP assignment, banking, bookkeeping, taxes, insurance, and contractor agreements. Phase-based interactive guided process.
- ▌ Compliance Officer · fdu-ins bundleEU Compliance Officer for MiFID II investment firms and IDD insurance distributors. Implements compliance frameworks, ensures National Competent Authority reporting, conducts product governance oversight, manages suitability and appropriateness testing, reviews marketing and inducements, coordinates cross-border passporting compliance, implements GDPR data protection, conducts AML (5AMLD/6AMLD) monitoring, and prepares for NCA inspections. Use for compliance manual development, MiFID II/IDD implementation, or ESMA guideline interpretation.
- ▌ Financial Services · fdu-insFinancial services advisory skill for consulting engagements. Use when preparing research briefs on banking, insurance, capital markets, or wealth management, building performance benchmarking frameworks, regulatory impact assessments, or stakeholder materials for CFOs, CROs, and technology leaders.
- ▌ Flux Verify Claims · fdu-insUse when about to say a fix works, tests are green, a bug is resolved, a task is done, or a branch is ready for review or submit.
- ▌ Geneva Tax Advisor · fdu-ins bundleGuide taxpayers through filing Geneva (Switzerland) tax returns with GeTax. Covers salary, professional expenses (forfaitaire vs effectifs), pillar 3a/3b, health insurance, medical expenses, securities (DA-1/RSI), foreign property, bank accounts, debts, crypto, and dual-income couples. Use when filing via GeTax, optimizing ICC/IFD deductions, declaring foreign property or income, handling DA-1 reclaims, or navigating Geneva cantonal tax rules.
- ▌ Hr Vietnam Context · fdu-insVietnam-specific HR guidance covering the Labor Code, Social Insurance Law, personal income tax registration, work permits for foreign workers, trade union obligations, and cultural norms for managing teams in Vietnam. Use when you need to navigate Vietnam employment law, onboard foreign staff, handle disciplinary procedures under Vietnamese law, or adapt global HR practices for the Vietnam market.
- ▌ Insurance Briefing · fdu-ins bundleThis skill should be used when the user asks for an "insurance briefing", "sigorta brifing", "insurance digest", "sigorta haberleri", "insurance news summary", or wants to understand the editorial philosophy behind the insurance briefing system. Also triggers when the user mentions "insurance briefing plugin" or wants a curated daily overview of the Turkish insurance sector.
- ▌ Quality Compliance · fdu-ins bundleContains verified SQMS No. 1 eight-component implementation checklists, Florida DBPR CPE/licensure rules (61H1-33, Chapter 473), and E&O claim-trigger analysis with loss prevention protocols. National standards (SQMS, NASBA, AICPA) plus Florida as the reference state jurisdiction. Quality management, peer review, CPE tracking, state board compliance, professional liability, independence monitoring, engagement inspection. Consult when designing or evaluating a firm QM system, preparing for peer review under SQMS, tracking CPE hours or verifying renewal compliance, managing multi-state practice privilege, resolving independence threats, building corrective action plans, screening clients for liability risk, or reviewing E&O coverage adequacy.
- ▌ Resupply Insurance · fdu-insThis skill should be used when the user asks about "insurance pool", "reIP", "InsurancePool", "protocol insurance", "bad debt coverage", "exit delay", "insurance vault", or needs to understand Resupply's insurance mechanism.
- ▌ Strategic Advisory · fdu-ins bundleContains verified QoE adjustment categories and working capital normalization procedures, IRS 9-factor reasonable compensation test with independent investor test (Exacto Spring), and coverage gap analysis methodology with key person insurance valuation formulas. M&A due diligence, succession planning, buy-sell agreements, compensation benchmarking, insurance adequacy, debt covenant compliance, capital allocation, advisory pricing. Consult when analyzing an acquisition or quality of earnings, planning ownership transitions or ESOP/MBO structures, defending officer compensation or building a benchmarking study, reviewing business insurance coverage gaps, monitoring debt covenants or DSCR/leverage ratios, evaluating capital allocation or dividend vs reinvestment decisions, or pricing advisory and outsourced CFO engagements.
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- ▌ Travelagenttasksai · fdu-insAccess 174+ AI-powered skills for travel agents, travel advisors, and tour operators. Use when: user asks about trip itineraries, client bookings, travel insurance, supplier management, package pricing, destination research, client communications, or any travel agency administration task.
- ▌ Behandlingsresultat · fdu-ins bundleExpert knowledge of Behandlingsresultat (treatment result) domain in melosys-api. Use when: (1) Understanding result types and their meaning (FASTSATT_LOVVALGSLAND, MEDLEM_I_FOLKETRYGDEN, etc.), (2) Working with periods - Lovvalgsperiode, Medlemskapsperiode, Anmodningsperiode, Utpekingsperiode, (3) Debugging vedtak/decision metadata, criteria evaluation, or social insurance charges, (4) Understanding EU/EEA coordination logic and Article 16 exception handling, (5) Working with trygdeavgift (social insurance charge) calculations.
- ▌ Benefits By Country · fdu-insApollo.io benefits packages by country — health insurance, equity, perks, and stipends
- ▌ Chiropractortasksai · fdu-insAccess 165+ AI-powered skills for chiropractors and chiropractic office staff. Use when: user asks about patient intake, SOAP notes, insurance billing, HIPAA compliance, appointment scheduling, clinical documentation, practice marketing, or any chiropractic office administration task.
- ▌ Coverage Assessment · fdu-insVerifies provider credentials via NPI MCP, searches Medicare coverage policies via CMS Coverage MCP, and maps clinical evidence to policy criteria with MET/NOT_MET/INSUFFICIENT assessment, per-criterion confidence scoring, and documentation gap analysis.
- ▌ Document Management · fdu-insPersonal document management skill using Paperless-ngx. Use when: (1) Ingesting and filing new documents, (2) Searching for existing documents, (3) Applying tags and correspondents, (4) Managing retention policies, (5) Integrating documents with other personal workflows (tax prep, medical records, insurance claims). Tools: paperless-mcp for all document operations.
- ▌ Insurance Optimizer · fdu-ins bundleReview insurance coverage and find opportunities to optimize premiums and reduce gaps.
- ▌ M62 Altitude Search · fdu-ins bundleSearch and retrieve information from the Altitude wealth management platform. Query individuals, households, accounts, trusts, valuations, holdings, liabilities, insurance policies, tangible assets, and entity relationships via the Altitude REST API. Use this skill whenever the user asks about client data, account balances, portfolio holdings, net worth, insurance coverage, debts, or any wealth management information stored in Altitude.
- ▌ Nutritionisttasksai · fdu-insAccess 161+ AI-powered skills for registered dietitians, nutritionists, and wellness coaches. Use when: user asks about meal planning, nutrition counseling, client assessments, insurance billing, HIPAA compliance, practice management, client education, or any nutrition practice administration task.
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- ▌ Policyengine API V2 · fdu-insPolicyEngine API v2 - Next-generation microservices architecture with monorepo structure
- ▌ Policyengine Canada · fdu-insALWAYS LOAD THIS SKILL FIRST before writing any PolicyEngine-Canada code. Contains Canadian federal and provincial tax/benefit rules for household calculations. IMPORTANT: PolicyEngine-Canada does NOT have representative population microdata. Do NOT attempt microsimulation or population-level estimates for Canada. Only provide household-level analysis (single-family impacts, eligibility, benefit amounts). Triggers: "what would", "how much would a", "benefit be", "eligible for", "qualify for", "single parent", "married couple", "family of", "household of", "if they earn", "earning $", "making $", "calculate benefits", "calculate taxes", "benefit for a", "what would I get", "what is the maximum", "what is the rate", "income limit", "benefit amount", "maximum benefit", "compare provinces", "CCB", "Canada Child Benefit", "GST credit", "HST credit", "GST/HST", "OAS", "Old Age Security", "GIS", "Guaranteed Income Supplement", "CWB", "Canada Workers Benefit", "EI", "Employment Insurance", "CPP", "Canada Pension Plan
- ▌ Risk Scoring Matrix · fdu-ins bundlerisk assessment matrix and analysis tool. assessment-analyst agent risk probability and impact systematicas assessmentto do when reference. 'risk matrix', 'probability impact analysis', 'risk score' request when usage. However, insurance total risk model scope outside.
- ▌ Standards Alignment · fdu-ins bundleUse this skill when the user mentions a named industry standard (BIAN, ISO 20022, FHIR, ACORD, TM Forum, etc.), when modelling a recognised industry domain (banking, payments, insurance, healthcare, telecoms, retail), or when populating the Reference column of any MD-DDL summary table. Also use when the user asks whether a concept already exists in a standard, or when two modelled concepts might map to the same standard object.
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- ▌ Automation CI Helper · fdu-insInstructions for managing CI pipelines, GitHub Actions workflows, Airflow DAGs, and automation scripts in the insurance analytics project.
- ▌ Claim Source Auditor · fdu-ins bundleVerify claims, quotes, timelines, and findings against supplied source files and return a source map with verified, conflicting, not found, and manual-review statuses. Use when the user asks to fact-check a memo, audit, timeline, executive summary, research packet, or project brief against PDFs, XML, HTML, notes, screenshots, exported chat logs, or other supplied files before sending, publishing, or relying on the result.
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- ▌ Crisis Communication · fdu-ins bundlecrisis situation occurrence when situationidentify, messagestrategy, press release, Q&A, monitoringto agent team to integration crisis package Korean creation Full pipeline. 'crisis response', 'crisis communication', 'press release writing', 'crisismanagement', 'crisis management', 'grade response', ' response', 'basisspecialist preparation', 'official document', 'crisis strategy', 'companydocument writing', ' response', 'data response', 'companycase company response' etc. crisis situation communication before skill usage. crisis type degree also crisis response framework provide. However, actual rate specialistdocument, insurance , company/company versus, actualtime SNS monitoring API annual is outside this skill's scope.
- ▌ Financial Planner · fdu-ins bundleCERTIFIED FINANCIAL PLANNER professional providing comprehensive financial planning across all CFP Board practice domains. Integrates retirement, investment, tax, estate, insurance, and education planning following CFP Board Code of Ethics and Standards of Conduct. Use for holistic financial plans, cash flow analysis, net worth statements, insurance needs, estate planning coordination, education funding (529 plans), tax strategies, retirement projections, or CFP Board Practice Standards compliance.
- ▌ Flood Zone Lookup · fdu-insUse when the user mentions flood zone, flood risk, FEMA, SFHA, floodplain, property due diligence, natural hazard disclosure, flood insurance, base flood elevation, or asks whether a property is in a flood zone.
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- ▌ Formats · fdu-ins bundleOutput format specifications for healthcare data standards. Use when generating or converting data to FHIR R4, HL7v2 (ADT/ORM/ORU), C-CDA, X12 (837/835/834/270-271), NCPDP D.0, CDISC SDTM/ADaM, CSV, SQL, or dimensional analytics formats.
- ▌ Ifrs17 Specialist · fdu-ins bundleExpert consultant in IFRS 17 standard for insurance contracts, skilled in CSM calculation, GMM, PAA, and VFA models.
- ▌ Insurance Adviser · fdu-ins bundleEU Insurance Adviser specializing in IDD compliance for life, health, property, and insurance-based investment products (IBIPs). Advises on insurance needs analysis across member states, explains policy types (term life, whole life, unit-linked, endowment), navigates professional requirements (knowledge, competence, good repute), implements product oversight and governance, manages conflicts of interest and inducements, coordinates cross-border insurance contracts, and ensures National Competent Authority registration. Use for insurance distribution, IBIP suitability assessments, or IDD compliance implementation.
- ▌ Insurance Testing · fdu-insDetailed testing standards for persistence, service, and controller layers
- ▌ Market Researcher · fdu-ins bundleGod-level internet research and data synthesis for any topic. Use when the user wants to research, compare, analyze, or find the best options for anything: business ideas, products (phones, laptops, gadgets), services (credit cards, banks, insurance), travel (hotels, flights, destinations), market trends, industry data, competitor analysis, pricing comparisons, consumer reviews, emerging opportunities, or any general-purpose research task. Triggers on: 'research', 'find the best', 'compare', 'what's the best', 'top 10', 'under X price', 'market data', 'industry trends', 'alternatives to', 'reviews of', or any request requiring internet research and data gathering.
- ▌ Nhi Cql Generator · fdu-ins bundleGenerate CQL Library and FHIR ValueSet artifacts for Taiwan NHI (National Health Insurance) reimbursement rules from rule text. Use when user asks to create CQL/ValueSet for 健保給付規則, 藥品審查, NHI CQL, 健保代碼, or payment審查. This skill applies patterns learned from 50+ GT examples.
- ▌ Product Knowledge · fdu-insLife insurance product knowledge covering whole life, term life, universal life, variable universal life, indexed universal life, and joint survivorship products. Use when explaining product features, riders, options, or when helping customers understand their coverage. Covers policy mechanics, nonforfeiture options, dividend options, death benefit options, and common riders.
- ▌ Reserving Actuary · fdu-ins bundleExpert reserving actuary skill for calculating IBNR (Incurred But Not Reported) reserves using the Chain Ladder Method, Bornhuetter-Ferguson, and Expected Loss Ratio.
- ▌ Sector Financials · fdu-insDeep-dive analysis of the Financials sector (XLF, KRE, KBE). Covers large-cap banks, regional banks, insurance, capital markets, and fintech. Interest rate sensitive — integrates closely with bonds output. Run as part of the US Equities phase in the daily orchestrator.
- ▌ Team Registration · fdu-insOrchestrate the registration team to guide expats through Anmeldung, Steuer-ID, health insurance, business registration, and other German bureaucratic processes.
- ▌ Paul Tudor Jones · fdu-insTrade like Paul Tudor Jones — macro trend following, risk management obsessed, ride big moves. Use this skill whenever the user asks about: Paul Tudor Jones, PTJ, macro trend following, trend following crypto, ride the big move, 200-day moving average strategy, risk-first trading, Tudor Investment, great inflation trade, BTC inflation hedge, portfolio insurance, PTJ approach, institutional trend following, managed futures crypto, CTA strategy crypto, trend following system, macro trend rider, catch the big one, risk-reward obsessed, capital preservation first, Tudor style, never average down, respect the trend.
- ▌ Policy Clarifier · fdu-ins bundleUse when a policy exists but readers struggle to understand what it means in practice.
- ▌ Policy Connector · fdu-insComplete mock database of fictional customers, policies, beneficiaries, transactions, and payment history for the PolicyCore PAS life insurance policy administration system. Use this data when the policy admin system is not connected or when demonstrating plugin capabilities.
- ▌ Therapisttasksai · fdu-insAccess 155+ AI-powered skills for therapists, counselors, and mental health professionals. Use when: user asks about client intake, treatment plans, progress notes, HIPAA compliance, insurance billing, crisis safety planning, telehealth administration, or any therapy practice administration task.
- ▌ Bond Verification · fdu-ins bundleFormally verify construction payment bonds by extracting fields from bond documents and cross-referencing against Treasury Circular 570, state licensing, and underwriting limits. Use whenever the user uploads a payment bond PDF, mentions bond verification, asks "is this bond valid", references AIA A312, or needs to verify a surety company's authority to write bonds. Also trigger on "verify bond", "check surety", "payment bond", "performance bond", or "Circular 570."
- ▌ Business Research · fdu-ins bundleResearch advisor for ACT business setup — Pty Ltd registration, accountants, insurance, R&D tax incentive, family trusts, compliance, and migration. Use when the user asks about any business setup topic, costs, providers, or next steps.
- ▌ Car Rental Search · fdu-ins bundleFind and compare car rentals — sedans, SUVs, and luxury vehicles with insurance options, pickup locations, and best rates for self-driving adventures. Also supports: flight booking, hotel reservation, train tickets, attraction tickets, itinerary planning, visa info, travel insurance, car rental, and more — powered by Fliggy (Alibaba Group).
- ▌ Claims Precedents · fdu-insDatabase of insurance claim precedents and comparable settlements for evaluating claim values
- ▌ Clawmobile Policy · fdu-insDeterministic-first mobile policy for tool selection, verification, and escalation.
- ▌ Compliance Review · fdu-insValidates documentation completeness for prior authorization requests by checking a 10-item checklist covering patient information, provider credentials, insurance details, medical codes, clinical notes quality, NCCI bundling risk, and service type classification.
- ▌ Coterie Insurance · fdu-insCoterie Insurance integration. Manage data, records, and automate workflows. Use when the user wants to interact with Coterie Insurance data.
- ▌ Employee Handbook · fdu-insAnswer employee questions about company policies, benefits, and procedures. Use when users ask about PTO, vacation, sick leave, parental leave, health insurance, 401k, remote work policy, expense reimbursement, code of conduct, professional development, or any company-specific rules and perks.
- ▌ Finance Assistant · fdu-ins bundlePersonal finance assistant for budgeting, savings goals, investment tracking, debt optimization, tax preparation, insurance review, net worth tracking, and financial scenario modeling. Supports multi-currency, bank statement import (CSV/MT940/OFX), and locale-based tax rules. Use for any personal finance question: budget planning, expense tracking, portfolio allocation, FIRE calculations, debt payoff strategies, mortgage comparisons, tax deductions, insurance coverage, retirement planning, and life events with financial impact such as marriage, buying a house, changing jobs, having a baby, or going freelance.
- ▌ Fria Assessment · fdu-insConduct Fundamental Rights Impact Assessments (FRIA) for high-risk AI systems as required by EU AI Act Article 27. Use when (1) deployers of high-risk AI systems (Annex III) need to assess fundamental rights impacts before first use, (2) public bodies or private entities providing public services are deploying AI systems, (3) credit scoring or insurance risk assessment AI systems are being deployed (Annex III 5b, 5c), (4) evaluating impact on natural persons' fundamental rights (dignity, liberty, privacy, data protection, non-discrimination, children's rights, etc.), or (5) creating EU AI Act Article 27 compliance documentation with market surveillance notification.
- ▌ Policy Reader 2 · fdu-ins bundleReference tool for business — covers intro, quickstart, patterns and more. Quick lookup for Policy Reader concepts, best practices, and implementation patterns.
- ▌ Policyengine Uk · fdu-ins bundleALWAYS LOAD THIS SKILL FIRST before writing any PolicyEngine-UK code. Contains the correct API patterns for household calculations and population simulations using the new policyengine package (not policyengine_uk directly). Triggers: "what would", "how much would a", "benefit be", "eligible for", "qualify for", "single parent", "married couple", "family of", "household of", "if they earn", "with income of", "earning £", "making £", "calculate benefits", "calculate taxes", "benefit for a", "tax for a", "what would I get", "what would they get", "what is the rate", "what is the threshold", "personal allowance", "maximum benefit", "income limit", "benefit amount", "how much is", "Universal Credit", "child benefit", "pension credit", "housing benefit", "council tax", "income tax", "national insurance", "JSA", "ESA", "PIP", "disability living allowance", "working tax credit", "child tax credit", "Scotland", "Wales", "UK", "microsimulation", "population", "reform", "policy impact", "budgetary", "decile".
- ▌ Pricing Actuary · fdu-ins bundleExpert pricing actuary skill for calculating gross premiums, risk premiums, and expense loadings for life and general insurance products.
- ▌ Reply Templates · fdu-insBuild, manage, and generate standardized response templates for recurring legal inquiries. Activate when handling data subject access requests (DSARs), litigation hold notices, NDA workflows, vendor contract questions, subpoena responses, privacy policy inquiries, insurance claim notifications, or when creating and maintaining a library of reusable legal response templates with proper escalation safeguards.
- ▌ Wealth Advisory · fdu-ins bundleWealth management and financial planning for HNW and UHNW clients. Activate when the user mentions wealth management, financial planning, retirement, estate planning, tax planning, GRAT, IDGT, trust, asset allocation, withdrawal rate, Monte Carlo simulation, goals-based investing, tax-loss harvesting, Roth conversion, insurance, annuity, mortgage strategy, concentrated stock, family office, direct indexing, 529 plan, charitable giving, donor-advised fund, private foundation, or asks about personal finance strategy, inheritance, long-term financial planning, or UHNW advisory.
- ▌ Buildai Database · fdu-ins bundleQuery the BuildAI PostgreSQL database (read-only). Returns results as JSON for construction project data — projects, RFIs, submittals, budgets, change orders, daily logs, punch lists, insurance, vendors, pay applications.
- ▌ Claims Valuation · fdu-insTotal-loss determination and settlement pricing. Triggers: "total loss valuation", "claims value", "settlement offer", "salvage estimate", "insurance claim pricing", "total loss threshold", "what's the claim worth", "settlement range", "pre-loss value", "diminished value", "total loss determination", insurance claim vehicle valuation, total-loss determination, settlement pricing, or salvage value estimation.
- ▌ Close Management · fdu-insManage month-end and year-end close (Monats-/Jahresabschluss) with checklists, task sequencing, and status tracking. Adapted for Swiss OR requirements including MWST and social insurance.
- ▌ Context Transfer · fdu-ins bundleGenerate a state document (context transfer) that allows any fresh AI instance to resume work without conversation history. Use this skill whenever the user asks to checkpoint, create a state transfer, save state, generate a handoff document, create compaction insurance, or says anything like 'snapshot this', 'create a context transfer', 'checkpoint', 'save state for handoff', 'write a recovery doc', or 'transfer context'. Also trigger when the user mentions compaction concerns, session handoff, multi-session continuity, or wants to preserve the current conversation's state. Works for any conversation type: projects, research, debugging, investigations, design sessions, or long-running chats. This skill produces a structured markdown document optimized for AI cold-start recovery, not human notes.
- ▌ Family Assistant · fdu-ins bundlePersonal assistant for the [YOUR LAST NAME] family. Use this skill when: - Filling out forms (medical, insurance, school, government, travel) - Making appointments or reservations - Handling insurance claims or benefits questions - Coordinating with service providers - Travel planning and bookings - Financial tasks (account info, routing numbers, advisor contacts) - Any task requiring family member details, insurance info, medical history, or household information Triggers: form filling, insurance, medical records, appointments, family info, travel booking, school forms, emergency contacts, allergies, prescriptions, household services, bank account, routing number, financial, accountant, tax
- ▌ Health Insurance · fdu-ins bundleCompare health insurance plans, estimate total yearly costs, and choose coverage that fits medical usage, prescriptions, and financial risk.
- ▌ Insurance Claims · fdu-ins bundleUse this skill for insurance-claims operations with Stedi whenever the user asks to submit claims, validate claim payloads, check claim status, retrieve/interpret 277CA or 835 responses, troubleshoot payer/provider enrollment requirements, or build deterministic claims workflows. Trigger this skill even if the user does not say "Stedi" explicitly but mentions 837/835/277CA/ERA, payer IDs, claim rejection codes, claim resubmission, COB, or healthcare clearinghouse automation.
- ▌ Insurance Domain · fdu-insUse when modifying domain/models/, domain/services/, adaptor/llm/, or any business logic involving insurance terms, coverages, or risk rules. Also use when adding new fields, endorsements, or coverage types.
- ▌ Insurancetasksai · fdu-insAccess 162+ AI-powered skills for insurance agents, brokers, and claims adjusters. Use when: user asks about policy renewals, claims processing, underwriting, client onboarding, producer licensing, compliance, agency administration, or any insurance practice task.
- ▌ M62 Altitude API · fdu-ins bundleInteract with the Altitude wealth management platform via its REST API. Query, create, update, and manage entities — individuals, households, accounts, trusts, insurance policies, liabilities, tangible assets, positions, documents, workflows, and more. Uses embedded OpenAPI documentation to discover the correct endpoints and schemas. Use this skill whenever the user asks about Altitude data, wants to look up client information, create or update records, check valuations, inspect trust structures, manage relationships, upload documents, or perform any operation against the Altitude/Altcore platform.
- ▌ Trygdeavgift · fdu-ins bundleExpert knowledge of trygdeavgift (social insurance charge) domain in melosys-api. Use when: (1) Understanding avgift calculation for different member types, (2) Debugging årsavregning (annual reconciliation) processing, (3) Understanding fakturering flow to OEBS/faktureringskomponenten, (4) Investigating avgiftssatser and calculation rules per year, (5) Understanding skatteforhold and inntektskilder, (6) Debugging trygdeavgiftsperiode generation and storage, (7) Understanding the 25% rule and minstebeløp calculations.
- ▌ Underwriting · fdu-ins bundleInsurance underwriting domain knowledge for building automated submission processing systems. Covers submission-to-bind lifecycle, document extraction patterns, compliance gates (sanctions, licensing, clearance), human-in-the-loop design for regulated financial services, confidence calibration for extracted fields, operating mode progression (manual to automated), and evidence traceability requirements. Use when designing or implementing underwriting pipelines, extraction agents, compliance workflows, HITL review systems, or decision package assembly for insurance or MGA operations.